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DDHU

Active
Public limited companyfounded 201213 yrs activeLeenstraat 29, 8800 Roeselare, BelgiumKBO/BCE: BE 0508.450.343

DDHU has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.72M and a net result of €-18k. Equity is growing by ~60.4% per year across the filed fiscal years. Its solvency ranks better than 68% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
61 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-16
Solvency80▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 3.38 against 3.24 in 2024; short-term debt: 29.3% and cash: 0.1% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-02-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
17 d late
2024
17 d late
2023
7 d late
2022
7 d late
2021
11 d late
2020
25 d late
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.72M▼ 1.0%
2024 · €1.74M
2019: €164k 2020: €97k 2021: €382k 2022: €1.90M 2023: €1.79M 2024: €1.74M
2019 → 2025
Total assets
€3.14M▼ 2.9%
2024 · €3.24M
2019: €1.23M 2020: €1.50M 2021: €1.87M 2022: €3.43M 2023: €3.32M 2024: €3.24M
2019 → 2025
Net result
€-18k▲ 64.4%
2024 · €-50k
2019: €14k 2020: €-66k 2021: €285k 2022: €1.52M 2023: €-113k 2024: €-50k
2019 → 2025
Working capital
€2.19M▼ 1.8%
2024 · €2.23M
2019: €-67k 2020: €-307k 2021: €-714k 2022: €2.40M 2023: €2.28M 2024: €2.23M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€382k-€1.90M▲ 397%€1.79M▼ 6.0%€1.74M▼ 2.8%€1.72M▼ 1.0%
Operating result€324k-€2.05M▲ 533%€-117k€-57k▲ 51.2%€-29k▲ 49.8%
Net result€285k-€1.52M▲ 432%€-113k€-50k▲ 56.0%€-18k▲ 64.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-1.00M€0€1.00M€2.00MOperating result 2021: €324k€324kNet result 2021: €285k€285kOperating result 2022: €2.05M€2.05MNet result 2022: €1.52M€1.52MOperating result 2023: €-117k€-117kNet result 2023: €-113k€-113kOperating result 2024: €-57k€-57kNet result 2024: €-50k€-50kOperating result 2025: €-29k€-29kNet result 2025: €-18k€-18k20212022202320242025
The operating result stays negative: a loss of €29k in 2025 against €57k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.14M
Fixed assets €26k▲ 428%
Current assets €3.12M▼ 3.6%
Equity and liabilities €3.14M
Equity €1.72M▼ 1.0%
Provisions €503k=
Debt €921k▼ 7.6%
The debt ratio falls from 30.8% to 29.3%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-28k
Cash flow
€-17k
Solvency
54.7%
2024 · 53.7%
Current ratio
3.38
2024 · 3.24
Quick ratio
3.38
2024 · 3.24
Debt / equity
0.54
2024 · 0.57
ROE
-1.0%
2024 · -2.9%
ROA
-0.6%
2024 · -1.5%
Interest coverage
-6.73
Debt
€921k
2024 · €997k
Debt ≤ 1 year
€921k
2024 · €997k
Income taxes
€431
2024 · €488
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€3.24M€3.14M
Fixed assets21/28€5k€26k
Tangible fixed assets22/27-€21k
Furniture and vehicles24-€21k
Financial fixed assets28€5k€5k=
Current assets29/58€3.23M€3.12M
Amounts receivable within one year40/41€3.20M€3.08M
Trade receivables40€11k€72k
Other amounts receivable41€3.19M€3.01M
Cash at bank and in hand54/58€3k€3k
Deferred charges and accrued income490/1€28k€32k
Equity and liabilities
Total equity and liabilities10/49€3.24M€3.14M
Equity10/15€1.74M€1.72M
Contributions10/11€300k€300k=
Capital10€300k€300k=
Issued capital100€300k€300k=
Reserves13€1.51M€1.51M=
Non-distributable reserves130/1€5k€5k=
Legal reserve130€5k€5k=
Tax-exempt reserves132€1.51M€1.51M=
Profit (loss) carried forward14€-78k€-96k
Provisions and deferred taxes16€503k€503k=
Deferred taxes168€503k€503k=
Amounts payable17/49€997k€921k
Amounts payable within one year42/48€997k€921k
Trade debts44€885k€903k
Suppliers440/4€885k€903k
Taxes, remuneration and social security45€830€685
Taxes450/3€830€685
Other amounts payable47/48€111k€17k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€686
Other operating charges640/8€5k€4k
Gross operating margin9900€-52k€-23k
Operating profit (loss)9901€-57k€-29k
Financial income75/76B€16k€15k
Recurring financial income75€16k€15k
Financial charges65/66B€9k€4k
Recurring financial charges65€9k€4k
Profit (loss) for the period before taxes9903€-49k€-17k
Income taxes67/77€488€431
Profit (loss) for the period9904€-50k€-18k
Profit (loss) for the period to be appropriated9905€-50k€-18k
Appropriation of the result
Profit (loss) to be appropriated9906€-78k€-96k
Profit (loss) brought forward from the previous period14P€-28k€-78k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
17-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
17-02
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 17 days late
2024
07-02
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 7 days late
2023
30-06
Financial Weakest financial yearnet €-113k ▼107%
Net result drops to €-113k, the lowest in the series; recovery starts the following year.
07-02
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 7 days late
2022
30-06
Financial Highest result since 2019net €1.52M ▲432%
Operating result €2.05M, net result €1.52M, both a record.
30-06
Financial Liquidity times 6current ratio 3.34
Current ratio from 0.52 to 3.34; short-term debt falls from €1.49M to €1.02M.
30-06
Financial Equity above €1MEq €1.90M ▲397%
2 profitable years in a row build equity to €1.90M.
11-02
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 11 days late
2021
30-06
Financial Back to profitnet €285k
Net result €285k after one loss-making year.
30-06
Financial Equity above €200kEq €382k ▲293%
Equity rises from €97k to €382k.
25-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
30-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 98 days late
2017
10-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
14-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2014
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leenstraat 298800 Roeselare
Ground area
1,944 m²
Building footprint
973 m²
Volume, LiDAR
13,177 m³
2 parcels, Flanders · tallest building 20.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DDHU
Groeningekaai(Kor) 23, 8500 KortrijkActivities auxiliary to financial services and insurance activities
since 20142.227.969.244
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34353B0085/00Y032 Flanders 1,757 m² 1 · 920 m² 20.5 m · 5 fl.
36502B0084/00Y003 Flanders 186 m² 1 · 52 m² 14.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,767 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded07-12-2012
Fiscal year end30-06
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.