Active BE 0764.835.201Private limited company

IMMO VR NAMUR

Rue Camille Charlier(FW) 12 ·5020 Namur, Belgium· 5 yrs active

Sector: Ontwikkeling van residentiële bouwprojecten (68121)

Conclusion Checked

The computed 12-month bankruptcy probability of IMMO VR NAMUR is 0.8% (low). The 2024 annual accounts show equity of €54k and a net result of €86k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 42% of 4969 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Key figures

Equity	€54k
Net result	€86k
Better than sector	42%
Active	5 yrs

Financial profile 5 of 5 axes measured · computed by Checked

71 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 66

Profitability 100

Solvency 18

Growth 78

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

0.8% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

66 / 100 Healthy

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview4 NBB filings

Annual accounts filed on 05-02-2026 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	8.5%	16.7%	better than 42% of 4969 sector peers
Net result	€86k	€2k	better than 93% of 4961 sector peers
Equity	€54k	€27k	better than 62% of 4972 sector peers
Gross operating margin	€149k	€27k	better than 90% of 4955 sector peers
Total assets	€634k	€302k	better than 70% of 4971 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€149k

- 21-24

Net profit

€86k

- 21-24

Cash flow

€89k

- 21-24

Total assets

€634k

-20.7% 21-24

Equity

€54k

- 21-24

Working capital

€39k

- 21-24

Income taxes

€14k

- 21-24

Debt

€580k

-30.3% 21-24

Show 9 other metrics

Debt ≤ 1y

€577k

-30.6% 21-24

Debt > 1y

€150k

- 21-24

Current ratio

1.07

+11.5% 21-24

Quick ratio

0.33

+115.9% 21-24

Solvency

8.5%

- 21-24

Debt / equity

10.74

- 21-24

ROE

159.6%

+60.0% 21-24

ROA

13.6%

- 21-24

Interest coverage

3.21

- 21-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€149k
Net profit	€86k
Cash flow	€89k
Staff costs	-
Income taxes	€14k
Dividends	-
Total assets	€634k
Equity	€54k
Debt	€580k
of which ≤ 1y	€577k
of which > 1y	-
Working capital	€39k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.07
Quick ratio	0.33
Working capital ratio	6.2%
Solvency	8.5%
Debt / equity	10.74
Long-term debt ratio	-
Interest coverage	3.21
Gross margin	-
Net margin	-
ROA	13.6%
ROE	159.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €17k · 2.6% Current assets €616k · 97.4%

Equity & liabilities

Equity €54k · 8.5% Debt €580k · 91.5%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€634k
Fixed assets	21/28	€17k
Formation expenses	20	€456
Tangible fixed assets	22/27	€16k
Financial fixed assets	28	€500
Current assets	29/58	€616k
Stocks & contracts in progress	3	€426k
Amounts receivable within one year	40/41	€61k
Cash & bank	54/58	€129k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€634k
Equity	10/15	€54k
Contributions / capital	10/11	€5k
Reserves	13	€45k
Accumulated profits (losses)	14	€4k
Amounts payable	17/49	€580k
Amounts payable within one year	42/48	€577k
Trade debts payable within one year	44	€63k
Income statement
Gross operating margin	9900	€149k
Operating result	9901	€146k
Financial income	75	€92
Financial charges	65	€46k
Result before taxes	9903	€100k
Income taxes	67/77	€14k
Net result for the period	9904	€86k
Result to be appropriated	9905	€86k

This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Ontwikkeling van residentiële bouwprojecten(68121)
Legal form	Private limited company(610)
Incorporation	09-03-2021
Status	Active
Postal code	5020

Establishment units 1 location

Immo VR Namur

Rue Camille Charlier(FW) 12, 5020 NamurOntwikkeling van residentiële bouwprojecten

since 20212.315.337.936

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92043B0459/00G000	Wallonia	1,345 m²	1 · 102 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

05-02-2026

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

19-09-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

06-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2022

17-10-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Ontwikkeling van residentiële bouwprojecten41101Ontwikkeling van residentiële bouwprojecten68121Ontwikkeling van niet-residentiële bouwprojecten41102Ontwikkeling van niet-residentiële bouwprojecten68122

Primary activity highlighted.

Names & trade names

Legal nameFR

IMMO VR NAMUR

Registered office

Rue Camille Charlier(FW) 12

5020 Namur, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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