Financials
- Fiscal year
- 2025
- Total assets
- €4.4m
- Loss
- -€74,230
- Solvency
- 20.9%
Total assets▲ 1.5%
Net result
20192025
IMMO TERRY
ActiveSummary
IMMO TERRY has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €909,451 and a net result of -€74,230. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
What they do
Real estate agency activities
NACE 68310NACE 68311NACE 70311
1 site
How big
€4.4mtotal assets 2025
- Equity
- €909,451
- Loss
- -€74,230
Turnover not published (abridged schema)
Who decides
Accounts 1 d early0 of 2 deeds read
Why 84- Liquidity: current ratio 0.66, cash €9,545, halved- Equity €909,451 (20.9% of total assets)+ Size: total assets €4.4m+ Figures for FY 2025 (filed 05-02-2026)Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Better than 23% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
46-2
equity 20.9% of total assets
Liquidity
17-8
short-term debt 62.7% · cash 0.2%
Profitability
18-27
return on assets -1.7%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 0.2%lowest value
09-2026: 0.2%▲ +4.1% vs 08-2026
10-2026: 0.2%▲ +8.4% vs 09-2026highest value
- Liquidity: current ratio 0.66, cash €9,545, halved raises the probability
- Size: total assets €4.4m lowers the probability for this profile
- Equity €909,451 (20.9% of total assets) raises the probability
- Figures for FY 2025 (filed 05-02-2026) lowers the probability
Credit up to €75,000 at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.71 in 2024; short-term debt: 62.7% and cash: 0.2% of total assets), and 79.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 41%, liquidity 14%, profitability 11%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
1 d early
2022
5 d early
2021
3 d early
2020
1 d late
2019
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€74,230
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-01-2027
- 30-01-2026Annual accounts filed
- 30-06-2025Weakest financial year
- 31-01-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 01-10-2004
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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