Checked.be
Active
BE 0785.397.815Private limited company
IMMO-STORE
Kasteelstraat 1 ·1700 Dilbeek, Belgium· 4 yrs active
Sector: Buying and selling of own real estate
(68110)
Conclusion
IMMO-STORE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €10k. Equity is growing by ~78.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 13549 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €19k |
| Net result | €10k |
| Staff (FTE) | 1 |
| Better than sector | 24% |
Financial profile
73
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
76
Profitability
100
Solvency
16
Growth
78
Stability
94
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
76
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€2k
estimate, not credit advice
Score history
73
2023
71
2024
76
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.14 (≥ 1.0)
+5
Quick ratio
Quick ratio 1.14 (≥ 1.0)
+5
Leverage
Debt/equity 34.99 (> 3.0)
-10
Profitability
ROE 56% (≥ 10%)
+10
Interest coverage
Interest coverage 5.5× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 26-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Net result: growth of ~175.7%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 2.8% | 29.9% | |
| Net result | €10k | €6k | |
| Equity | €19k | €79k | |
| Gross operating margin | €89k | €41k | |
| Staff costs | €45k | €28k |
€37k
+26.3%
23-25
€10k
+272.4%
23-25
€18k
+64.2%
23-25
€673k
+162.9%
23-25
€19k
+122.8%
23-25
€77k
+27.6%
23-25
1
-
23-25
€45k
-11.3%
23-25
€12k
+223.6%
23-25
€654k
+164.2%
23-25
€533k
+197.3%
23-25
€121k
+90.4%
23-25
1.14
-14.4%
23-25
1.14
-14.4%
23-25
2.8%
-15.2%
23-25
34.99
+18.6%
23-25
55.8%
+67.1%
23-25
1.5%
+41.7%
23-25
5.55
+185.9%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema |
| Revenue | - | - | - |
| EBITDA | €37k | €29k | €16k |
| Net profit | €10k | €3k | €588 |
| Cash flow | €18k | €11k | €14k |
| Staff costs | €45k | €51k | €58k |
| Income taxes | €12k | €4k | €2k |
| Dividends | - | - | - |
| Total assets | €673k | €256k | €139k |
| Equity | €19k | €8k | €6k |
| Debt | €654k | €247k | €134k |
| of which ≤ 1y | €533k | €179k | €34k |
| of which > 1y | €121k | €64k | €100k |
| Working capital | €77k | €60k | €81k |
| Employees (FTE) | 1.0 | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Current ratio | 1.14 | 1.34 | 3.38 |
| Quick ratio | 1.14 | 1.34 | 3.38 |
| Working capital ratio | 11.5% | 23.6% | 58.5% |
| Solvency | 2.8% | 3.3% | 4.0% |
| Debt / equity | 34.99 | 29.51 | 23.92 |
| Long-term debt ratio | 6.49 | 7.60 | 17.81 |
| Interest coverage | 5.55 | 1.94 | 31.44 |
| Gross margin | - | - | - |
| Net margin | - | - | - |
| ROA | 1.5% | 1.1% | 0.4% |
| ROE | 55.8% | 33.4% | 10.5% |
| EBITDA margin | - | - | - |
| Days sales outstanding | - | - | - |
| Days payable outstanding | - | - | - |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €673k | €256k | €139k |
| Fixed assets | 21/28 | €63k | €16k | €24k |
| Tangible fixed assets | 22/27 | €63k | €16k | €24k |
| Current assets | 29/58 | €610k | €240k | €116k |
| Amounts receivable within one year | 40/41 | €204k | €94k | €44k |
| Cash & bank | 54/58 | €259k | €23k | €39k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €673k | €256k | €139k |
| Equity | 10/15 | €19k | €8k | €6k |
| Contributions / capital | 10/11 | €5k | €5k | €5k |
| Accumulated profits (losses) | 14 | €14k | €3k | €588 |
| Amounts payable | 17/49 | €654k | €247k | €134k |
| Amounts payable after one year | 17 | €121k | €64k | €100k |
| Amounts payable within one year | 42/48 | €533k | €179k | €34k |
| Trade debts payable within one year | 44 | €101k | €35k | €23k |
| Income statement | ||||
| Gross operating margin | 9900 | €89k | €82k | €76k |
| Operating result | 9901 | €29k | €21k | €2k |
| Financial income | 75 | €73 | €713 | €395 |
| Financial charges | 65 | €7k | €15k | €509 |
| Result before taxes | 9903 | €22k | €6k | €2k |
| Income taxes | 67/77 | €12k | €4k | €2k |
| Net result for the period | 9904 | €10k | €3k | €588 |
| Result to be appropriated | 9905 | €10k | €3k | €588 |
Legal Structure
| NACE primary | Buying and selling of own real estate(68110) |
| Legal form | Private limited company(610) |
| Incorporation | 26-04-2022 |
| Status | Active |
| Postal code | 1700 |
Establishment units
IMMO-STORE
since 20222.332.388.655
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0153/00V000 | Flanders | 864 m² | 1 · 123 m² | 13.5 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Highest result since 2023net €10k ▲272%
Operating result €29k, net result €10k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Buying and selling of own real estate68110Real estate agency activities68310Real estate activities68311Real estate appraisal on a fee or contract basis68322Property management for co-owned buildings (syndics)68321Combined facilities support activities81100Other business support services82990
Names & trade names
| Legal nameNL | IMMO-STORE |
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