ECO PROJECT IMMO
ActiveECO PROJECT IMMO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €-18k. Equity is shrinking by ~7% per year across the filed fiscal years. Its solvency ranks better than 34% of 4530 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▲+2
Solvency46▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 79.78 against 92.56 in 2024; short-term debt: 1.2% and cash: 41.9% of total assets), but 78.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.4%
Return on assets
-5.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-18k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
52 d early
2024
29 d late
2023
20 d late
2022
29 d late
2021
177 d late
2020
137 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€3k
EBIT margin
-263.1%
Net result
€-18k▲ 34.3%
2024 · €-27k
2020: €-7k
2021: €117k
2022: €11k
2023: €-7k
2024: €-27k
2020 → 2025
Working capital
€333k▼ 6.1%
2024 · €355k
2020: €-4k
2021: €114k
2022: €413k
2023: €383k
2024: €355k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€124k▲ 9.4%€117k▼ 5.7%€90k▼ 22.8%€73k▼ 19.4%
Operating result€150k-€14k▼ 90.6%€-2k€-27k▼ 978%€-17k▲ 37.6%
Net result€117k-€11k▼ 90.8%€-7k€-27k▼ 276%€-18k▲ 34.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €27k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €340k
Fixed assets
€3k▼ 52.9%
Current assets
€338k▼ 6.0%
Equity and liabilities €340k
Equity
€73k▼ 19.4%
Debt
€267k▼ 2.4%
The debt ratio rises from 75.2% to 78.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-14k▲
2024 · €-24k
Cash flow
€-15k▲
2024 · €-24k
Solvency
21.4%▼
2024 · 24.8%
Current ratio
79.78▼
2024 · 92.56
Quick ratio
33.70▼
2024 · 48.09
Debt / equity
3.67▲
2024 · 3.03
ROE
-24.1%▲
2024 · -29.6%
ROA
-5.2%▲
2024 · -7.3%
Interest coverage
-13.41▲
2024 · -26.62
Debt
€267k▼
2024 · €274k
Debt ≤ 1 year
€4k▲
2024 · €4k
Debt > 1 year
€263k▼
2024 · €270k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€364k€340k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€2k▼
Furniture and vehicles24€5k€2k▼
Financial fixed assets28€50€50=
Current assets29/58€359k€338k▼
Stocks and contracts in progress3€172k€195k▲
Stocks30/36€172k€195k▲
Amounts receivable within one year40/41€21€32▲
Other amounts receivable41€21€32▲
Cash at bank and in hand54/58€186k€143k▼
Deferred charges and accrued income490/1€45-
Equity and liabilities
Total equity and liabilities10/49€364k€340k▼
Equity10/15€90k€73k▼
Contributions10/11€3k€3k=
Reserves13€87k€70k▼
Distributable reserves133€87k€70k▼
Amounts payable17/49€274k€267k▼
Amounts payable after more than one year17€270k€263k▼
Other amounts payable178/9€270k€263k▼
Amounts payable within one year42/48€4k€4k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45-€211
Taxes450/3-€211
Other amounts payable47/48€316€522▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€737€453▼
Gross operating margin9900€-23k€-13k▲
Operating profit (loss)9901€-27k€-17k▲
Financial income75/76B€825€125▼
Recurring financial income75€825€125▼
Financial charges65/66B€895€1k▲
Recurring financial charges65€895€1k▲
Non-recurring financial charges66B€895-
Profit (loss) for the period before taxes9903€-27k€-18k▲
Profit (loss) for the period9904€-27k€-18k▲
Profit (loss) for the period to be appropriated9905€-27k€-18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-18k▲
Transfer from equity791/2€27k€18k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Liquidity times 5current ratio 55.10
Current ratio from 11.68 to 55.10; short-term debt falls from €39k to €7k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 177 days late
2022
31-12
Financial
Liquidity times 9current ratio 11.68
Current ratio from 1.36 to 11.68; short-term debt falls from €318k to €39k.
2021
31-12
Financial
Back to profitnet €117k
Net result €117k after one loss-making year.
31-12
Financial
Equity above €100kEq €114k
Equity rises from €-4k to €114k.
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 137 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quiévrain · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Montroeul 153/A7380 QuiévrainGround area
1,453 m²
Building footprint
107 m²
Volume, LiDAR
683 m³
Parcel 53068A0492/00B000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ECO PROJECT IMMO
since 20202.299.104.094
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53068A0492/00B000 | Wallonia | 1,453 m² | 1 · 107 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
V&O W ESTATE
BE 0737.375.192
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RASKIN IMMOBILIERE
BE 0450.678.727
Verviers · Eq €73k
EXPRESSIS
BE 0826.425.845
Wemmel · Eq €73k
FINE MANAGEMENT
BE 0560.886.860
Hamme (Vl.) · Eq €73k
ADAMAS
BE 0682.898.014
Zoersel · Eq €73k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 5,221 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2020
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.