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IMMO TOP INVEST

Active
Private limited companyfounded 2008active for 18 yearsGuffenslaan 108, 3500 Hasselt, BelgiumKBO/BCE: BE 0806.089.596
Summary

IMMO TOP INVEST has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €291,216 and a net result of €7,274, of which €8,678 non-recurring income. Equity has been shrinking by about 16% per year since 2018. Its solvency ranks better than 40% of 11,259 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-09-2008 Normal situation
Registered office
13 active companies are registered at this address 2 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Real estate agency activities NACE 68310
Joint committee
323 Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden · annual accounts 2024
Establishment unit
2.173.090.505 3500 Hasselt, since 02-09-2008
Financial year end
31 December
Peppol
Reachable since 13-01-2025

Board and ownership

Board
  • GM INVESTMENTSDirector · permanent representative MULLENS Daan
  • Group GMDirector · permanent representative GOVAERTS Sabrina
Shareholders

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€830,227
▲ 93.7%
Turnover
≈ €2.0m
estimated
Profit
€7,274
Equity
€291,216
▲ 2.6%
Total assets
€1.4m
▼ 22.7%
Employees on 31-12-2025
9
=
  • 2025 accounts filed 27 days after the deadline
Score breakdownraises riskSize: 8.5 FTE, total assets €1.4mlowers riskLiquidity: current ratio 1.44, cash €307,421Figures for financial year 2025 (filed on 28-08-2026)Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Weak
Solvency 46+5
equity 20.9% of total assets
Liquidity 41+16
short-term debt 68.3% · cash 22.1%
Profitability 35+34
return on assets 0.5%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.5%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 1.5%▲ +0.9 percentage points vs 07-2025 09-2025: 1.5%● unchanged vs 08-2025 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.6%▲ +0.1 percentage points vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.5%▼ -0.1 percentage points vs 05-2026 07-2026: 1.7%▲ +0.2 percentage points vs 06-2026 08-2026: 2.2%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -2.0 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.44 (1.31 in 2024), below the usual 1.5. Short-term debt is 68.3% and cash 22.1% of total assets. 79.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 41% of them on solvency, 34% on liquidity, 30% on profitability and 53% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.44, cash €307,421
NBB · annual accounts
raises risk · Size: 8.5 FTE, total assets €1.4m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 28-08-2026)
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
31 days early
2023
6 days late
2022
34 days early
2021
17 days early
2020
44 days late
2019
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €252,489 in 2024 €7,274 View
  • Caution: Directors leftlatest change 02-09-2026 · 2 in office 2 left View
  • Positive: 5th largest employer in Hasselt, Real estate sectorin the Checked rankings No. 5 View

Recent changes

  1. · Gazette deed Resignation: MULLENS Daan (director)
  2. · Gazette deed Resignation: GMO PROJECTS BV (director)Permanent representative: MULLENS Daan · Appointment: MULLENS Daan (director)
  3. · Gazette deed Resignation: GM TOP INVEST BV (director)Appointment: GM INVESTMENTS BV (director) · Permanent representative: MULLENS Daan
All 18 events

Comparable companies

These companies have the same main activity as IMMO TOP INVEST: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €1m and €1.7m, founded between 2004 and 2010.

CompanyTotal assetsGross margin
IMMO TOP INVEST Hasselt€1.4m€0.8m
LE RELAIS Sint-Pieters-Woluwe€1.4m€0.8m
CYDEX IMMO Braine-l'Alleud€1.0m€0.7m
HOME CONSULT Zaventem€1.7m€0.8m
VB INVEST Wijnegem€1.7m€0.9m
comme chez toi Schaarbeek€1.6m€0.7m
IMMO TOYE Grimbergen€1.3m€1.3m
Full comparison

Key facts about IMMO TOP INVEST

What is the company number of IMMO TOP INVEST?
The company number of IMMO TOP INVEST is 0806.089.596. The VAT number is the same number with BE in front: BE 0806.089.596.
Where is IMMO TOP INVEST based?
The registered office is at Guffenslaan 108, 3500 Hasselt.Company details
What does IMMO TOP INVEST do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of IMMO TOP INVEST?
The legal form of IMMO TOP INVEST is Private limited company (BV).
When was IMMO TOP INVEST founded?
IMMO TOP INVEST was founded on 02-09-2008.
Is IMMO TOP INVEST still active?
Yes, IMMO TOP INVEST is an active enterprise in the KBO register.
How many employees does IMMO TOP INVEST have?
IMMO TOP INVEST had an average of 8.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does IMMO TOP INVEST fall under?
In its 2024 annual accounts, IMMO TOP INVEST states joint committee 323 (Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden).
What is the turnover of IMMO TOP INVEST?
The turnover in financial year 2025 is ≈ €2.0m. This figure is estimated from the gross margin of €830,227 and 30 comparable companies (NACE 683). It probably lies between €1.4m and €2.6m.
Is IMMO TOP INVEST profitable?
In financial year 2025, IMMO TOP INVEST made a profit of €7,274.
Where can I find the annual accounts of IMMO TOP INVEST?
IMMO TOP INVEST filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IMMO TOP INVEST due?
IMMO TOP INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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