Fabien STANEK
ActiveFabien STANEK is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €9k and a net result of €5k. Its solvency ranks better than 59% of 13936 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability97
Solvency66
Growth-
Track record50
Credit verdict
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.8; short-term debt: 55.7% and cash: 17.4% of total assets), but 58.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€9k
Total assets
€23k
Net result
€5k
Working capital
€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €23k
Equity
€9k
Debt
€13k
Debt finances 58.7% of the balance-sheet total.
Key figures and ratios
Solvency
41.3%
Current ratio
1.80
Quick ratio
1.80
Debt / equity
1.42
ROE
57.9%
ROA
23.9%
Debt
€13k
Debt ≤ 1 year
€13k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€23k
Current assets29/58€23k
Amounts receivable within one year40/41€19k
Trade receivables40€19k
Cash at bank and in hand54/58€4k
Deferred charges and accrued income490/1€216
Equity and liabilities
Total equity and liabilities10/49€23k
Equity10/15€9k
Contributions10/11€4k
Reserves13€5k
Distributable reserves133€5k
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Trade debts44€8k
Suppliers440/4€8k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Accrued charges and deferred income492/3€687
Income statement
Code2025
Other operating charges640/8€50
Gross operating margin9900€8k
Operating profit (loss)9901€8k
Profit (loss) for the period before taxes9903€8k
Income taxes67/77€2k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
Transfer to equity691/2€5k
To other reserves6921€5k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chièvres · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Puits à Leval 217950 ChièvresGround area
743 m²
Building footprint
181 m²
Volume, LiDAR
1,032 m³
Parcel 51028A0377/00F000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fabien STANEK
since 20252.385.873.663
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51028A0377/00F000 | Wallonia | 743 m² | 1 · 181 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,906. 2,866 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-2025
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
68329Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.