Equity
-€47,475
Debts exceed assets in financial year 2025.
IMMO UCAR
Lifetime
4 annual accounts with figures on one time axispeak -€1,933 (2024)
-€11,157▼ €9,224
lowest -€31,299 (2022)
-€11,862▼ €9,267
peak -€30,299 (2022)
-€47,475▼ €11,862
€492,381▲ 10.0%
Board1 name since 2022
1 directorMCH
Documentsfilings and deeds
17-07-202614 days before the deadline
2025abbreviated format
Gross margin from -€1,933 to -€11,157Loss of €11,862Equity from -€35,613 to -€47,475Cash from €871 to €576
Key points
from the 2025 annual accountsLosses
-€48,475 in four years
Every financial year from 2022 to 2025 closed with a loss. 2022 was the heaviest.
Debts
€492,381 111% of the balance sheet
Financial debts 99%Suppliers 1%
Of this, €2,500 falls due within a year.
Filings
4 annual accounts 1 late
The 2023 accounts came 31 days late. The other three were filed on time.
At the same address
12 companies
Position in the sector
-10.7%
Lower solvency than 90% of companies in real estate. Sector median 30.7% · 11,299 companies.
Turnover not published (abbreviated or micro format)
Checked score
53
Fair
Financially stronger than 27% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.1%
01-2025: 2.1%● unchanged vs 12-2024
02-2025: 2.1%● unchanged vs 01-2025
03-2025: 2.1%● unchanged vs 02-2025highest value
04-2025: 2.1%● unchanged vs 03-2025
05-2025: 2.0%▼ -0.1 percentage points vs 04-2025
06-2025: 2.0%● unchanged vs 05-2025
07-2025: 2.0%● unchanged vs 06-2025
08-2025: 1.7%▼ -0.3 percentage points vs 07-2025
09-2025: 1.5%▼ -0.2 percentage points vs 08-2025
10-2025: 1.5%● unchanged vs 09-2025
11-2025: 1.5%● unchanged vs 10-2025
12-2025: 1.5%● unchanged vs 11-2025
01-2026: 1.5%● unchanged vs 12-2025
02-2026: 1.5%● unchanged vs 01-2026
03-2026: 1.5%● unchanged vs 02-2026
04-2026: 1.5%● unchanged vs 03-2026lowest value
05-2026: 1.5%● unchanged vs 04-2026
06-2026: 1.6%▲ +0.1 percentage points vs 05-2026
07-2026: 1.5%▼ -0.1 percentage points vs 06-2026
08-2026: 1.7%▲ +0.2 percentage points vs 07-2026
09-2026: 1.7%● unchanged vs 08-2026
10-2026: 1.7%● unchanged vs 09-2026
11-2026: 1.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 177.96, cash €576
No registered site in the KBO
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €444,906
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 13% of them on solvency, 51% on liquidity, 27% on profitability and 16% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,555 companies had the same profile as IMMO UCAR has now. Each dot stands for 4 companies, two years later.
91.6%
were still trading
3.6%
stopped another way
4.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMMO UCAR itself: 1.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,555 companies, not a prediction for IMMO UCAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Short-term debt is 0.6% and cash 0.1% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€47,475
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
14 days early
2024
1 day early
2023
31 days late
2022
6 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 3 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- MCH 833 sharesdeed of 14-01-2022
- VERBOOM Yuri Albert Leonard 167 sharesdeed of 14-01-2022
Recent changes
Incorporation
Founding capital of €1,000, 1,000 shares · Founders: MCH and VERBOOM Yuri Albert Leonard · Appointment: MCH (director) · published on 14-01-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMMO UCAR Vilvoorde | €444,906 | -€11,157 | -10.7% | - |
| ASCOT Pajottegem | €483,541 | -€5,233 | -12.9% | - |
| WAREP Grimbergen | €562,895 | -€3,757 | 3.0% | - |
| Getezicht Invest Zoutleeuw | €538,376 | -€1,366 | 92.0% | - |
| ForTwinsProject Zaventem | €355,121 | -€2,720 | -3.8% | - |
| ZENDACO Pajottegem | €506,379 | €273 | 0.1% | - |
| FALENOVA Herve | €457,029 | -€10,703 | -1.5% | - |
These companies have the same main activity as IMMO UCAR: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €355,000 and €563,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 12-01-2022Normal situation
- Registered office
- 13 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Development of residential building projectsNACE 68121and 5 others
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €444,906▲ 8.0%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on IMMO UCAR
IMMO UCAR files the abbreviated format. That format states no turnover. The gross margin fell from -€4,816 in 2022 to -€11,157 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO UCAR
- What is the company number of IMMO UCAR?
- The company number of IMMO UCAR is 0780.354.112. The VAT number is the same number with BE in front: BE 0780.354.112.
- Where is IMMO UCAR based?
- The registered office is at Aarschotsestraat 87, 1800 Vilvoorde.Company details
- What does IMMO UCAR do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of IMMO UCAR?
- IMMO UCAR is a private limited company (BV).
- When was IMMO UCAR founded?
- IMMO UCAR was founded on 12-01-2022.
- Is IMMO UCAR still active?
- Yes, IMMO UCAR is an active enterprise in the KBO register.
- What is the turnover of IMMO UCAR?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is IMMO UCAR profitable?
- In financial year 2025, IMMO UCAR made a loss of €11,862.
- Where can I find the annual accounts of IMMO UCAR?
- IMMO UCAR filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMO UCAR due?
- IMMO UCAR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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