Losses
-€52,793 in six years
Every financial year from 2020 to 2025 closed with a loss. 2022 was the heaviest.
IMMO QCM
Lifetime
6 annual accounts with figures on one time axispeak -€2,022 (2024)
-€3,341▼ €1,319
lowest -€18,003 (2022)
-€5,880▼ €1,334
peak €46,079 (2020)
€7,207▼ 44.9%
€307,430▲ 1.5%
Board3 names since 2020
2 directorsGOSSET Quentin and 1 other
Documentsfilings and deeds
22-06-202639 days before the deadline
2025micro format
Gross margin from -€2,022 to -€3,341Loss of €5,880Registered office moved from Binche to Mons 09-07Equity from €13,088 to €7,207Cash from €668 to €1,127
Key points
from the 2025 annual accountsDebts
€307,430 98% of the balance sheet
After one year 100%Within one year 0%
Of this, €943 falls due within a year.
Filings
6 annual accounts 1 late
The 2021 accounts came 18 days late. The other five were filed on time.
Turnover not published (micro format)
Checked score
65
Healthy
Financially stronger than 27% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024lowest value
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 1.3%▲ +0.9 percentage points vs 07-2025
09-2025: 1.3%● unchanged vs 08-2025highest value
10-2025: 1.3%● unchanged vs 09-2025
11-2025: 1.3%● unchanged vs 10-2025
12-2025: 1.3%● unchanged vs 11-2025
01-2026: 1.2%▼ -0.1 percentage points vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.1%▼ -0.1 percentage points vs 03-2026
05-2026: 1.1%● unchanged vs 04-2026
06-2026: 1.0%▼ -0.1 percentage points vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.0%● unchanged vs 07-2026
09-2026: 1.0%● unchanged vs 08-2026
10-2026: 1.0%● unchanged vs 09-2026
11-2026: 1.0%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 change of registered office in 24 months
Liquidity: current ratio 332.43, cash €1,127
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €314,638
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 22% of them on solvency, 53% on liquidity, 18% on profitability and 13% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 849 companies had the same profile as IMMO QCM has now. Each dot stands for 3 companies, two years later.
91.9%
were still trading
3.3%
stopped another way
4.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMMO QCM itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 849 companies, not a prediction for IMMO QCM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€5,880
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 17194 sector peers (2025).
NBB · sector comparisonPosition among 17194 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
39 days early
2024
24 days early
2023
15 days early
2022
33 days early
2021
18 days late
2020
46 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 23 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Quevy Christophe 60 sharesdeed of 09-07-2025
- Gosset Quentin 60 sharesdeed of 09-07-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0741471067
Registered office moved from Binche to Mons
Transfer of 40 shares from LECOMTE Marc · New registered office: Place du Béguinage 10, 7000 Mons · Previous registered office: Avenue Léopold III 16, 7130 Binche · General meeting of 04-07-2025 · Gazette deed
Incorporation
Founding capital of €60,000, 120 shares · Founders: LECOMTE Marc, QUÉVY Christophe Paul André and GOSSET Quentin · Appointments: LECOMTE Marc, QUÉVY Christophe Paul André and GOSSET Quentin · published on 15-01-2020 · Gazette deed
First establishment
Avenue Léopold III 16, Binche
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMMO QCM Mons | €314,638 | -€3,341 | 2.3% | - |
| ECO PROJECT IMMO Quiévrain | €340,073 | -€13,356 | 21.4% | - |
| C3L Tournai | €241,096 | -€7,430 | 57.8% | - |
| ATLAE Brussels | €320,864 | -€6,390 | -16.2% | - |
| HAMACO Affligem | €331,891 | -€12,017 | -40.0% | - |
| P.B.J. IMMO Ferrières | €306,347 | -€3,943 | -20.7% | - |
| DW Construct Kortrijk | €340,400 | -€12,357 | -23.0% | - |
These companies have the same main activity as IMMO QCM: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €241,000 and €340,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 13-01-2020Normal situation
- Activity
- Development of residential building projectsNACE 68121
- Establishment unit
- 2.301.106.4527130 Binche, since 13-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Annual accounts 2025
- €314,638▼ 0.4%
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on IMMO QCM
IMMO QCM files the micro format. That format states no turnover. The gross margin rose from -€4,238 in 2020 to -€3,341 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO QCM
- What is the company number of IMMO QCM?
- The company number of IMMO QCM is 0741.471.067. The VAT number is the same number with BE in front: BE 0741.471.067.
- Where is IMMO QCM based?
- The registered office is at Place du Béguinage 1, 7000 Mons.Company details
- What does IMMO QCM do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of IMMO QCM?
- IMMO QCM is a private limited company (BV).
- When was IMMO QCM founded?
- IMMO QCM was founded on 13-01-2020.
- Is IMMO QCM still active?
- Yes, IMMO QCM is an active enterprise in the KBO register.
- What is the turnover of IMMO QCM?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is IMMO QCM profitable?
- In financial year 2025, IMMO QCM made a loss of €5,880.
- Where can I find the annual accounts of IMMO QCM?
- IMMO QCM filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMO QCM due?
- IMMO QCM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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