IMMODANY
ActiveSummary
IMMODANY has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €3k. Equity is growing by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 28% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability47▼-22
Solvency47=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 2.05 in 2024; short-term debt: 20.6% and cash: 35.8% of total assets), but 77.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.3%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
29 d early
2023
18 d late
2022
42 d late
2021
5 d late
2020
27 d late
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 3.5%
2024 · €88k
Total assets
€409k▼ 0.1%
2024 · €409k
Net result
€3k▲ 175%
2024 · €1k
Working capital
€81k▲ 11.1%
2024 · €73k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28k▲ 11.4%€44k▲ 57.5%€7k▼ 83.5%€7k▼ 7.3%€18k▲ 169%
Net result€19k▲ 21.1%€30k▲ 58.5%€4k▼ 86.4%€1k▼ 72.9%€3k▲ 175%
Equity€53k▲ 57.5%€83k▲ 57.9%€87k▲ 5.0%€88k▲ 1.3%€91k▲ 3.5%
Total assets€374k▲ 1.1%€420k▲ 12.5%€439k▲ 4.6%€409k▼ 7.0%€409k▼ 0.1%
Debt€321k▼ 4.5%€337k▲ 5.1%€352k▲ 4.5%€321k▼ 9.0%€317k▼ 1.1%
Working capital€384▼ 35.5%€20k▲ 5,173%€26k▲ 27.5%€73k▲ 181%€81k▲ 11.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 169% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €409k
Fixed assets
€244k ▼ 8.7%
Current assets
€165k ▲ 16.1%
Equity and liabilities €409k
Equity
€91k ▲ 3.5%
Debt
€317k ▼ 1.1%
Debt's share of the balance-sheet total falls from 78.4% to 77.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▼
2024 · €49k
Cash flow
€27k▼
2024 · €43k
Current ratio
1.96▼
2024 · 2.05
Debt to equity
3.48▼
2024 · 3.64
ROE
3.4%▲
2024 · 1.3%
ROA
0.8%▲
2024 · 0.3%
Interest coverage
3.30▼
2024 · 12.55
Debt ≤ 1 year
€84k▲
2024 · €69k
Debt > 1 year
€233k▼
2024 · €242k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €5k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €10k | €11k | €42k | €24k | ▼ 42.5% |
| Other operating charges640/8 | - | €3k | €22k | €10k | €4k | ▼ 65.4% |
| Non-recurring operating charges66A | - | - | - | €13k | - | - |
| Gross operating margin9900 | €40k | €57k | €40k | €76k | €46k | ▼ 40.3% |
| Operating profit (loss)9901 | €28k | €44k | €7k | €7k | €18k | ▲ 169% |
| Financial income75/76B | - | €168 | €1 | €30 | €41 | ▲ 39.7% |
| Recurring financial income75 | - | €168 | €1 | €30 | €41 | ▲ 39.7% |
| Financial charges65/66B | - | €2k | €1k | €4k | €13k | ▲ 229% |
| Recurring financial charges65 | €2k | €2k | €1k | €4k | €13k | ▲ 229% |
| Profit (loss) for the period before taxes9903 | €25k | €41k | €6k | €3k | €5k | ▲ 85.4% |
| Income taxes67/77 | €6k | €11k | €2k | €2k | €2k | ▲ 26.3% |
| Profit (loss) for the period9904 | €19k | €30k | €4k | €1k | €3k | ▲ 175% |
| Profit (loss) for the period to be appropriated9905 | €19k | €30k | €4k | €1k | €3k | ▲ 175% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €374k | €420k | €439k | €409k | €409k | ▼ 0.1% |
| Fixed assets21/28 | €331k | €332k | €322k | €267k | €244k | ▼ 8.7% |
| Tangible fixed assets22/27 | €331k | €332k | €322k | €267k | €244k | ▼ 8.7% |
| Land and buildings22 | - | €332k | €321k | €266k | €242k | ▼ 9.0% |
| Plant, machinery and equipment23 | - | - | - | - | €999 | - |
| Furniture and vehicles24 | - | - | €698 | €465 | €231 | ▼ 50.3% |
| Current assets29/58 | €43k | €88k | €118k | €142k | €165k | ▲ 16.1% |
| Amounts receivable within one year40/41 | €10k | €27k | €33k | €21k | €18k | ▼ 15.0% |
| Trade receivables40 | - | €27k | €33k | €20k | €17k | ▼ 15.2% |
| Other amounts receivable41 | - | - | - | €825 | €742 | ▼ 10.1% |
| Cash at bank and in hand54/58 | €32k | €61k | €84k | €121k | €146k | ▲ 20.6% |
| Deferred charges and accrued income490/1 | - | €417 | - | €104 | €1k | ▲ 905% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €374k | €420k | €439k | €409k | €409k | ▼ 0.1% |
| Equity10/15 | €53k | €83k | €87k | €88k | €91k | ▲ 3.5% |
| Contributions10/11 | - | €13k | €13k | €13k | €13k | = |
| Capital10 | - | - | €13k | - | - | - |
| Issued capital100 | - | - | €19k | - | - | - |
| Uncalled capital101 | - | - | €6k | - | - | - |
| Reserves13 | €762 | €762 | €762 | €762 | €762 | = |
| Non-distributable reserves130/1 | - | €762 | €762 | €762 | €762 | = |
| Reserves not available under the articles1311 | - | €762 | €762 | €762 | €762 | = |
| Profit (loss) carried forward14 | €39k | €70k | €74k | €75k | €78k | ▲ 4.1% |
| Amounts payable17/49 | €321k | €337k | €352k | €321k | €317k | ▼ 1.1% |
| Amounts payable after more than one year17 | €278k | €269k | €261k | €242k | €233k | ▼ 4.1% |
| Financial debts170/4 | - | €119k | €109k | €92k | €83k | ▼ 10.7% |
| Other amounts payable178/9 | - | €150k | €151k | €150k | €150k | = |
| Amounts payable within one year42/48 | €42k | €68k | €92k | €69k | €84k | ▲ 21.3% |
| Current portion of amounts payable after more than one year42 | - | €9k | €9k | €10k | €10k | ▲ 1.5% |
| Trade debts44 | €4k | €21k | €29k | €5k | €5k | ▲ 8.0% |
| Suppliers440/4 | - | €21k | €29k | €5k | €5k | ▲ 8.0% |
| Taxes, remuneration and social security45 | - | €15k | €20k | €2k | €2k | ▲ 58.7% |
| Taxes450/3 | - | €15k | €20k | €2k | €2k | ▲ 58.7% |
| Other amounts payable47/48 | - | €23k | €34k | €53k | €67k | ▲ 25.1% |
| Accrued charges and deferred income492/3 | - | €687 | - | €9k | €625 | ▼ 93.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €30k | €4k | €1k | €3k | ▲ 175% |
| + Depreciation and write-downs630 | €10k | €10k | €11k | €42k | €24k | ▼ 42.5% |
| Operating cash flow (approximation) | €29k | €40k | €15k | €43k | €27k | ▼ 36.9% |
| Investment in fixed assets (approximation) | - | €-11k | €-702 | €13k | €-1k | ▼ 108% |
| Change in cash | - | €29k | €23k | €37k | €25k | ▼ 32.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €1k ▼72.9%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
2023
18-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 18 days late
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 42 days late
31-03
Financial
Highest result since 2019net €30k ▲58.5%
Operating result €44k, net result €30k, both a record.
2021
05-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2010
Ground area
908 m²
Building footprint
158 m²
Volume, LiDAR
560 m³
Parcel 56063A0122/00C000, Wallonia · tallest building 6.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue de Namur(RES) 194, 7134 Binche
since 20102.197.171.249
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56063A0122/00C000 | Wallonia | 908 m² | 1 · 158 m² | 6.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 13,159 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-11-2010
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.