COMADOS
ActiveCOMADOS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €-3k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 50% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-3
Solvency56▼-41
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.44 in 2024; short-term debt: 8.1% and cash: 2.8% of total assets), and 69% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-04-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
on the day
2023
27 d early
2022
49 d early
2021
44 d early
2020
107 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€175k▼ 2.0%
2024 · €179k
2018: €91k
2019: €113k
2020: €129k
2021: €147k
2022: €168k
2023: €174k
2024: €179k
2018 → 2025
Total assets
€565k▲ 129%
2024 · €247k
2018: €257k
2019: €234k
2020: €232k
2021: €252k
2022: €250k
2023: €291k
2024: €247k
2018 → 2025
Net result
€-3k
2024 · €5k
2018: €1k
2019: €22k
2020: €16k
2021: €17k
2022: €21k
2023: €6k
2024: €5k
2018 → 2025
Working capital
€-6k▲ 69.2%
2024 · €-19k
2018: €43k
2019: €-2k
2020: €4k
2021: €25k
2022: €19k
2023: €-11k
2024: €-19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€147k-€168k▲ 14.6%€174k▲ 3.4%€179k▲ 2.8%€175k▼ 2.0%
Operating result€28k-€30k▲ 9.4%€8k▼ 75.1%€8k▲ 6.6%€-417
Net result€17k-€21k▲ 23.0%€6k▼ 73.3%€5k▼ 13.8%€-3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €417 after €8k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €565k
Fixed assets
€525k▲ 127%
Current assets
€40k▲ 158%
Equity and liabilities €565k
Equity
€175k▼ 2.0%
Debt
€390k▲ 473%
The debt ratio rises from 27.6% to 69.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €23k
Cash flow
€18k▼
2024 · €20k
Solvency
31.0%▼
2024 · 72.4%
Current ratio
0.87▲
2024 · 0.44
Quick ratio
0.87▲
2024 · 0.44
Debt / equity
2.23▲
2024 · 0.38
ROE
-2.0%▼
2024 · 2.8%
ROA
-0.6%▼
2024 · 2.0%
Interest coverage
6.51▼
2024 · 19.55
Debt
€390k▲
2024 · €68k
Debt ≤ 1 year
€46k▲
2024 · €35k
Debt > 1 year
€344k▲
2024 · €33k
Income taxes
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€247k€565k▲
Fixed assets21/28€231k€525k▲
Tangible fixed assets22/27€231k€525k▲
Land and buildings22€193k€495k▲
Plant, machinery and equipment23€15k€13k▼
Furniture and vehicles24€23k€17k▼
Current assets29/58€15k€40k▲
Amounts receivable within one year40/41€14k€22k▲
Trade receivables40€9k€2k▼
Other amounts receivable41€5k€19k▲
Cash at bank and in hand54/58€1k€16k▲
Deferred charges and accrued income490/1€0€2k▲
Equity and liabilities
Total equity and liabilities10/49€247k€565k▲
Equity10/15€179k€175k▼
Contributions10/11€19k€19k=
Reserves13€128k€128k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€5k€5k=
Distributable reserves133€123k€123k=
Profit (loss) carried forward14€32k€29k▼
Amounts payable17/49€68k€390k▲
Amounts payable after more than one year17€33k€344k▲
Financial debts170/4€33k€344k▲
Amounts payable within one year42/48€35k€46k▲
Current portion of amounts payable after more than one year42€13k€31k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€19k€1k▼
Suppliers440/4€19k€1k▼
Taxes, remuneration and social security45€732€0▼
Taxes450/3€732€0▼
Other amounts payable47/48€2k€14k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€21k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€26k€24k▼
Operating profit (loss)9901€8k€-417▼
Financial income75/76B-€99
Recurring financial income75-€99
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€7k€-3k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€5k€-3k▼
Profit (loss) for the period to be appropriated9905€5k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€29k▼
Profit (loss) brought forward from the previous period14P€27k€32k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Weakest financial yearnet €-3k ▼171%
Net result drops to €-3k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €150kEq €168k ▲14.6%
5 profitable years in a row build equity to €168k.
17-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Highest result since 2018net €22k ▲1672%
Net result €22k, the highest in the series.
30-09
Financial
Equity above €100kEq €113k ▲23.8%
2 profitable years in a row build equity to €113k.
03-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
E 3 laan 509800 DeinzeGround area
2,166 m²
Building footprint
994 m²
Volume, LiDAR
3,543 m³
Parcel 44054B0799/00D000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COMADOS
since 20122.231.100.661
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054B0799/00D000 | Flanders | 2,166 m² | 1 · 994 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DEVAMA
BE 0457.677.771
Zulte · Eq €175k
LP-INVEST
BE 0788.561.005
Sint-Gillis-Waas · Eq €176k
C Invest
BE 0425.941.351
Heusden-Zolder · Eq €176k
VALCMADR
BE 1003.929.610
Beersel · Eq €176k
PROGERCO
BE 0479.241.069
Saint-Georges-sur-Meuse · Eq €176k
Of 7,321 companies in sector 68110 we hold annual accounts for 5,381. 3,867 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2012
Fiscal year end30-09
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.