IMMOBIO
ActiveIMMOBIO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.01M and a net result of €-49k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 38% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability33=
Solvency13▲+2
Growth85▲+17
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days only on tighter terms
Liquidity short (current ratio 0.01 against 0.11 in 2024), and 80.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.1%
Return on assets
-0.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
26 d late
2022
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€333k▲ 14.3%
2024 · €292k
2023: €140k
2024: €292k
2023 → 2025
EBIT margin
-3.4%▲ 4.9pp
2024 · -8.3%
2023: -10.6%
2024: -8.3%
2023 → 2025
Net result
€-49k▲ 52.4%
2024 · €-102k
2022: €-52k
2023: €-91k
2024: €-102k
2022 → 2025
Working capital
€-2.23M▲ 5.9%
2024 · €-2.37M
2022: €-197k
2023: €-2.28M
2024: €-2.37M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€140k€292k▲ 108%€333k▲ 14.3%
Equity€948k-€1.06M▲ 11.6%€962k▼ 9.1%€1.01M▲ 5.2%
Operating result€-37k-€-15k▲ 60.5%€-24k▼ 63.6%€-11k▲ 53.6%
Net result€-52k-€-91k▼ 76.7%€-102k▼ 12.0%€-49k▲ 52.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €24k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.30M
Fixed assets
€5.27M▼ 4.9%
Current assets
€24k▼ 91.8%
Equity and liabilities €5.30M
Equity
€1.01M▲ 5.2%
Debt
€4.28M▼ 12.1%
The debt ratio falls from 83.5% to 80.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€258k▲
2024 · €230k
Cash flow
€221k▲
2024 · €152k
Solvency
19.1%▲
2024 · 16.5%
Current ratio
0.01▼
2024 · 0.11
Quick ratio
0.01▼
2024 · 0.11
Debt / equity
4.23▼
2024 · 5.06
ROE
-4.8%▲
2024 · -10.6%
ROA
-0.9%▲
2024 · -1.7%
Interest coverage
3.44▲
2024 · 2.96
Debt
€4.28M▼
2024 · €4.87M
Debt ≤ 1 year
€2.26M▼
2024 · €2.67M
Debt > 1 year
€2.03M▼
2024 · €2.21M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.83M€5.30M▼
Fixed assets21/28€5.54M€5.27M▼
Tangible fixed assets22/27€5.54M€5.27M▼
Land and buildings22€5.44M€5.19M▼
Furniture and vehicles24€100k€80k▼
Financial fixed assets28€0-
Current assets29/58€294k€24k▼
Amounts receivable within one year40/41€239k€4k▼
Trade receivables40€31k-
Other amounts receivable41€208k€4k▼
Cash at bank and in hand54/58€53k€18k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€5.83M€5.30M▼
Equity10/15€962k€1.01M▲
Contributions10/11€1.00M€1.00M=
Capital10€1.00M€1.00M=
Issued capital100€1.00M€1.00M=
Profit (loss) carried forward14€-245k€-293k▼
Investment grants15€207k€306k▲
Amounts payable17/49€4.87M€4.28M▼
Amounts payable after more than one year17€2.21M€2.03M▼
Financial debts170/4€2.21M€2.03M▼
Amounts payable within one year42/48€2.67M€2.26M▼
Current portion of amounts payable after more than one year42€180k€180k=
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€6k€15k▲
Taxes450/3€6k€15k▲
Other amounts payable47/48€2.48M€2.06M▼
Accrued charges and deferred income492/3€97-
Income statement
Code20242025
Turnover70€292k€333k▲
Goods, raw materials, services and sundry goods60/61€31k€42k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€254k€269k▲
Other operating charges640/8€31k€33k▲
Gross operating margin9900€261k€291k▲
Operating profit (loss)9901€-24k€-11k▲
Financial income75/76B-€38k
Recurring financial income75-€38k
Financial charges65/66B€78k€75k▼
Recurring financial charges65€78k€75k▼
Profit (loss) for the period before taxes9903€-102k€-49k▲
Profit (loss) for the period9904€-102k€-49k▲
Profit (loss) for the period to be appropriated9905€-102k€-49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-245k€-293k▼
Profit (loss) brought forward from the previous period14P€-143k€-245k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €1MEq €1.01M ▲5.2%
Equity rises from €962k to €1.01M.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-102k
Net result drops to €-102k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Equity above €1MEq €1.06M ▲11.6%
Equity rises from €948k to €1.06M.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Princes 401300 WavreGround area
1.3 ha
Building footprint
413 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMOBIO
since 20232.348.270.525
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25004A0029/00R002 | Wallonia | 1.1 ha | - | - |
| 25772G0141/00G002 | Wallonia | 1,926 m² | 1 · 413 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BALIMMCO
BE 0478.790.416
Walcourt · Eq €1.01M
Malou View
BE 0543.672.231
Brussel · Eq €1.01M
D.P. & V.
BE 0471.464.441
Merchtem · Eq €1.01M
VASTGOED GROBBENDONK
BE 0802.737.950
Schoten · Eq €1.01M
IMMOBILIERE FIRST LINE
BE 0427.502.853
Ukkel · Eq €1.01M
Of 9,095 companies in sector 68201 we hold annual accounts for 6,728. 4,801 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-04-2021
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
64200Holdings
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:pierre.riga@sogefimo.be
Phone:+32475740343