Active BE 0447.348.261Private limited company

IMMO YBO

Visstraat 36 ·9280 Lebbeke, Belgium· 34 yrs active

Sector: NACE 82100 (82100)

Conclusion Checked

The computed 12-month bankruptcy probability of IMMO YBO is 0.3% (very low). The 2024 annual accounts show equity of €96k and a net result of €310. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 3165 sector peers (fiscal year 2024). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.

Key figures

Equity	€96k
Net result	€310
Better than sector	35%
Active	34 yrs

Snowflake analysis 5 axes · computed by Checked

59 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 87

Profitability 2

Solvency 74

Growth 32

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.3% Very low

0%0,5%1,5%4%10%≥25%

Long track record −Lower-failure-rate sector −Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Long-established

Founded in 1992, 34 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

87 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 15-03-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~4.1%/year over 6 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	35.6%	53.7%	better than 35% of 3165 sector peers
Net result	€310	€18k	better than 22% of 3164 sector peers
Equity	€96k	€40k	better than 75% of 3167 sector peers
Gross operating margin	€31k	€36k	better than 45% of 3164 sector peers
Total assets	€269k	€93k	better than 82% of 3170 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€28k

+62.9% -65% vs sector

Net profit

€310

- -99% vs sector

Cash flow

€24k

+72.6% -66% vs sector

Total assets

€269k

-4.4% -54% vs sector

Equity

€96k

+0.3% -53% vs sector

Working capital

€17k

-67.3% -71% vs sector

Income taxes

€2k

+58.1% -83% vs sector

Debt

€165k

-6.8% -51% vs sector

Debt ≤ 1y

€21k

+24.0% -79% vs sector

Debt > 1y

€142k

-9.5% +20% vs sector

Current ratio

1.81

-55.6% +15% vs sector

Quick ratio

1.81

-55.6% +32% vs sector

Solvency

35.6%

+5.0% -36% vs sector

Debt / equity

1.72

-7.1% +116% vs sector

ROE

0.3%

- -97% vs sector

ROA

0.1%

- -98% vs sector

Interest coverage

8.46

+52.5% +7% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€28k
Net profit	€310
Cash flow	€24k
Staff costs	-
Income taxes	€2k
Dividends	-
Total assets	€269k
Equity	€96k
Debt	€165k
of which ≤ 1y	€21k
of which > 1y	€142k
Working capital	€17k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.81
Quick ratio	1.81
Working capital ratio	6.2%
Solvency	35.6%
Debt / equity	1.72
Long-term debt ratio	1.48
Interest coverage	8.46
Gross margin	-
Net margin	-
ROA	0.1%
ROE	0.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €232k · 86.1% Current assets €38k · 14.0%

Equity & liabilities

Equity €96k · 35.6% Provisions €9k · 3.3% Debt €165k · 61.1%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€269k
Fixed assets	21/28	€232k
Tangible fixed assets	22/27	€232k
Current assets	29/58	€38k
Amounts receivable within one year	40/41	€38k
Cash & bank	54/58	€18
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€269k
Equity	10/15	€96k
Contributions / capital	10/11	€31k
Reserves	13	€65k
Provisions & deferred taxes	16	€9k
Amounts payable	17/49	€165k
Amounts payable after one year	17	€142k
Amounts payable within one year	42/48	€21k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€31k
Operating result	9901	€5k
Financial charges	65	€3k
Result before taxes	9903	€2k
Income taxes	67/77	€2k
Net result for the period	9904	€310
Result to be appropriated	9905	€5k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	82100
Legal form	Private limited company(610)
Incorporation	11-05-1992
Status	Active
Postal code	9280

Establishment units 1 location

Kerkstraat (DEN) 45, 9200 Dendermonde

Verhuur van woningen, exclusief sociale woningen

since 19922.057.805.015

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42005A0702/00Z002	Flanders	439 m²	1 · 89 m²	10.8 m · 2 fl.
42006C0108/00H000 ProtectedTownscape or village viewKerkstraatSource ↗	Flanders	188 m²	1 · 166 m²	15.9 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

15-03-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

03-01-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

09-03-2023

State Gazette act Director changes

1992-05-26/315 · Arne Ryssaert · correction

2022

12-11-2022

NBB filing Annual accounts filed

fiscal year 2022 · micro

16-05-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2020

30-11-2020

NBB filing Annual accounts filed

fiscal year 2020 · micro

2019

18-11-2019

NBB filing Annual accounts filed

fiscal year 2019 · micro

2018

30-11-2018

NBB filing Annual accounts filed

fiscal year 2018 · micro

2017

31-10-2017

NBB filing Annual accounts filed

fiscal year 2017 · micro

2016

30-11-2016

NBB filing Annual accounts filed

fiscal year 2016 · verkort

2015

18-11-2015

NBB filing Annual accounts filed

fiscal year 2015 · verkort

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

09-03-2023 2 directors appointed, 3 resigning, 5 reappointed Director changes·Arne Ryssaertcorrection

BV MKF, Bestuurder
Van Nuffel Gladys, Vaste vertegenwoordiger
BV UPROOF, Bestuurder
Van Hauwe Ken, Bestuurder
Van Nuffel Gladys, Bestuurder
Van Hauwe Ken, Bestuurder
Van Hauwe Ken, Gedelegeerd bestuurder
Van Hauwe Ken, Bestuurder

Summary: 1992-05-26/315Notary: Arne Ryssaert · Zele

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed, exclusief sociale woningen68201Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen68201Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis68321Activiteiten van syndici van onroerend goed68321

Primary activity highlighted.

Names & trade names

Legal nameNL

IMMO YBO

Registered office

Visstraat 36 bus a

9280 Lebbeke, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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