GEFIP HOLDING
ActiveGEFIP HOLDING has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.34M and a net result of €-266k. Equity is shrinking by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 4512 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+40
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €400k at 30 days acceptable
Liquidity short (current ratio 0.4 against 1.3 in 2024; short-term debt: 1.9% and cash: 0.7% of total assets), and 2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98%
Return on assets
-4.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-266k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
14 d early
2023
8 d early
2022
6 d early
2021
26 d early
2020
27 d late
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€93k
EBIT margin
-63.6%
Net result
€-266k▲ 16.4%
2024 · €-319k
2018: €-199k
2019: €-208k
2020: €-106k
2021: €-4.87M
2022: €-521k
2023: €-275k
2024: €-319k
2018 → 2025
Working capital
€-61k
2024 · €7k
2018: €-3k
2019: €620k
2020: €286k
2021: €316k
2022: €1.43M
2023: €617k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6.73M-€6.20M▼ 7.7%€5.93M▼ 4.4%€5.61M▼ 5.4%€5.34M▼ 4.7%
Operating result€-175k-€-259k▼ 47.6%€-281k▼ 8.7%€-384k▼ 36.7%€-109k▲ 71.6%
Net result€-4.87M-€-521k▲ 89.3%€-275k▲ 47.2%€-319k▼ 15.9%€-266k▲ 16.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €109k in 2025 against €384k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.45M
Fixed assets
€5.41M▼ 4.9%
Current assets
€41k▲ 33.7%
Equity and liabilities €5.45M
Equity
€5.34M▼ 4.7%
Debt
€110k▼ 2.6%
The debt ratio stays at 2.0%.
Key figures and ratios
EBITDA
€31k▲
2024 · €-248k
Cash flow
€-126k▲
2024 · €-182k
Solvency
98.0%=
2024 · 98.0%
Current ratio
0.40▼
2024 · 1.30
Quick ratio
0.40▼
2024 · 1.30
Debt / equity
0.02▲
2024 · 0.02
ROE
-5.0%▲
2024 · -5.7%
ROA
-4.9%▲
2024 · -5.6%
Interest coverage
4.69▲
2024 · -70.37
Debt
€110k▼
2024 · €113k
Debt ≤ 1 year
€102k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.72M€5.45M▼
Fixed assets21/28€5.69M€5.41M▼
Tangible fixed assets22/27€1.88M€1.76M▼
Land and buildings22€1.49M€1.41M▼
Plant, machinery and equipment23€23k€19k▼
Furniture and vehicles24€2k€2k▲
Other tangible fixed assets26€358k€331k▼
Financial fixed assets28€3.82M€3.65M▼
Current assets29/58€31k€41k▲
Amounts receivable within one year40/41€11k€2k▼
Trade receivables40€868€2k▲
Other amounts receivable41€10k-
Cash at bank and in hand54/58€4k€37k▲
Deferred charges and accrued income490/1€16k€2k▼
Equity and liabilities
Total equity and liabilities10/49€5.72M€5.45M▼
Equity10/15€5.61M€5.34M▼
Contributions10/11€21.00M€21.00M=
Capital10€21.00M€21.00M=
Issued capital100€21.00M€21.00M=
Profit (loss) carried forward14€-15.39M€-15.66M▼
Amounts payable17/49€113k€110k▼
Amounts payable after more than one year17€81k-
Other amounts payable178/9€81k-
Amounts payable within one year42/48€24k€102k▲
Current portion of amounts payable after more than one year42-€91k
Financial debts43€651€996▲
Credit institutions430/8€651€996▲
Trade debts44€19k€10k▼
Suppliers440/4€19k€10k▼
Taxes, remuneration and social security45€4k€557▼
Taxes450/3€4k€557▼
Other amounts payable47/48€43€43=
Accrued charges and deferred income492/3€8k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€136k€140k▲
Other operating charges640/8€13k€11k▼
Gross operating margin9900€-235k€41k▲
Operating profit (loss)9901€-384k€-109k▲
Financial income75/76B€69k€28k▼
Recurring financial income75€47k€28k▼
Non-recurring financial income76B€22k-
Financial charges65/66B€4k€185k▲
Recurring financial charges65€4k€7k▲
Non-recurring financial charges66B-€178k
Profit (loss) for the period before taxes9903€-318k€-266k▲
Income taxes67/77€387-
Profit (loss) for the period9904€-319k€-266k▲
Profit (loss) for the period to be appropriated9905€-319k€-266k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15.39M€-15.66M▼
Profit (loss) brought forward from the previous period14P€-15.07M€-15.39M▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 95.10
Current ratio from 21.50 to 95.10; short-term debt falls from €15k to €15k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-4.87M
Net result drops to €-4.87M, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 27 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity times 43current ratio 38.12
Current ratio from 0.89 to 38.12; short-term debt falls from €29k to €17k.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-10-2025
Katia Bonsignore: Resigned as Director
29-06-2015
Antonin Pujos: Resigned as Director
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vleurgatse Steenweg 2731050 ElseneGround area
663 m²
Building footprint
384 m²
Volume, LiDAR
5,875 m³
2 parcels, Brussels · tallest building 20.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
GEFIP HOLDING SA
since 20002.093.738.268
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0097/00K008 | Brussels | 477 m² | 1 · 278 m² | 20.4 m · 6 fl. |
| 21447B0274/00R005 | Brussels | 186 m² | 1 · 106 m² | 19.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9676003IYX5SOF4L0F30
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,906. 1,576 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-11-1999
Fiscal year end31-12
Abbreviation FR
GH
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.