Higher net result than 93% of companies in real estate. Sector median €5,857 · 19,817 companies.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 2,372 companies had the same profile as IMMO4V has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
1.4%
stopped another way
1.8%
went bankrupt
Small
5 to 10 years old
solvency 10 to 30%
a profit under 5% of the balance sheet
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,372 companies, not a prediction for IMMO4V. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0752867676
Registered office moved from Lasne to Wavre
New registered office: Rue Provinciale 315 à 1301 Wavre · Previous registered office: Route d'Ottignies 8, 1380 Lasne · Board meeting of 08-11-2023 · Gazette deed
Incorporation
Founding capital of €250,000, 1,000 shares, €125,000 paid up · Founders: Hidden nameVisible after signing in, Name after signing inVisible after signing in, Name hiddenVisible after signing in and 2 others · Appointments: Hidden nameVisible after signing in, Name after signing inVisible after signing in, Name hiddenVisible after signing in, Hidden nameVisible after signing in and Name after signing inVisible after signing in · published on 26-08-2020 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as IMMO4V: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €3.6m and €5.3m, founded between 2020 and 2021.
Official details
Source: KBO
Status
Active since 24-08-2020Normal situation
Registered office
14 active companies are registered at this address8 started in the 12 months before. Source: KBO register, as of 15 November 2026.
micro format, filed on 01-07-2026, 30 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €450,000. Estimated: probably between €400,000 and €520,000.
Balance sheet
balance sheet total €3.9m on 31-12-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
2023
2022
2021
2020
386,096
451,980
50,306
-
-21,250
-
252,158
352,916
-25,225
-
-22,050
-
46,212
11,652
2.6m
447,437
740,392
61,742
-4,145
223,063
81,593
3
1,562
-
53,205
-6,029
-201,676
-31,700
7,642
93,084
11.0%
7.3%
1.2%
8.2%
18.0%
98.5%
1.19
0.98
0.36
0.49
1.23
39.56
8.09
12.71
83.08
11.26
4.56
0.02
32.5%
84.2%
-115.8%
-41.0%
-65.0%
-13.0%
3.6%
6.1%
-1.4%
-3.3%
-11.7%
-12.8%
4.26
4.56
0.67
-
-26.57
-
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
Social balance sheet
The social balance sheet is the part of the annual accounts about staff: how many people work there, on which contract, who joined and who left, and what they cost. It shows whether an employer is growing or shrinking.
Item
31-12-2024
Employees at the balance-sheet date
0
full-time
0
part-time
0
Source: social balance sheet in the 2024 annual accounts
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
2024
2023
2022
2021
Tangible fixed assets
€46,212
€11,652
€2.6m
€446,077
€740,392
Intangible fixed assets
-
-
€1,360
€1,360
-
€112,540
€108,885
€27,805
-
€68,478
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on IMMO4V
The operating result for 2025 is 20% lower than in 2024.
Debt's share of the balance-sheet total falls from 92.7% to 89.0%. Equity is higher and debt is lower.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
5 names, the dashed line is today
202020212022202320242025202620272028
Hidden nameVisible after signing in Director (not named in the articles)
Name after signing inVisible after signing in Director (not named in the articles)
Name hiddenVisible after signing in Director (not named in the articles)
Hidden nameVisible after signing in Director (not named in the articles)
Name after signing inVisible after signing in Director (not named in the articles)
Board
Mandates as a list
Name hiddenVisible after signing in
Director (not named in the articles), from 24-08-2020 to date
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Director (not named in the articles), from 24-08-2020 to date
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Director (not named in the articles), from 24-08-2020 to date
Name hiddenVisible after signing in
Director (not named in the articles), from 24-08-2020 to date
Hidden nameVisible after signing in
Director (not named in the articles), from 24-08-2020 to date
Annual accounts 2022 filedPDFmicro format · 24 days late
2022
Annual accounts 2021 filedPDFmicro format · 9 days before the deadline
2021
Weakest financial yearnet -€90,528 The net result drops to -€90,528, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2020 filedPDFmicro format · on the deadline day
2020
IncorporationFounding capital of €250,000, 1,000 shares, €125,000 paid up · Founders: Name hiddenVisible after signing in, Hidden nameVisible after signing in, Name after signing inVisible after signing in and 2 others · Appointments: Name hiddenVisible after signing in, Hidden nameVisible after signing in, Name after signing inVisible after signing in, Name hiddenVisible after signing in and Hidden nameVisible after signing in · published on 26-08-202013 points ▸
Founder, Name after signing inVisible after signing in
Founder, Name hiddenVisible after signing in
Founder, Hidden nameVisible after signing in
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Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 24 August 2020, IMMO4V was incorporated as a private limited company by five natural persons, with a starting capital of €250,000.12In 2023 the registered office moved to Wavre.3Of the 5 current board members, 5 have served since 2020.4Total assets went from €157,239 in 2020 to €3.9m in 2025.5
PurposeThe purpose describes the activities the company may carry out under its articles.
“Toute opération généralement quelconque relevant des activités d’études,de conseil,d’expertise,de planification,de surveillance,de…”
14 activities
Toute opération généralement quelconque relevant des activités d’études,de conseil,d’expertise,de planification,de surveillance,de coordination technique et financière,de contrôle et de gestion dans les domaines relevant de l’ingénierie et de la construction.En particulier,elle pourra réaliser toute mission relative à l’assistance au maitre de l’ouvrage,maitrise d’ouvrage déléguée ou projet management et notamment l’établissement de programmes de projets,coordinations,planification et contrôle des études,des réalisations,planification et contrôle budgétaires,recherche et développement relatifs à l’objet précité sur tout support et tout média;la gestion des immeubles de la société.Et également,la conception,la réalisation,l’organisation,la coordination et la gestion de tous projets de promotion immobilière sous forme d’assistance commerciale,technique ou financière.
L’achat,la vente,l’échange,la réalisation,la mise en valeur,la construction,le parachèvement,l'entretien,la transformation,l’exploitation,l’expropriation,la location,le leasing,la gestion,la gérance,le lotissement,la division horizontale et la mise en copropriété forcée,la promotion sous toutes ses formes,de tous biens immeubles bâtis ou non bâtis,l’acquisition et la concession de tous droits réels immobiliers.
Toutes opérations se rapportant directement ou indirectement à l'objet,en ce compris l'assistance dans la recherche de crédit immobilier.
Tous travaux d’ameublement,de décoration,d’installation et d’aménagement d’immeubles ou parties d’immeubles,d’installation,d’exploitation,de sous-traitance dans les domaines de chauffage,d’éclairage,d’ascenseurs,monte-charge et autres travaux de parachèvement de la construction.
La prise de participation dans toute société commerciale ou autres,belges ou étrangères,ainsi que l’accomplissement de tous actes de gestion de portefeuille ou de capitaux et l’émission de tous types d’effets mobiliers ou immobiliers,à l’exception des activités réglementées par la loi.
La prestation de service de conseil en organisation et gestion d’entreprises.
La gestion de chantier.
La gestion d’un patrimoine de valeurs mobilières et immobilières,incluant notamment mais non exclusivement:des actions et parts belges ou étrangères,cotées ou non,à titre provisoire ou permanent,des obligations,bons de caisses,warrants,options et titres analogues,des terrains et constructions,en général toute valeur mobilière et immobilière.
Elle peut pourvoir à l’administration,à la supervision et au contrôle de toutes sociétés liées ou avec lesquelles il existe un lien de participation et toutes autres et consentir tous prêts à celles-ci,sous quelque forme et pour quelque durée que ce soit.
Elle peut emprunter avec ou sans garantie pour l’exécution des travaux entrepris par elle;elle peut également prêter occasionnellement des fonds dans le cadre de l’exécution de travaux.
La société pourra exercer tous mandats relatifs à l'administration,à la gestion,à la direction,au contrôle et à la liquidation de toutes sociétés ou entreprises et garantir les engagements de tiers et notamment ceux des actionnaires et administrateurs dans l’intérêt social et dans le respect des prescriptions légales.
La société pourra faire toutes opérations généralement quelconques,civiles,commerciales,industrielles,financières,mobilières ou immobilières,ayant un rapport direct ou indirect avec son objet ou de nature à en favoriser la réalisation et le développement,y compris la sous-traitance en général.
La société pourra s’intéresser par voie d’apport,de fusion,de souscription ou de toute autre manière,dans toutes autres entreprises,associations ou sociétés ayant un objet similaire,analogue ou connexe ou de nature à favoriser celui de la société.
De manière générale,la société peut réaliser son objet directement ou indirectement et notamment conclure toutes conventions d’association,de rationalisation,de collaboration,tout contrat de travail ou d’entreprise,prêter son concours financier sous quelque forme que ce soit,exécuter tous travaux et étude pour toute entreprise,association ou société à laquelle elle se sera intéressée ou à laquelle elle aura apporté son concours financier,vendre,acheter,cautionner,donner à bail ou prendre en location tout bien corporel ou incorporel,mobilier ou immobilier,donner à bail ou affermer tout ou partie de ses installations,exploitations et fonds de commerce.