IMMO TESSIER
The computed 12-month bankruptcy probability of IMMO TESSIER is 1.2% (low). The 2024 annual accounts show negative equity (€-31k) and a net result of €18k. Equity is growing by ~52.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 4950 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €-31k |
| Net result | €18k |
| Better than sector | 5% |
| Active | 5 yrs |
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -71.2% | 16.7% | |
| Net result | €18k | €2k | |
| Equity | €-31k | €27k | |
| Gross operating margin | €42k | €27k | |
| Staff costs | €12k | €20k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €29k |
| Net profit | €18k |
| Cash flow | €26k |
| Staff costs | €12k |
| Income taxes | €31 |
| Dividends | - |
| Total assets | €43k |
| Equity | €-31k |
| Debt | €74k |
| of which ≤ 1y | €67k |
| of which > 1y | €7k |
| Working capital | €-39k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 0.41 |
| Quick ratio | 0.41 |
| Working capital ratio | -90.7% |
| Solvency | -71.2% |
| Debt / equity | -2.40 |
| Long-term debt ratio | -0.23 |
| Interest coverage | 7.83 |
| Gross margin | - |
| Net margin | - |
| ROA | 41.3% |
| ROE | -58.0% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €43k |
| Fixed assets | 21/28 | €16k |
| Intangible fixed assets | 21 | €4k |
| Tangible fixed assets | 22/27 | €9k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €28k |
| Amounts receivable within one year | 40/41 | €19k |
| Cash & bank | 54/58 | €8k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €43k |
| Equity | 10/15 | €-31k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €-36k |
| Amounts payable | 17/49 | €74k |
| Amounts payable after one year | 17 | €7k |
| Amounts payable within one year | 42/48 | €67k |
| Trade debts payable within one year | 44 | €45k |
| Income statement | ||
| Gross operating margin | 9900 | €42k |
| Operating result | 9901 | €22k |
| Financial income | 75 | €50 |
| Financial charges | 65 | €4k |
| Result before taxes | 9903 | €18k |
| Income taxes | 67/77 | €31 |
| Net result for the period | 9904 | €18k |
| Result to be appropriated | 9905 | €18k |
-
Current20-02-2024 → present
Former directors (1)
-
Former- → 20-02-2024
| NACE primary | Handel in eigen onroerend goed(68110) |
| Legal form | Private limited company(610) |
| Incorporation | 07-10-2020 |
| Status | Active |
| Postal code | 5030 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92053A0197/00X000 | Wallonia | 435 m² | 1 · 92 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
06-05-2026 General meeting · Seat change · Officer appointment · Act object
- Publication: 2026-05-06 · Immo Tessier srl
- Filing: 2026-04-07 · Immo Tessier srl
- General meeting: 2025-12-27 · Immo Tessier srl
- Seat change: new_address: Chaussée de Charleroi 34, 5030 Gembloux, old_address: Chaussée de Charleroi 59B, 5030 Gembloux, effective_date: 2026-01-01 · Immo Tessier srl
- Officer appointment: role: Administrateur · Cassart Geoffroy
- Act object: Changement du siège social
Technical details
{
"facts": [
{
"type": "publication",
"quote": "Bijlagen bij het Belgisch Staatsblad - 06/05/2026 - Annexes du Moniteur belge",
"value": "2026-05-06",
"object": null,
"subject": "e1"
},
{
"type": "filing",
"quote": "07 AVR. 2026",
"value": "2026-04-07",
"object": null,
"subject": "e1"
},
{
"type": "general_meeting",
"quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire du 27 d\u00E9cembre 2025",
"value": "2025-12-27",
"object": null,
"subject": "e1"
},
{
"type": "seat_change",
"quote": "Qu\u0027\u00E0 partir du 01 janvier 2026, le si\u00E8ge social de la soci\u00E9t\u00E9 a \u00E9t\u00E9 transf\u00E9r\u00E9 \u00E0 la Chauss\u00E9e de Charleroi 34 \u00E0 5030 Gembloux.",
"value": {
"new_address": "Chauss\u00E9e de Charleroi 34, 5030 Gembloux",
"old_address": "Chauss\u00E9e de Charleroi 59B, 5030 Gembloux",
"effective_date": "2026-01-01"
},
"object": null,
"subject": "e1"
},
{
"type": "officer_appointment",
"quote": "Cassart Geoffroy Administrateur",
"value": {
"role": "Administrateur"
},
"object": "e1",
"subject": "e2"
},
{
"type": "act_object",
"quote": "Objet de l\u0027acte: Changement du si\u00E8ge social",
"value": "Changement du si\u00E8ge social",
"object": null,
"subject": null
}
],
"act_meta": {
"model_id": 40,
"extractor": "open-capture-27b-v3",
"ocr_chars": 1001,
"truncated": false,
"needs_verify": true
},
"entities": [
{
"id": "e1",
"kbo": "0755.816.377",
"kind": "company",
"name": "Immo Tessier srl",
"attrs": {
"new_seat": "Chauss\u00E9e de Charleroi 34, 5030 Gembloux",
"old_seat": "Chauss\u00E9e de Charleroi 59B, 5030 Gembloux",
"legal_form": "SRL"
}
},
{
"id": "e2",
"kbo": null,
"kind": "person",
"name": "Cassart Geoffroy",
"attrs": {
"role": "Administrateur"
}
}
]
}20-02-2024 1 director appointed, 1 resigning
- Geoffroy Cassart, Bestuurder
- Julie Tessier, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Julie Tessier",
"address": null,
"birth_date": null
},
"evidence_quote": "La d\u00E9mission de Julie Tessier en tant qu\u0027administratrice"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Geoffroy Cassart",
"address": null,
"birth_date": null
},
"evidence_quote": "la nomination de Geoffroy Cassart comme administrateur"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0755.816.377",
"name_full": "IMMO TESSIER",
"legal_form": "SRL"
}
}05-09-2022 Registered office moved from SOMBREFFE to Gembloux
- CHAUSSEE DE CHARLEROI 200A, 5140 SOMBREFFE → Chaussée de Charleroi 59, 5030 Gembloux
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Gembloux",
"region": null,
"street": "Chauss\u00E9e de Charleroi",
"country": "BE",
"postcode": "5030",
"box_number": null,
"street_number": "59"
},
"old_address": {
"city": "SOMBREFFE",
"region": null,
"street": "CHAUSSEE DE CHARLEROI",
"country": "BE",
"postcode": "5140",
"box_number": null,
"street_number": "200A"
},
"effective_date": "2022-01-04",
"evidence_quote": "Le si\u00E8ge social de la soci\u00E9t\u00E9 est transf\u00E9r\u00E9 \u00E0 partir du 4 janvier 2022 Chauss\u00E9e de Charleroi 59 B \u00E0 5030 Gembloux."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0755.816.377",
"name_full": "IMMO TESSIER",
"legal_form": "SRL"
}
}09-10-2020 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "Chauss\u00E9e de Charleroi 200 bte A, 5140 Ligny",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1987-12-03",
"name": "TESSIER Julie Stephanie Isabelle",
"niss": null,
"address": "5140 Sombreffe (Ligny), Chauss\u00E9e de Charleroi, 200/A"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 5000,
"holder_person_name": "TESSIER Julie Stephanie Isabelle",
"is_subscriber_only": true,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 5000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 5000,
"subject_company": {
"kbo": "0755.816.377",
"name_full": "IMMO TESSIER",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2020-10-07",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | IMMO TESSIER |