Active BE 0407.270.039Public limited company

Immo Rutten Kempen

Molseweg 164 ·2440 Geel, Belgium· 55 yrs active

Sector: Activiteiten van holdings (64210)

Conclusion Checked

Immo Rutten Kempen is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.23M and a net result of €386k. The company has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€3.23M
Net result	€386k
Active	55 yrs
Board	3

Financial profile 3 of 5 axes measured · computed by Checked

65 / 100

This figure rests on 3 of 5 axes. Too few to say where this company is strong or weak.

Computed on 3 of 5 axes. Not measured: health, growth. An unmeasured axis is not a zero: no data was read for it.

Health -

Profitability 60

Solvency 49

Growth -

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1970, 56 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview48 NBB filings

Annual accounts filed on 25-08-2026 with the NBB · fiscal year 2025 · volledig

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	volledig
Revenue	n/a
EBITDA	n/a
Net profit	€386k
Cash flow	n/a
Staff costs	-
Income taxes	€36k
Dividends	-
Total assets	€8.48M
Equity	€3.23M
Debt	€5.19M
of which ≤ 1y	€1.45M
of which > 1y	€3.71M
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	38.0%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	4.6%
ROE	12.0%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2025

Assets

Fixed assets €7.70M · 90.8% Current assets €784k · 9.2%

Equity & liabilities

Equity €3.23M · 38.0% Provisions €63k · 0.8% Debt €5.19M · 61.2%

Full annual accounts (25 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€8.48M
Fixed assets	21/28	€7.70M
Tangible fixed assets	22/27	€6.30M
Financial fixed assets	28	€1.39M
Current assets	29/58	€784k
Stocks & contracts in progress	3	€0
Amounts receivable within one year	40/41	€506k
Cash & bank	54/58	€67k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€8.48M
Equity	10/15	€3.23M
Contributions / capital	10/11	€935k
Reserves	13	€302k
Accumulated profits (losses)	14	€1.99M
Provisions & deferred taxes	16	€63k
Amounts payable	17/49	€5.19M
Amounts payable after one year	17	€3.71M
Amounts payable within one year	42/48	€1.45M
Trade debts payable within one year	44	€146k
Income statement
Operating result	9901	€548k
Financial income	75	€12k
Financial charges	65	€91k
Result before taxes	9903	€469k
Income taxes	67/77	€36k
Net result for the period	9904	€386k
Result to be appropriated	9905	€247k

Ratios computed by Checked.

Directors & mandates 3 directors

Directors derived from a single State Gazette act, under verification

All 3 current directors first appear in the same act (22380732). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.

Current directors & mandates

besloten vennootschap Van Houdt E & SLegal entity
Managing director· perm. rep.: Dirk Rutten
State Gazette act 22380732 (12-12-2022)

Current
08-12-2022 → present
Dirk Rutten
Director
State Gazette act 22380732 (12-12-2022)

Current
08-12-2022 → present
Mady Smets
Director
State Gazette act 22380732 (12-12-2022)

Current
08-12-2022 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Activiteiten van holdings(64210)
Legal form	Public limited company(014)
Incorporation	16-09-1970
Status	Active
Postal code	2440

Establishment units 3 locations

Molseweg 164, 2440 Geel

Vervaardiging van carrosserieën; vervaardiging van aanhangwagens, caravans en opleggers

since 19702.004.764.524

Lierseweg(HRT) 308, 2200 Herentals

de kleinhandel in nieuwe en gebruikte auto's voor personenvervoer,inclusief die voor bijzondere doeleinden (vb ambulances)

since 19872.004.764.326

Steenweg op Gierle 196, 2300 Turnhout

de kleinhandel in nieuwe en gebruikte auto's voor personenvervoer,inclusief die voor bijzondere doeleinden (vb ambulances)

since 19872.004.764.425

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13453O0092/00K000	Flanders	1.0 ha	1 · 2,419 m²	9.4 m · 2 fl.
13011E0468/00B000	Flanders	9,987 m²	1 · 4,719 m²	11.0 m · 2 fl.
13008I0672/00C000	Flanders	3,054 m²	1 · 1,214 m²	5.4 m · 1 fl.

Methodology

via registered seat: 1 · via establishment units: 2

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

25-08-2026

NBB filing Annual accounts filed

fiscal year 2025 · volledig

2025

21-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · volledig

2024

13-08-2024

NBB filing Annual accounts filed

fiscal year 2023 · volledig

2023

31-08-2023

NBB filing Annual accounts filed

fiscal year 2022 · volledig

2022

12-12-2022

State Gazette act Director changes

Nathalie Claes

29-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · volledig

2021

16-07-2021

NBB filing Annual accounts filed

fiscal year 2020 · volledig

2020

22-07-2020

NBB filing Annual accounts filed

fiscal year 2019 · volledig

2019

25-07-2019

NBB filing Annual accounts filed

fiscal year 2018 · volledig

2018

13-07-2018

NBB filing Annual accounts filed

fiscal year 2017 · volledig

2017

12-07-2017

NBB filing Annual accounts filed

fiscal year 2016 · volledig

Belgian State Gazette reading coverage 0 of 9 acts read

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2022

12-12-2022 3 directors appointed Director changes·Nathalie Claes

Dirk Rutten, Bestuurder
Mady Smets, Bestuurder
Dirk Rutten, Gedelegeerd bestuurder

Notary: Nathalie Claes · Scherpenheuvel-ZichemFirm: Timmermans, Meuris & Claes

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Holdings64200Activiteiten van holdings64210Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110

Primary activity highlighted.

Names & trade names

Legal nameNL

Immo Rutten Kempen

Registered office

Molseweg 164

2440 Geel, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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