IMMO SPINNOY
ActiveSummary
IMMO SPINNOY has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €338k and a net result of €60k. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+7
Solvency98▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 6.22 against 3.89 in 2023; short-term debt: 8.7% and cash: 22.5% of total assets), and 27% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
1 d early
2022
1 d early
2021
33 d early
2020
123 d early
2019
12 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€338k▲ 21.7%
2023 · €278k
2018: €156k
2019: €149k
2020: €147k
2021: €193k
2022: €247k
2023: €278k
2018 → 2024
Total assets
€463k▲ 8.1%
2023 · €429k
2018: €186k
2019: €158k
2020: €151k
2021: €379k
2022: €408k
2023: €429k
2018 → 2024
Net result
€60k▲ 94.3%
2023 · €31k
2018: €-2k
2019: €-7k
2020: €-2k
2021: €47k
2022: €54k
2023: €31k
2018 → 2024
Working capital
€210k▲ 42.8%
2023 · €147k
2018: €39k
2019: €27k
2020: €25k
2021: €45k
2022: €107k
2023: €147k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€147k-€193k▲ 31.7%€247k▲ 27.7%€278k▲ 12.6%€338k▲ 21.7%
Operating result€-2k-€48k€72k▲ 51.1%€44k▼ 38.8%€83k▲ 88.1%
Net result€-2k-€47k€54k▲ 15.1%€31k▼ 42.0%€60k▲ 94.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 88% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €463k
Fixed assets
€213k ▼ 7.6%
Current assets
€250k ▲ 26.4%
Equity and liabilities €463k
Equity
€338k ▲ 21.7%
Debt
€125k ▼ 17.0%
Debt's share of the balance-sheet total falls from 35.2% to 27.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€101k▲
2023 · €68k
Cash flow
€78k▲
2023 · €55k
Current ratio
6.22▲
2023 · 3.89
Debt to equity
0.37▼
2023 · 0.54
ROE
17.9%▲
2023 · 11.2%
ROA
13.0%▲
2023 · 7.2%
Interest coverage
57.29▲
2023 · 34.26
Debt ≤ 1 year
€40k▼
2023 · €51k
Debt > 1 year
€85k▼
2023 · €100k
Income taxes
€21k▲
2023 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€429k€463k▲
Fixed assets21/28€231k€213k▼
Tangible fixed assets22/27€231k€213k▼
Land and buildings22€46k€46k=
Plant, machinery and equipment23€109k€91k▼
Other tangible fixed assets26€76k€76k=
Current assets29/58€198k€250k▲
Amounts receivable within one year40/41€11k€145k▲
Trade receivables40€10k-
Other amounts receivable41€935€145k▲
Cash at bank and in hand54/58€187k€104k▼
Deferred charges and accrued income490/1€0€919▲
Equity and liabilities
Total equity and liabilities10/49€429k€463k▲
Equity10/15€278k€338k▲
Contributions10/11€200k€200k=
Capital10€200k€200k=
Issued capital100€200k€200k=
Reserves13€78k€138k▲
Non-distributable reserves130/1€5k€5k=
Legal reserve130€5k€5k=
Distributable reserves133€73k€134k▲
Amounts payable17/49€151k€125k▼
Amounts payable after more than one year17€100k€85k▼
Financial debts170/4€100k€85k▼
Amounts payable within one year42/48€51k€40k▼
Current portion of amounts payable after more than one year42€15k€15k=
Trade debts44€21k€3k▼
Suppliers440/4€21k€3k▼
Taxes, remuneration and social security45€11k€18k▲
Taxes450/3€11k€18k▲
Other amounts payable47/48€4k€4k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€18k▼
Other operating charges640/8€9k€9k▲
Gross operating margin9900€77k€110k▲
Operating profit (loss)9901€44k€83k▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€42k€82k▲
Income taxes67/77€11k€21k▲
Profit (loss) for the period9904€31k€60k▲
Profit (loss) for the period to be appropriated9905€31k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€60k▲
Transfer to equity691/2€31k€60k▲
To other reserves6921€31k€60k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-09
State Gazette act
Board meeting · Registered-office moveRegistered-office move2 facts ▸
State Gazette act
Board meeting · Registered-office move
Registered-office move2 facts ▸
- Board meeting, 26-02-2026
- Registered-office move, Neringstraat 15 te 1840 Londerzeel
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €60k ▲94.3%
Operating result €83k, net result €60k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €247k ▲27.7%
2 profitable years in a row build equity to €247k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €47k
Net result €47k after 3 loss-making years.
31-12
Financial
Equity above €150kEq €193k ▲31.7%
Equity rises from €147k to €193k.
30-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
Show earlier events
05-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 36 days late
2018
21-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neringstraat 151840 LonderzeelGround area
6,719 m²
Building footprint
1,375 m²
Volume, LiDAR
4,356 m³
2 parcels, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Weversstraat 31, 1840 Londerzeel
since 20002.097.424.367
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045D0266/00B000 | Flanders | 4,637 m² | 1 · 917 m² | - |
| 23045D0258/00T000 | Flanders | 2,082 m² | 1 · 457 m² | 12.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Other provisions of the articles (1)
- Other statement
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TH EXPERT
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Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 4,888 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-02-2000
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.