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Immoar

Active
Public limited companyfounded 1990active for 35 yearsLouizalaan 349, 1050 Elsene, Belgium38 active companies are registered at this addressKBO/BCE: BE 0442.810.641
Summary

The computed 12-month bankruptcy probability of Immoar is 2.2% (moderate). The 2024 annual accounts show equity of €743,980 and a net result of €3,407. Equity remains stable across the filed financial years (±0.8% per year). The company has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€974,863total assets 2024
Equity
€743,980
Profit
€3,407
Financial health
54 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.2%
Structure
Board
5 members
Accounts 78 days overdue7 of 10 deeds read
Why 54raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 05-10-2025)lowers riskSize: total assets €974,863Equity €743,980 (76.3% of total assets)Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 53% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Strong
Solvency 100=
equity 76.3% of total assets
Liquidity 49-1
short-term debt 12.3% · cash 0.5%
Profitability 69-1
return on assets 0.3%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.1% 12-2024: 1.4%▲ +0.3 percentage points vs 11-2024 01-2025: 2.8%▲ +1.4 percentage points vs 12-2024 02-2025: 1.2%▼ -1.6 percentage points vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 2.8%▲ +1.6 percentage points vs 04-2025 06-2025: 3.1%▲ +0.3 percentage points vs 05-2025 07-2025: 3.1%● unchanged vs 06-2025 08-2025: 3.6%▲ +0.5 percentage points vs 07-2025 09-2025: 4.4%▲ +0.8 percentage points vs 08-2025 10-2025: 6.7%▲ +2.3 percentage points vs 09-2025highest value 11-2025: 0.6%▼ -6.1 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025lowest value 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.7%▲ +0.1 percentage points vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.3 percentage points vs 07-2026 09-2026: 1.3%▲ +0.3 percentage points vs 08-2026 10-2026: 2.2%▲ +0.9 percentage points vs 09-2026
Credit of up to €40,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 1.68, compared with 1.5 in 2023, above the usual 1.5; short-term debt: 12.3% and cash: 0.5% of total assets), and 23.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 32% on liquidity, 48% on profitability and 50% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €974,863
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 05-10-2025)
NBB · annual accounts
lowers risk · Equity €743,980 (76.3% of total assets)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline17-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
60 days late
2023
176 days late
2022
120 days late
2021
26 days late
2020
18 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 55 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: Françoise HANSSENS-ENSCH (administrateur provisoire)Court decision
  2. Resignations & appointmentsCourt decision
  3. Reappointment: Françoise HANSSENS-ENSCH (administrateur provisoire)Court decision

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 78 days late View
  • Active since 1990founded 20-12-1990 35 years View
  • Board5 directors in office 5 View

By topic

Financials

Financial year
2024
Total assets
€974,863
Profit
€3,407
Solvency
76.3%
Total assets▲ 3.9%
Net result
20182024
Go to Financials

Board & ownership

Board
5 members
  • Françoise HANSSENS-ENSCHDirector
  • Jacqueline ARETSDirector
  • Jacques ARETSDirector
  • Karin WEHMEYERDirector
  • Kathrin ARETSDirector
Go to Board & ownership

Timeline

Events
44
Since
1992
  1. 03-10-2025Appointments: Kathrin ARETS, Jacques ARETS and 3…
  2. 29-09-2025Annual accounts filed
  3. 24-04-2025Appointment: Françoise HANSSENS-ENSCH (administrateur provisoire)
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
20-12-1990
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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