IMMOATWORK
ActiveIMMOATWORK has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.77M and a net result of €40k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 68% of 4489 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+29
Solvency99=
Growth45▲+15
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 39% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61%
Return on assets
1.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
93 d early
2023
104 d early
2022
70 d early
2021
88 d early
2020
65 d early
2019
74 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€287k▲ 3.4%
2024 · €277k
2019: €309k
2020: €201k
2021: €226k
2022: €262k
2023: €306k
2024: €277k
2019 → 2025
EBIT margin
26.9%▲ 16.8pp
2024 · 10.1%
2019: 23.9%
2020: 7.9%
2021: 17.4%
2022: 19.8%
2023: 18.7%
2024: 10.1%
2019 → 2025
Net result
€40k
2024 · €-2k
2019: €71k
2020: €-29k
2021: €-6k
2022: €13k
2023: €21k
2024: €-2k
2019 → 2025
Working capital
€501k▲ 55.0%
2024 · €323k
2019: €-451k
2020: €155k
2021: €284k
2022: €432k
2023: €212k
2024: €323k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€226k-€262k▲ 15.7%€306k▲ 17.0%€277k▼ 9.4%€287k▲ 3.4%
Equity€1.70M-€1.71M▲ 0.8%€1.73M▲ 1.2%€1.73M▼ 0.1%€1.77M▲ 2.3%
Operating result€39k-€52k▲ 32.1%€57k▲ 10.3%€28k▼ 51.0%€77k▲ 175%
Net result€-6k-€13k€21k▲ 57.5%€-2k€40k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 175% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.90M
Fixed assets
€2.39M▼ 5.4%
Current assets
€505k▲ 54.2%
Equity and liabilities €2.90M
Equity
€1.77M▲ 2.3%
Debt
€1.13M=
The debt ratio falls from 39.5% to 39.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€214k▲
2024 · €165k
Cash flow
€178k▲
2024 · €134k
Solvency
61.0%▲
2024 · 60.5%
Debt / equity
0.64▼
2024 · 0.65
ROE
2.3%▲
2024 · -0.1%
ROA
1.4%▲
2024 · -0.1%
Interest coverage
6.50▲
2024 · 4.99
Debt
€1.13M=
2024 · €1.13M
Debt ≤ 1 year
€5k▲
2024 · €5k
Debt > 1 year
€1.10M=
2024 · €1.10M
Income taxes
€10k▲
2024 · €1k
A ratio outside any meaningful range has been withheld (balance sheet total €2.90M, equity €1.77M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.86M€2.90M▲
Fixed assets21/28€2.53M€2.39M▼
Tangible fixed assets22/27€2.53M€2.39M▼
Land and buildings22€2.53M€2.39M▼
Current assets29/58€328k€505k▲
Amounts receivable within one year40/41€19k€13k▼
Trade receivables40€10k-
Other amounts receivable41€10k€13k▲
Cash at bank and in hand54/58€309k€493k▲
Equity and liabilities
Total equity and liabilities10/49€2.86M€2.90M▲
Equity10/15€1.73M€1.77M▲
Contributions10/11€1.31M€1.31M=
Capital10€1.31M€1.31M=
Issued capital100€1.31M€1.31M=
Reserves13€1.72M€1.72M=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€1.72M€1.72M=
Profit (loss) carried forward14€-1.31M€-1.27M▲
Amounts payable17/49€1.13M€1.13M=
Amounts payable after more than one year17€1.10M€1.10M=
Other amounts payable178/9€1.10M€1.10M=
Amounts payable within one year42/48€5k€5k▲
Other amounts payable47/48€5k€5k▲
Accrued charges and deferred income492/3€25k€25k=
Income statement
Code20242025
Operating income70/76A€277k€287k▲
Turnover70€277k€287k▲
Operating charges60/66A€249k€210k▼
Services and other goods61€92k€51k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€137k€137k▲
Other operating charges640/8€21k€21k▲
Operating profit (loss)9901€28k€77k▲
Financial income75/76B€4k€7k▲
Recurring financial income75€4k€7k▲
Income from financial fixed assets750€4k€7k▲
Financial charges65/66B€33k€33k▲
Recurring financial charges65€33k€33k▲
Debt charges650€33k€33k=
Other financial charges652/9€281€304▲
Profit (loss) for the period before taxes9903€-1k€51k▲
Income taxes67/77€1k€10k▲
Taxes670/3€1k€10k▲
Profit (loss) for the period9904€-2k€40k▲
Profit (loss) for the period to be appropriated9905€-2k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.31M€-1.27M▲
Profit (loss) brought forward from the previous period14P€-1.30M€-1.31M▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €40k
Net result €40k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
18-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after 2 loss-making years.
04-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
27-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-29k ▼141%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 20current ratio 13.14
Current ratio from 0.64 to 13.14; short-term debt falls from €1.26M to €13k.
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 directors, no change since 2025
Anouk SCHOUPPE
CurrentManaging director · since 26-06-2025
Gaël WIJNGAARD
CurrentDirector · since 26-06-2025
Deloitte Réviseurs d'Entreprises
CurrentAuditor · since 02-02-2024
Benoît DOURTE
CurrentAdministrateur, président du conseil d'administration · since 23-01-2017
Deloitte
Not recently confirmedAuditor · since 20-09-2017
Jean-François Hubin
Not recently confirmedRepresentative of the commissioner · since 23-01-2017
+ 3 not shown in this overview
26-06-2025
Anouk SCHOUPPE: Appointed as Managing director
26-06-2025
Gaël WIJNGAARD: Appointed as Director
26-06-2025
Benoît DOURTE: Appointed as Administrateur, président du conseil d'administration
26-06-2025
Gauthier Bienfait: Resigned as Director
26-06-2025
Maarten Rooijakkers: Resigned as Director
26-06-2025
Marcel van Cleempoel: Resigned as Director
26-06-2025
Robert Pegels: Resigned as Director
02-02-2024
Deloitte Réviseurs d'Entreprises: Appointed as Auditor
15-04-2019
Maarten Rooijakkers: Appointed as Director
15-04-2019
Marcel van Cleempoel: Appointed as Director
20-09-2017
Deloitte: Appointed as Auditor
23-01-2017
Benoît DOURTE: Appointed as Administrateur non exécutif
23-01-2017
Benoît DOURTE: Appointed as Administrateur exécutif
23-01-2017
Jean-François Hubin: Appointed as Representative of the commissioner
23-01-2017
Gauthier Bienfait: Appointed as Administrateur non exécutif
23-01-2017
Christel Weymeersch: Resigned as Representative of the commissioner
17-05-2011
Ivan Nyssen: Appointed as Administrateur non exécutif
17-05-2011
Patrice De Bremaeker: Appointed as Administrateur exécutif
17-05-2011
Gauthier Bienfait: Appointed as Administrateur non exécutif
05-01-2007
PricewaterhouseCoopers Reviseurs d'Entreprises: Appointed as Auditor
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Edmond Van Nieuwenhuyselaan 301160 OudergemGround area
5,736 m²
Building footprint
1,592 m²
Volume, LiDAR
17,524 m³
2 parcels, Brussels · tallest building 25.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
S.I.H.
since 19902.049.238.925
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0498/00B000 | Brussels | 5,641 m² | 1 · 1,517 m² | 25.8 m · 5 fl. |
| 21445C0272/00C002 | Brussels | 95 m² | 1 · 74 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WINCHILL
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VARIMO
BE 0421.127.181
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Desrem - Invest
BE 0442.281.297
Zemst · Eq €1.77M
KARELCO
BE 0451.554.202
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IMMO BEHEER ACAR
BE 0437.145.940
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Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,403 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-05-1990
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70201
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.