IMMOJER
ActiveSummary
IMMOJER has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €-15k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability10▼-57
Solvency58▼-7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity tight (current ratio 1.49 against 1.63 in 2024; short-term debt: 66.3% of total assets), and 66.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.2%
Return on assets
-6.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
20 d early
2023
19 d early
2022
31 d early
2021
30 d early
2020
31 d early
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▼ 17.0%
2024 · €91k
2018: €40k
2019: €99k▲ +148% vs 2018highest in 8 years
2020: €82k▼ -17.2% vs 2019
2021: €21k▼ -74.2% vs 2020lowest in 8 years
2022: €38k▲ +79.7% vs 2021
2023: €61k▲ +60.9% vs 2022
2024: €91k▲ +50.2% vs 2023
2025: €76k▼ -17.0% vs 2024
2018 → 2025
Total assets
€228k▼ 1.2%
2024 · €231k
2018: €105klowest in 8 years
2019: €171k▲ +62.7% vs 2018
2020: €231k▲ +35.2% vs 2019highest in 8 years
2021: €161k▼ -30.6% vs 2020
2022: €152k▼ -5.3% vs 2021
2023: €155k▲ +1.9% vs 2022
2024: €231k▲ +49.1% vs 2023
2025: €228k▼ -1.2% vs 2024
2018 → 2025
Net result
€-15k
2024 · €31k
2018: €641
2019: €59k▲ +9085% vs 2018highest in 8 years
2020: €-17k▼ -129% vs 2019
2021: €-61k▼ -258% vs 2020lowest in 8 years
2022: €17k▲ +128% vs 2021
2023: €23k▲ +37.3% vs 2022
2024: €31k▲ +32.6% vs 2023
2025: €-15k▼ -151% vs 2024
2018 → 2025
Working capital
€74k▼ 15.7%
2024 · €88k
2018: €37k
2019: €98k▲ +162% vs 2018highest in 8 years
2020: €72k▼ -26.5% vs 2019
2021: €30k▼ -58.4% vs 2020lowest in 8 years
2022: €31k▲ +4.5% vs 2021
2023: €58k▲ +84.5% vs 2022
2024: €88k▲ +52.9% vs 2023
2025: €74k▼ -15.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€38k▲ 79.7%€61k▲ 60.9%€91k▲ 50.2%€76k▼ 17.0%
2021: €21klowest in 5 years
2022: €38k▲ +79.7% vs 2021
2023: €61k▲ +60.9% vs 2022
2024: €91k▲ +50.2% vs 2023highest in 5 years
2025: €76k▼ -17.0% vs 2024
Operating result€-55k-€23k€29k▲ 28.0%€40k▲ 36.3%€-10k
2021: €-55klowest in 5 years
2022: €23k▲ +142% vs 2021
2023: €29k▲ +28.0% vs 2022
2024: €40k▲ +36.3% vs 2023highest in 5 years
2025: €-10k▼ -124% vs 2024
Net result€-61k-€17k€23k▲ 37.3%€31k▲ 32.6%€-15k
2021: €-61klowest in 5 years
2022: €17k▲ +128% vs 2021
2023: €23k▲ +37.3% vs 2022
2024: €31k▲ +32.6% vs 2023highest in 5 years
2025: €-15k▼ -151% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €40k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€3k ▼ 36.3%
Current assets
€226k ▼ 0.6%
Equity and liabilities €228k
Equity
€76k ▼ 17.0%
Debt
€152k ▲ 9.0%
Debt's share of the balance-sheet total rises from 60.5% to 66.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-6k▼
2024 · €46k
Cash flow
€-11k▼
2024 · €37k
Current ratio
1.49▼
2024 · 1.63
Quick ratio
1.33▼
2024 · 1.33
Debt to equity
2.01▲
2024 · 1.53
ROE
-20.4%▼
2024 · 33.4%
ROA
-6.8%▼
2024 · 13.2%
Interest coverage
-0.44▼
2024 · 3.84
Debt ≤ 1 year
€151k▲
2024 · €139k
Income taxes
€222▼
2024 · €232
Staff costs
€58k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€231k€228k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€26-
Furniture and vehicles24€707€3k▲
Leasing and similar rights25€3k-
Current assets29/58€227k€226k▼
Stocks and contracts in progress3€42k€25k▼
Stocks30/36€42k-
Contracts in progress37-€25k
Amounts receivable within one year40/41€159k€182k▲
Trade receivables40€77k€72k▼
Other amounts receivable41€83k€111k▲
Current investments50/53€1€1▲
Deferred charges and accrued income490/1€26k€18k▼
Equity and liabilities
Total equity and liabilities10/49€231k€228k▼
Equity10/15€91k€76k▼
Contributions10/11€62k€62k=
Reserves13€29k€29k=
Distributable reserves133€29k€29k=
Profit (loss) carried forward14€347€-15k▼
Amounts payable17/49€140k€152k▲
Amounts payable within one year42/48€139k€151k▲
Current portion of amounts payable after more than one year42€6k-
Financial debts43€25k€25k▼
Credit institutions430/8€25k€25k▼
Trade debts44€30k€76k▲
Suppliers440/4€30k€76k▲
Taxes, remuneration and social security45€61k€23k▼
Taxes450/3€54k€16k▼
Remuneration and social security454/9€7k€7k▼
Other amounts payable47/48€18k€27k▲
Accrued charges and deferred income492/3€932€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€56k€58k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€2k€44k▲
Gross operating margin9900€104k€97k▼
Operating profit (loss)9901€40k€-10k▼
Financial income75/76B€3k€7k▲
Recurring financial income75€3k€4k▲
Non-recurring financial income76B-€3k
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€13k▲
Profit (loss) for the period before taxes9903€31k€-15k▼
Income taxes67/77€232€222▼
Profit (loss) for the period9904€31k€-15k▼
Profit (loss) for the period to be appropriated9905€31k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-223€-15k▼
Profit (loss) brought forward from the previous period14P€-31k€347▲
Transfer from equity791/2€570-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €5k | - | - | - | - |
| Remuneration, social security and pensions62 | €48k | €51k | €54k | €56k | €58k | ▲ 4.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €6k | €6k | €6k | €4k | ▼ 29.5% |
| Other operating charges640/8 | €1k | €7k | €2k | €2k | €44k | ▲ 2,464% |
| Non-recurring operating charges66A | - | €14k | - | - | - | - |
| Gross operating margin9900 | €-132 | €101k | €92k | €104k | €97k | ▼ 7.0% |
| Operating profit (loss)9901 | €-55k | €23k | €29k | €40k | €-10k | ▼ 124% |
| Financial income75/76B | - | - | €588 | €3k | €7k | ▲ 177% |
| Recurring financial income75 | - | - | €588 | €3k | €4k | ▲ 71.7% |
| Non-recurring financial income76B | - | - | - | - | €3k | - |
| Financial charges65/66B | €6k | €6k | €7k | €12k | €13k | ▲ 5.5% |
| Recurring financial charges65 | €6k | €6k | €7k | €12k | €13k | ▲ 5.5% |
| Profit (loss) for the period before taxes9903 | €-60k | €17k | €23k | €31k | €-15k | ▼ 150% |
| Income taxes67/77 | €192 | €225 | €247 | €232 | €222 | ▼ 4.5% |
| Profit (loss) for the period9904 | €-61k | €17k | €23k | €31k | €-15k | ▼ 151% |
| Profit (loss) for the period to be appropriated9905 | €-61k | €17k | €23k | €31k | €-15k | ▼ 151% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €161k | €152k | €155k | €231k | €228k | ▼ 1.2% |
| Fixed assets21/28 | €21k | €16k | €10k | €4k | €3k | ▼ 36.3% |
| Tangible fixed assets22/27 | €21k | €16k | €10k | €4k | €3k | ▼ 36.3% |
| Plant, machinery and equipment23 | - | €850 | €438 | €26 | - | - |
| Furniture and vehicles24 | €2k | €2k | €1k | €707 | €3k | ▲ 263% |
| Leasing and similar rights25 | €18k | €13k | €8k | €3k | - | - |
| Current assets29/58 | €140k | €136k | €145k | €227k | €226k | ▼ 0.6% |
| Stocks and contracts in progress3 | €50k | €50k | €42k | €42k | €25k | ▼ 40.0% |
| Stocks30/36 | €42k | €42k | €42k | €42k | - | - |
| Contracts in progress37 | €9k | €9k | - | - | €25k | - |
| Amounts receivable within one year40/41 | €85k | €60k | €83k | €159k | €182k | ▲ 14.6% |
| Trade receivables40 | €67k | €42k | €32k | €77k | €72k | ▼ 6.6% |
| Other amounts receivable41 | €18k | €18k | €51k | €83k | €111k | ▲ 34.3% |
| Current investments50/53 | €25 | €1 | €1 | €1 | €1 | ▲ 15.8% |
| Cash at bank and in hand54/58 | €2k | €988 | - | - | - | - |
| Deferred charges and accrued income490/1 | €3k | €25k | €20k | €26k | €18k | ▼ 30.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €161k | €152k | €155k | €231k | €228k | ▼ 1.2% |
| Equity10/15 | €21k | €38k | €61k | €91k | €76k | ▼ 17.0% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €30k | €30k | €30k | €29k | €29k | = |
| Non-distributable reserves130/1 | €570 | €570 | - | - | - | - |
| Reserves not available under the articles1311 | €570 | €570 | - | - | - | - |
| Distributable reserves133 | €29k | €29k | €30k | €29k | €29k | = |
| Profit (loss) carried forward14 | €-71k | €-54k | €-31k | €347 | €-15k | ▼ 4,462% |
| Amounts payable17/49 | €140k | €114k | €94k | €140k | €152k | ▲ 9.0% |
| Amounts payable after more than one year17 | €29k | €9k | €6k | - | - | - |
| Financial debts170/4 | €29k | €9k | €6k | - | - | - |
| Amounts payable within one year42/48 | €110k | €105k | €87k | €139k | €151k | ▲ 8.9% |
| Current portion of amounts payable after more than one year42 | €26k | €20k | €4k | €6k | - | - |
| Financial debts43 | - | - | €24k | €25k | €25k | ▼ 1.2% |
| Credit institutions430/8 | - | - | €24k | €25k | €25k | ▼ 1.2% |
| Trade debts44 | €49k | €55k | €33k | €30k | €76k | ▲ 158% |
| Suppliers440/4 | €49k | €55k | €33k | €30k | €76k | ▲ 158% |
| Taxes, remuneration and social security45 | €21k | €7k | €26k | €61k | €23k | ▼ 62.3% |
| Taxes450/3 | €20k | €7k | €24k | €54k | €16k | ▼ 70.3% |
| Remuneration and social security454/9 | €2k | - | €2k | €7k | €7k | ▼ 2.3% |
| Other amounts payable47/48 | €13k | €23k | €815 | €18k | €27k | ▲ 55.0% |
| Accrued charges and deferred income492/3 | €348 | €348 | €1k | €932 | €1k | ▲ 19.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-61k | €17k | €23k | €31k | €-15k | ▼ 151% |
| + Depreciation and write-downs630 | €6k | €6k | €6k | €6k | €4k | ▼ 29.5% |
| Operating cash flow (approximation) | €-55k | €23k | €29k | €37k | €-11k | ▼ 131% |
| Investment in fixed assets (approximation) | - | €-1k | €0 | €0 | €-3k | - |
| Change in cash | - | €-984 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-61k
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €59k ▲9,085%
Operating result €85k, net result €59k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2000
Ground area
2,860 m²
Building footprint
242 m²
Volume, LiDAR
1,435 m³
Parcel 62081A0220/00F000, Wallonia · tallest building 15.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Chartreux(PLX) 7, 4122 Neupré
since 20002.116.097.956
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62081A0220/00F000 | Wallonia | 2,860 m² | 1 · 242 m² | 15.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 13,212 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-11-2000
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
68121Development of residential building projects
43230Insulation installation
43310Plastering work
43320Joinery installation
43910Bricklaying and masonry work
81300Landscape service activities
Contact
E-mail
jsimmojer@skynet.be
Scores and ratios are computed by Checked and are not a credit decision.