Immobiliën JPO
ActiveSummary
Immobiliën JPO has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.62M and a net result of €280k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 48% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+4
Solvency61▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 1.67 in 2024; short-term debt: 21.5% and cash: 0.6% of total assets), but 64.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.7%
Return on assets
1.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €8.62M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
38 d early
2023
56 d late
2022
51 d late
2021
117 d late
2020
40 d late
2019
117 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€280k▲ 156%
2024 · €110k
2018: €11k
2019: €51k
2020: €212k
2021: €50k
2022: €541k
2023: €159k
2024: €110k
2018 → 2025
Working capital
€5.87M▲ 35.7%
2024 · €4.32M
2018: €-809k
2019: €2.02M
2020: €2.35M
2021: €-1.10M
2022: €2.55M
2023: €2.94M
2024: €4.32M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7.20M-€7.26M▲ 0.8%€7.42M▲ 2.2%€7.53M▲ 1.5%€8.62M▲ 14.5%
Operating result€166k-€-156k€441k€484k▲ 9.7%€866k▲ 79.0%
Net result€50k-€541k▲ 981%€159k▼ 70.6%€110k▼ 31.1%€280k▲ 156%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 79% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24.14M
Fixed assets
€13.08M ▲ 9.1%
Current assets
€11.06M ▲ 2.2%
Equity and liabilities €24.14M
Equity
€8.62M ▲ 14.5%
Debt
€15.52M ▲ 1.6%
Debt's share of the balance-sheet total falls from 67.0% to 64.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.21M▲
2024 · €782k
Cash flow
€623k▲
2024 · €408k
Current ratio
2.13▲
2024 · 1.67
Quick ratio
0.47▲
2024 · 0.37
Debt to equity
1.80▼
2024 · 2.03
ROE
3.3%▲
2024 · 1.5%
ROA
1.2%▲
2024 · 0.5%
Interest coverage
2.75▲
2024 · 2.34
Debt ≤ 1 year
€5.19M▼
2024 · €6.50M
Debt > 1 year
€10.32M▲
2024 · €8.78M
Income taxes
€146k▲
2024 · €40k
Staff costs
€104k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€22.81M€24.14M▲
Fixed assets21/28€11.98M€13.08M▲
Tangible fixed assets22/27€9.85M€10.95M▲
Land and buildings22€9.81M€10.91M▲
Plant, machinery and equipment23€43k€4k▼
Furniture and vehicles24-€30k
Financial fixed assets28€2.13M€2.13M=
Current assets29/58€10.82M€11.06M▲
Stocks and contracts in progress3€8.43M€8.64M▲
Stocks30/36€8.43M€8.64M▲
Amounts receivable within one year40/41€2.38M€2.28M▼
Trade receivables40€40k€66k▲
Other amounts receivable41€2.34M€2.22M▼
Cash at bank and in hand54/58€12k€137k▲
Deferred charges and accrued income490/1-€609
Equity and liabilities
Total equity and liabilities10/49€22.81M€24.14M▲
Equity10/15€7.53M€8.62M▲
Contributions10/11€1.41M€1.41M=
Capital10€209k€209k=
Issued capital100€209k€209k=
Outside capital11€1.20M€1.20M=
Share premium1100/10€1.20M€1.20M=
Revaluation surpluses12€1.70M€2.52M▲
Reserves13€3.11M€3.11M=
Non-distributable reserves130/1€714k€714k=
Legal reserve130€117k€117k=
Other1319€597k€597k=
Tax-exempt reserves132€258k€258k=
Distributable reserves133€2.14M€2.14M=
Profit (loss) carried forward14€1.31M€1.59M▲
Amounts payable17/49€15.28M€15.52M▲
Amounts payable after more than one year17€8.78M€10.32M▲
Financial debts170/4€8.78M€10.32M▲
Amounts payable within one year42/48€6.50M€5.19M▼
Current portion of amounts payable after more than one year42€286k€452k▲
Financial debts43€2.98M€2.11M▼
Credit institutions430/8€2.98M€2.11M▼
Trade debts44€242k€606k▲
Suppliers440/4€242k€606k▲
Advances received on contracts in progress46€85k-
Taxes, remuneration and social security45€64k€219k▲
Taxes450/3€64k€219k▲
Other amounts payable47/48€2.84M€1.80M▼
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62-€104k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€299k€343k▲
Other operating charges640/8€27k€26k▼
Gross operating margin9900€809k€1.34M▲
Operating profit (loss)9901€484k€866k▲
Financial charges65/66B€334k€440k▲
Recurring financial charges65€334k€440k▲
Profit (loss) for the period before taxes9903€150k€426k▲
Income taxes67/77€40k€146k▲
Profit (loss) for the period9904€110k€280k▲
Profit (loss) for the period to be appropriated9905€110k€280k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.31M€1.59M▲
Profit (loss) brought forward from the previous period14P€1.20M€1.31M▲
Social balance
Average headcount (FTE)9087-2.2
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 56 days late
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 51 days late
2022
31-12
Financial
Highest result since 2018net €541k ▲981%
Net result €541k, the highest in the series.
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 117 days late
2021
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
2020
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 1977
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan 479100 Sint-NiklaasGround area
1.4 ha
Building footprint
406 m²
Volume, LiDAR
2,381 m³
Parcel 46446A0090/00H000, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grote Baan 47, 9100 Sint-Niklaas
since 19772.014.072.960
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46446A0090/00H000 | Flanders | 1.4 ha | 1 · 406 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 2,042 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-10-1977
Fiscal year end31-12
Activities, NACEBEL 2025
43429Specialised construction activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.