IMMO SILAC
ActiveIMMO SILAC has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.71M and a net result of €69k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-1
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 5.99 against 7.32 in 2024; short-term debt: 4.9% and cash: 8.3% of total assets), and 4.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.1%
Return on assets
3.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
16 d early
2024
23 d early
2023
19 d early
2022
4 d early
2021
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.71M▲ 4.2%
2024 · €1.64M
2021: €1.50M
2022: €1.51M
2023: €1.56M
2024: €1.64M
2021 → 2025
Total assets
€1.80M▲ 6.3%
2024 · €1.70M
2021: €1.54M
2022: €1.55M
2023: €1.58M
2024: €1.70M
2021 → 2025
Net result
€69k▼ 20.8%
2024 · €87k
2021: €43k
2022: €10k
2023: €44k
2024: €87k
2021 → 2025
Working capital
€441k▲ 35.4%
2024 · €326k
2021: €103k
2022: €106k
2023: €196k
2024: €326k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.50M-€1.51M▲ 0.7%€1.56M▲ 2.9%€1.64M▲ 5.6%€1.71M▲ 4.2%
Operating result€54k-€13k▼ 76.3%€55k▲ 335%€124k▲ 124%€103k▼ 16.6%
Net result€43k-€10k▼ 77.1%€44k▲ 346%€87k▲ 97.1%€69k▼ 20.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.80M
Fixed assets
€1.27M▼ 3.4%
Current assets
€530k▲ 40.3%
Equity and liabilities €1.80M
Equity
€1.71M▲ 4.2%
Debt
€89k▲ 72.8%
The debt ratio rises from 3.0% to 4.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€149k▼
2024 · €170k
Cash flow
€115k▼
2024 · €133k
Solvency
95.1%▼
2024 · 97.0%
Current ratio
5.99▼
2024 · 7.32
Quick ratio
5.99▼
2024 · 7.32
Debt / equity
0.05▲
2024 · 0.03
ROE
4.0%▼
2024 · 5.3%
ROA
3.8%▼
2024 · 5.1%
Interest coverage
2394.11▼
2024 · 3665.33
Debt
€89k▲
2024 · €52k
Debt ≤ 1 year
€88k▲
2024 · €52k
Income taxes
€34k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.70M€1.80M▲
Formation expenses20€951€0▼
Fixed assets21/28€1.32M€1.27M▼
Tangible fixed assets22/27€1.32M€1.27M▼
Land and buildings22€1.31M€1.27M▼
Plant, machinery and equipment23€2k€2k▼
Current assets29/58€377k€530k▲
Amounts receivable within one year40/41€185k€329k▲
Trade receivables40€0€5k▲
Other amounts receivable41€185k€324k▲
Cash at bank and in hand54/58€146k€150k▲
Deferred charges and accrued income490/1€46k€51k▲
Equity and liabilities
Total equity and liabilities10/49€1.70M€1.80M▲
Equity10/15€1.64M€1.71M▲
Contributions10/11€1.46M€1.46M=
Reserves13€87k€156k▲
Distributable reserves133€87k€156k▲
Profit (loss) carried forward14€97k€97k=
Amounts payable17/49€52k€89k▲
Amounts payable within one year42/48€52k€88k▲
Trade debts44€2k€40▼
Suppliers440/4€2k€40▼
Taxes, remuneration and social security45€37k€71k▲
Taxes450/3€37k€71k▲
Other amounts payable47/48€12k€17k▲
Accrued charges and deferred income492/3-€750
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€46k=
Other operating charges640/8€20k€21k▲
Gross operating margin9900€190k€170k▼
Operating profit (loss)9901€124k€103k▼
Financial income75/76B-€66
Recurring financial income75-€66
Financial charges65/66B€46€62▲
Recurring financial charges65€46€62▲
Profit (loss) for the period before taxes9903€124k€103k▼
Income taxes67/77€37k€34k▼
Profit (loss) for the period9904€87k€69k▼
Profit (loss) for the period to be appropriated9905€87k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€184k€166k▼
Profit (loss) brought forward from the previous period14P€97k€97k=
Transfer to equity691/2€87k€69k▼
To other reserves6921€87k€69k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €87k ▲97.1%
Operating result €124k, net result €87k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 8.43
Current ratio from 3.96 to 8.43; short-term debt falls from €36k to €26k.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €10k ▼77.1%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geraardsbergsesteenweg(HN) 22A1540 PajottegemGround area
1,868 m²
Building footprint
288 m²
Volume, LiDAR
1,565 m³
Parcel 23032F0179/00F000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO SILAC
since 20202.313.086.744
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23032F0179/00F000 | Flanders | 1,868 m² | 1 · 288 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ODRADA INTERNATIONAL
BE 0434.103.308
Balen · Eq €1.71M
FENICO
BE 0426.595.607
Brecht · Eq €1.71M
TAVYMA
BE 0800.364.321
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DE LAAK KOERSEL
BE 0568.993.882
Hasselt · Eq €1.71M
DDHU
BE 0508.450.343
Roeselare · Eq €1.72M
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,771 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
66300Activities auxiliary to financial services and insurance activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.