WINCHILL
ActiveWINCHILL has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.77M and a net result of €-71k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
17
/ 100
Critical▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-6
Solvency32▲+4
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.26 against 1.23 in 2024), and 79.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.6%
Return on assets
-0.8%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 06-02-2026, 22 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
22 d early
2024
22 d early
2023
29 d early
2022
29 d early
2021
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-07-2026 and is due by 28-02-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-07-2026 close16-09-2026 today28-02-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€13.11M
EBIT margin
12.0%
Net result
€-71k
2024 · €25k
2021: €1.02M
2022: €727k
2023: €1.01M
2024: €25k
2021 → 2025
Working capital
€1.79M▼ 10.8%
2024 · €2.01M
2021: €1.00M
2022: €1.51M
2023: €2.26M
2024: €2.01M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€13.11M
Equity€969k-€1.53M▲ 57.7%€2.10M▲ 37.6%€2.04M▼ 3.1%€1.77M▼ 13.1%
Operating result€1.36M-€1.03M▼ 24.4%€1.57M▲ 52.0%€390k▼ 75.1%€250k▼ 35.8%
Net result€1.02M-€727k▼ 28.5%€1.01M▲ 38.7%€25k▼ 97.6%€-71k
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 36% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.60M
Fixed assets
€6k▼ 74.9%
Current assets
€8.59M▼ 21.5%
Equity and liabilities €8.60M
Equity
€1.77M▼ 13.1%
Debt
€6.83M▼ 23.5%
The debt ratio falls from 81.4% to 79.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€255k▼
2024 · €399k
Cash flow
€-66k▼
2024 · €33k
Solvency
20.6%▲
2024 · 18.6%
Current ratio
1.26▲
2024 · 1.23
Quick ratio
0.37▲
2024 · 0.18
Debt / equity
3.86▼
2024 · 4.39
ROE
-4.0%▼
2024 · 1.2%
ROA
-0.8%▼
2024 · 0.2%
Interest coverage
0.77▼
2024 · 1.17
Debt
€6.83M▼
2024 · €8.93M
Debt ≤ 1 year
€6.80M▼
2024 · €8.93M
Income taxes
€3k▼
2024 · €37k
Staff costs
€28k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10.97M€8.60M▼
Fixed assets21/28€25k€6k▼
Tangible fixed assets22/27€25k€6k▼
Plant, machinery and equipment23€2k€667▼
Furniture and vehicles24€23k€6k▼
Current assets29/58€10.94M€8.59M▼
Stocks and contracts in progress3€9.32M€6.07M▼
Stocks30/36€9.32M€6.07M▼
Amounts receivable within one year40/41€1.06M€2.43M▲
Other amounts receivable41€1.06M€2.43M▲
Cash at bank and in hand54/58€567k€95k▼
Equity and liabilities
Total equity and liabilities10/49€10.97M€8.60M▼
Equity10/15€2.04M€1.77M▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€2.03M€1.77M▼
Amounts payable17/49€8.93M€6.83M▼
Amounts payable within one year42/48€8.93M€6.80M▼
Financial debts43€8.06M€5.11M▼
Credit institutions430/8€8.06M€5.11M▼
Trade debts44€20k€59k▲
Suppliers440/4€20k€59k▲
Taxes, remuneration and social security45€36k€2k▼
Taxes450/3€36k€1k▼
Remuneration and social security454/9-€1k
Other amounts payable47/48€814k€1.63M▲
Accrued charges and deferred income492/3-€32k
Income statement
Code20242025
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€34k€28k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€5k▼
Other operating charges640/8€11k€4k▼
Gross operating margin9900€444k€287k▼
Operating profit (loss)9901€390k€250k▼
Financial income75/76B€12k€12k▲
Recurring financial income75€12k€12k▲
Financial charges65/66B€341k€331k▼
Recurring financial charges65€341k€331k▼
Profit (loss) for the period before taxes9903€61k€-68k▼
Income taxes67/77€37k€3k▼
Profit (loss) for the period9904€25k€-71k▼
Profit (loss) for the period to be appropriated9905€25k€-71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.12M€1.96M▼
Profit (loss) brought forward from the previous period14P€2.10M€2.03M▼
Profit to be distributed694/7€89k€196k▲
Return on contributions (dividend)694€89k€196k▲
Social balance
Average headcount (FTE)90871.10.8▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
Financial
Weakest financial yearnet €-71k ▼388%
Net result drops to €-71k, the lowest in the series.
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-07
Financial
Equity above €2MEq €2.10M ▲37.6%
3 profitable years in a row build equity to €2.10M.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-07
Financial
Equity above €1MEq €1.53M ▲57.7%
2 profitable years in a row build equity to €1.53M.
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalvekeetdijk 1798300 Knokke-HeistGround area
2,650 m²
Building footprint
134 m²
Volume, LiDAR
148 m³
Parcel 31039E0077/00N000, Flanders · tallest building 5.0 m. Linked by address, not a title deed.
1 establishment unit
WINCHILL
since 20202.305.521.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31039E0077/00N000 | Flanders | 2,650 m² | 1 · 134 m² | 5.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Desrem - Invest
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KARELCO
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IMMO BEHEER ACAR
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Of 9,095 companies in sector 68201 we hold annual accounts for 6,729. 4,406 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2020
Fiscal year end31-07
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.