ImmoFlex
ActiveSummary
The computed 12-month bankruptcy probability of ImmoFlex is 3.0% (moderate). The 2025 annual accounts show negative equity (-€17,576) and a net result of €14,948. Its solvency ranks better than 7% of 7524 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth78
Track record82
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.73 against 0.52 in 2024; short-term debt: 137.5% and cash: 51.5% of total assets), and equity is negative.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-37.5%
Return on assets
31.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 7524 sector peers (2025).
NBB · sector comparisonPosition among 7524 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 29 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€17,576▲ 46.0%
2024 · -€32,524
Total assets
€46,841▲ 33.7%
2024 · €35,027
Net result
€14,948
2024 · -€57,524
Working capital
-€17,576▲ 46.0%
2024 · -€32,524
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€37,697-€15,000
Net result-€57,524-€14,948
Equity-€32,524--€17,576▲ 46.0%
Total assets€35,027-€46,841▲ 33.7%
Debt€67,551-€64,417▼ 4.6%
Working capital-€32,524--€17,576▲ 46.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €15,000 after a loss of €37,697 in 2024.
Key figures and ratios
Solvency
-37.5%▲
2024 · -92.9%
Current ratio
0.73▲
2024 · 0.52
Debt to equity
-3.67▼
2024 · -2.08
ROA
31.9%▲
2024 · -164.2%
Debt ≤ 1 year
€64,417▼
2024 · €67,551
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €533 | €1,031 | ▲ 93.6% |
| Gross operating margin9900 | -€37,164 | €16,031 | ▲ 143% |
| Operating profit (loss)9901 | -€37,697 | €15,000 | ▲ 140% |
| Financial charges65/66B | €19,827 | €52 | ▼ 99.7% |
| Recurring financial charges65 | €19,827 | €52 | ▼ 99.7% |
| Profit (loss) for the period before taxes9903 | -€57,524 | €14,948 | ▲ 126% |
| Profit (loss) for the period9904 | -€57,524 | €14,948 | ▲ 126% |
| Profit (loss) for the period to be appropriated9905 | -€57,524 | €14,948 | ▲ 126% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €35,027 | €46,841 | ▲ 33.7% |
| Current assets29/58 | €35,027 | €46,841 | ▲ 33.7% |
| Amounts receivable within one year40/41 | €9,138 | €22,729 | ▲ 149% |
| Trade receivables40 | €2,950 | €22,729 | ▲ 671% |
| Other amounts receivable41 | €6,188 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €25,889 | €24,112 | ▼ 6.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €35,027 | €46,841 | ▲ 33.7% |
| Equity10/15 | -€32,524 | -€17,576 | ▲ 46.0% |
| Contributions10/11 | €25,000 | €25,000 | = |
| Profit (loss) carried forward14 | -€57,524 | -€42,576 | ▲ 26.0% |
| Amounts payable17/49 | €67,551 | €64,417 | ▼ 4.6% |
| Amounts payable within one year42/48 | €67,551 | €64,417 | ▼ 4.6% |
| Trade debts44 | €6,544 | €0 | ▼ 100% |
| Suppliers440/4 | €6,544 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €666 | - |
| Taxes450/3 | - | €666 | - |
| Other amounts payable47/48 | €61,007 | €63,751 | ▲ 4.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€57,524 | €14,948 | ▲ 126% |
| Operating cash flow (approximation) | -€57,524 | €14,948 | ▲ 126% |
| Change in cash | - | -€1,777 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €14,948
Net result €14,948 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2024
Ground area
2.0 ha
Building footprint
4,871 m²
Parcel 24055A0217/00A000, Flanders. Linked by address, not a title deed.
25
companies at this address
See who is registered here
1 establishment unit
ImmoFlex
since 20242.365.128.135
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24055A0217/00A000 | Flanders | 2.0 ha | 1 · 4,871 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
BOUWONDERNEMING DONGHI EN ZOON
BE 0437.382.007
Kortenberg
CONCEPT 32
BE 1007.224.739
Kortenberg
IDD Construct
BE 1001.714.842
Kortenberg
INFRA VILLE
BE 0766.997.410
Kortenberg
NOVOBOUW
BE 1028.050.342
Kortenberg
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
74130Interior design
Scores and ratios are computed by Checked and are not a credit decision.