Losses
Every financial year from 2022 to 2025 closed with a loss. 2022 was the heaviest.
Every financial year from 2022 to 2025 closed with a loss. 2022 was the heaviest.
Of this, €277,655 falls due within a year.
The 2016 accounts came 2 days late. The other nine of the last ten were filed on time.
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 45% of them on solvency, 18% on liquidity, 45% on profitability and 30% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 1,423 companies had the same profile as Immo Rix has now. Each dot stands for 4 companies, two years later.
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Immo Rix itself: 0.2% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,423 companies, not a prediction for Immo Rix. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is insufficient, with a current ratio of 0.31 (0.37 in 2024), below 1. Short-term debt is 54% and cash 0.8% of total assets. 75% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
These companies have the same main activity as Immo Rix: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €480,000 and €597,000, founded between 2011 and 2013.
Immo Rix has existed since 2012. In 2016 the gross margin rose from €35,743 to €203,458.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
The turnover shown is an estimate from the gross margin.
Turnover ≈ €74,000. Estimated: probably between €40,000 and €190,000.
Higher than 38% of 5,810 companies in 2025.
Higher than 21% of 5,561 companies in 2025.
Higher than 22% of 5,784 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||||
20/58 |
513,999 | 498,906 | 515,759 | 540,786 | 547,814 | 565,712 | 589,530 | 594,646 | 614,563 | 681,245 | 688,530 | 706,421 | 713,003 | |
21/28 |
427,582 | 412,685 | 432,141 | 452,600 | 476,113 | 498,947 | 524,031 | 530,389 | 547,645 | 617,594 | 628,197 | 648,136 | 668,661 | |
22/27 |
427,582 | 412,685 | 432,141 | 452,600 | 476,113 | 498,947 | 524,031 | 530,389 | 547,645 | 567,594 | 628,197 | 648,136 | 668,661 | |
22 |
424,834 | 412,685 | 432,141 | 452,600 | 471,107 | 488,935 | 509,013 | 527,695 | 546,780 | 566,705 | 626,562 | 646,487 | 666,412 | |
23 |
2,748 | 0 | 0 | 0 | 565 | 1,129 | 1,694 | 2,694 | 865 | 889 | 1,635 | 1,649 | 2,249 | |
24 |
0 | 0 | 0 | 0 | 4,441 | 8,883 | 13,324 | - | - | - | - | - | - | |
26 |
0 | - | - | - | - | - | - | - | - | - | - | - | - | |
28 |
- | - | - | - | - | - | - | - | - | 50,000 | - | - | - | |
29/58 |
86,417 | 86,221 | 83,618 | 88,186 | 71,701 | 66,765 | 65,499 | 64,257 | 66,918 | 63,652 | 60,332 | 58,284 | 44,342 | |
40/41 |
81,814 | 81,564 | 79,562 | 83,818 | 69,755 | 65,755 | 63,330 | 62,581 | 66,739 | 63,652 | 59,793 | 55,113 | 43,888 | |
40 |
2,323 | 0 | 0 | 1 | 4,000 | - | - | - | 85 | - | - | 55,113 | 43,681 | |
41 |
79,491 | 81,564 | 79,562 | 83,817 | 65,755 | 65,755 | 63,330 | 62,581 | 66,654 | 63,652 | 59,793 | - | 207 | |
54/58 |
4,147 | 4,216 | 3,699 | 4,040 | 1,626 | 697 | 1,757 | 1,473 | 0 | 0 | 360 | 225 | 283 | |
490/1 |
456 | 441 | 357 | 328 | 320 | 313 | 412 | 203 | 179 | - | 179 | 2,946 | 172 | |
| Balance sheet: equity and liabilities | ||||||||||||||
10/49 |
513,999 | 498,906 | 515,759 | 540,786 | 547,814 | 565,712 | 589,530 | 594,646 | 614,563 | 681,245 | 688,530 | 706,421 | 713,003 | |
10/15 |
128,256 | 139,253 | 150,023 | 159,743 | 173,676 | 169,962 | 172,925 | 167,766 | 172,002 | 165,236 | 57,075 | 60,402 | 53,326 | |
10/11 |
50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | |
100 |
- | - | - | - | - | - | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | |
13 |
5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 5,000 | 520 | 520 | 166 | |
130/1 |
- | 0 | 5,000 | 5,000 | 5,000 | 5,000 | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 5,000 | 5,000 | 5,000 | 5,000 | 520 | 520 | 166 | |
1311 |
- | 0 | 5,000 | 5,000 | 5,000 | 5,000 | - | - | - | - | - | - | - | |
133 |
5,000 | 5,000 | - | - | - | - | - | - | - | - | - | - | - | |
14 |
73,256 | 84,253 | 95,023 | 104,743 | 118,676 | 114,962 | 117,925 | 112,766 | 117,002 | 110,236 | 6,555 | 9,882 | 3,159 | |
17/49 |
385,743 | 359,653 | 365,736 | 381,043 | 374,138 | 395,750 | 416,605 | 426,880 | 442,561 | 516,010 | 631,455 | 646,019 | 659,678 | |
17 |
108,088 | 128,466 | 148,450 | 168,046 | 190,754 | 213,372 | 224,529 | 233,694 | 251,640 | 268,512 | 428,537 | 460,404 | 491,248 | |
170/4 |
108,088 | 128,466 | 148,450 | 168,046 | 190,754 | 213,372 | 224,529 | 233,694 | 251,640 | 268,512 | 428,537 | 460,404 | 491,248 | |
42/48 |
277,655 | 231,187 | 217,286 | 212,997 | 183,384 | 182,378 | 192,076 | 193,186 | 190,701 | 247,259 | 202,918 | 185,615 | 168,430 | |
42 |
20,378 | 19,983 | 19,597 | 22,708 | 22,617 | 22,214 | 22,016 | 17,946 | 17,599 | 23,511 | 31,867 | 30,844 | 29,855 | |
43 |
- | - | - | - | - | - | - | - | 131 | 522 | - | - | - | |
430/8 |
- | - | - | - | - | - | - | - | 131 | - | - | - | - | |
439 |
- | - | - | - | - | - | - | - | - | 522 | - | - | - | |
44 |
5,218 | 4,681 | 4,699 | 5,249 | 3,618 | 3,967 | 3,222 | 3,043 | 70 | - | 6,755 | 10,275 | 1,208 | |
440/4 |
5,218 | 4,681 | 4,699 | 5,249 | 3,618 | 3,967 | 3,222 | 3,043 | 70 | - | 6,755 | 10,275 | 1,208 | |
45 |
1,301 | 1,549 | 823 | 627 | 2,268 | 1,271 | 2,423 | 1,729 | 8,520 | 53,939 | 234 | 17,088 | 6,244 | |
450/3 |
1,301 | 1,549 | 823 | 627 | 2,268 | 1,271 | 2,423 | 1,729 | 8,520 | 53,939 | 234 | 17,088 | 6,244 | |
47/48 |
250,758 | 204,974 | 192,167 | 184,413 | 154,881 | 154,926 | 164,415 | 170,468 | 164,382 | 169,287 | 164,063 | 127,408 | 131,123 | |
492/3 |
- | - | - | - | - | - | - | - | 220 | 238 | - | - | - | |
| Income statement | ||||||||||||||
70 |
- | - | - | - | - | - | - | 31,405 | 26,094 | 27,500 | 29,400 | 45,600 | 80,624 | |
76A |
- | - | - | - | - | - | - | - | - | 170,442 | - | - | - | |
9900 |
19,348 | 17,533 | 18,537 | 17,277 | 35,252 | 31,101 | 39,922 | 26,093 | 39,104 | 203,458 | 35,743 | 51,128 | 68,778 | |
60/61 |
- | - | - | - | - | - | - | 14,545 | 10,628 | 17,747 | 16,794 | 17,498 | 11,846 | |
630 |
22,971 | 20,515 | 20,459 | 23,180 | 22,954 | 25,084 | 25,519 | 20,979 | 20,805 | 20,671 | 20,671 | 20,524 | 25,656 | |
640/8 |
4,098 | 4,123 | 3,908 | 3,530 | 3,447 | 3,819 | 3,463 | 6,158 | 3,731 | 3,671 | 3,691 | 3,111 | 1,147 | |
66A |
- | - | - | - | - | - | - | - | 4 | - | - | - | 19,817 | |
9901 |
-7,721 | -7,105 | -5,830 | -9,433 | 8,851 | 2,198 | 10,940 | -1,045 | 14,568 | 179,116 | 11,381 | 27,492 | 41,976 | |
75/76B |
- | - | 3 | 19 | 5 | 1 | - | 2,410 | 1,977 | 1,784 | 1,285 | 0 | - | |
75 |
- | - | 3 | 19 | 5 | 1 | - | 2,410 | 1,977 | 1,784 | 1,285 | 0 | - | |
65/66B |
3,276 | 3,665 | 3,893 | 4,519 | 4,670 | 5,162 | 5,215 | 5,190 | 6,139 | 19,312 | 15,993 | 16,772 | 18,266 | |
65 |
3,276 | 3,665 | 3,893 | 4,519 | 4,670 | 5,162 | 5,215 | 5,190 | 6,135 | 19,312 | 15,993 | 16,772 | 18,266 | |
66B |
- | - | - | - | - | - | - | - | 4 | - | - | - | - | |
9903 |
-10,997 | -10,770 | -9,720 | -13,933 | 4,186 | -2,963 | 5,725 | -3,825 | 10,407 | 161,588 | -3,327 | 10,720 | 3,893 | |
67/77 |
- | - | - | - | 472 | - | 566 | 411 | 3,641 | 53,427 | - | 3,644 | 567 | |
9904 |
-10,997 | -10,770 | -9,720 | -13,933 | 3,714 | -2,963 | 5,159 | -4,236 | 6,766 | 108,161 | -3,327 | 7,076 | 3,326 | |
9905 |
-10,997 | -10,770 | -9,720 | -13,933 | 3,714 | -2,963 | 5,159 | -4,236 | 6,766 | 108,161 | -3,327 | 7,076 | 3,326 | |
| Appropriation of the result | ||||||||||||||
9906 |
73,256 | 84,253 | 95,023 | 104,743 | 118,676 | 114,962 | 117,925 | 112,766 | 117,002 | 114,716 | 6,555 | 10,235 | 3,326 | |
14P |
84,253 | 95,023 | 104,743 | 118,676 | 114,962 | - | - | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | - | - | - | 4,480 | - | 354 | 166 | |
6920 |
- | - | - | - | - | - | - | - | - | 4,480 | - | 354 | 166 | |
| Document | ||||||||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 30-04-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | full format | 30-04-2026 | 2026-00107015 | |
| 30-09-2024 | full format | 29-04-2025 | 2025-00086154 | |
| 30-09-2023 | full format | 30-04-2024 | 2024-00080008 | |
| 30-09-2022 | full format | 28-04-2023 | 2023-00076181 | |
| 30-09-2021 | full format | 28-04-2022 | 2022-20021090 | |
| 30-09-2020 | full format | 27-04-2021 | 2021-11700284 | |
| 30-09-2019 | full format | 23-04-2020 | 2020-10000226 | |
| 30-09-2018 | full format | 28-03-2019 | 2019-08800351 | |
| 30-09-2017 | full format | 10-04-2018 | 2018-09700170 | |
| 30-09-2016 | full format | 02-05-2017 | 2017-11500485 | |
| 30-09-2015 | full format | 25-04-2016 | 2016-11100324 | |
| 30-09-2014 | full format | 09-04-2015 | 2015-09700261 | |
| 30-09-2013 | full format | 22-05-2014 | 2014-13400211 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 15,250 | 13,410 | 14,629 | 13,747 | 31,805 | 27,282 | 36,459 | 19,935 | 35,373 | 199,787 | 32,052 | 48,016 | 67,631 | ||
| 11,974 | 9,745 | 10,739 | 9,247 | 26,668 | 22,121 | 30,678 | 16,744 | 27,570 | 128,832 | 17,344 | 27,601 | 28,981 | ||
| 37,868 | 1,060 | 0 | 1,887 | 2,340 | 0 | 19,161 | 3,723 | 856 | 50,000 | 732 | 0 | 714,134 | ||
| -69 | 517 | -341 | 2,414 | 929 | -1,060 | 284 | 1,473 | 0 | -360 | 135 | -57 | - | ||
| -191,238 | -144,966 | -133,668 | -124,811 | -111,683 | -115,613 | -126,577 | -128,929 | -123,784 | -183,607 | -142,586 | -127,331 | -124,088 | ||
| - | - | - | - | - | - | - | -3.3% | 55.8% | - | 38.7% | 60.3% | 52.1% | ||
| 25.0% | 27.9% | 29.1% | 29.5% | 31.7% | 30.0% | 29.3% | 28.2% | 28.0% | 24.3% | 8.3% | 8.6% | 7.5% | ||
| 0.31 | 0.37 | 0.38 | 0.41 | 0.39 | 0.37 | 0.34 | 0.33 | 0.35 | 0.26 | 0.30 | 0.31 | 0.26 | ||
| 3.01 | 2.58 | 2.44 | 2.39 | 2.15 | 2.33 | 2.41 | 2.54 | 2.57 | 3.12 | 11.06 | 10.70 | 12.37 | ||
| -8.6% | -7.7% | -6.5% | -8.7% | 2.1% | -1.7% | 3.0% | -2.5% | 3.9% | 65.5% | -5.8% | 11.7% | 6.2% | ||
| -2.1% | -2.2% | -1.9% | -2.6% | 0.7% | -0.5% | 0.9% | -0.7% | 1.1% | 15.9% | -0.5% | 1.0% | 0.5% | ||
| 4.66 | 3.66 | 3.76 | 3.04 | 6.81 | - | - | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | 727 days | 1 day | 845 days | 742 days | 441 days | 198 days | ||
| - | - | - | - | - | - | - | 76 days | 2 days | - | 147 days | 214 days | 37 days |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €37,868 | €1,060 | - | €1,887 | €2,340 |
| €22,971 | €20,515 | €20,459 | €23,180 | €22,954 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €7,721, larger than the loss of €7,105 in 2024. It is the lowest result since 2022.
Debt's share of the balance-sheet total rises from 72.1% to 75.0%. Equity is lower and debt is higher.
Immo Rix has no parent and no holdings in its annual accounts. HANIN Christophe Bernard Marie Benoît is the only director. Immo Rix shares no director with another company.
| Hanin Management Consulting
registered office since 27-08-2007 · founded in 2007 · negative equity (2025) |
total assets €7,052 (2025) 0890.055.469 |
| Janssens, Marie-Sara (sole trader)
establishment since 01-10-2022 |
founded in 2022 0789.519.523 |
Deadline for the 2026 accounts: 30-04-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Avenue du Clos Royal 4 registered office 1330 Rixensart | 09-11-2012 | 2.213.893.455 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25091A0149/00N000 | 2,816 m² | 1 · 418 m² | 24.8 m · 1 |
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