IMMO PRAKTIJK AEN DE KERCK
ActiveSummary
IMMO PRAKTIJK AEN DE KERCK has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-17k) and a net result of €6k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 17% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+8
Solvency21▲+1
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.16 in 2024; short-term debt: 26.1% and cash: 0.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-4.1%
Return on assets
1.4%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 14079 sector peers (2025).
NBB · sector comparisonPosition among 14079 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
29 d early
2024
26 d early
2023
87 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-17k▲ 26.1%
2024 · €-24k
2023: €-23k
2024: €-24k
2023 → 2025
Total assets
€427k▼ 6.0%
2024 · €454k
2023: €441k
2024: €454k
2023 → 2025
Net result
€6k
2024 · €-663
2023: €-26k
2024: €-663
2023 → 2025
Working capital
€-101k▼ 3.9%
2024 · €-97k
2023: €-118k
2024: €-97k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-23k-€-24k▼ 2.9%€-17k▲ 26.1%
Operating result€-18k-€16k€22k▲ 41.8%
Net result€-26k-€-663▲ 97.4%€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 42% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €427k
Fixed assets
€417k ▼ 4.2%
Current assets
€10k ▼ 46.0%
Key figures and ratios
EBITDA
€53k▲
2024 · €42k
Cash flow
€37k▲
2024 · €26k
Solvency
-4.1%▲
2024 · -5.2%
Current ratio
0.09▼
2024 · 0.16
Debt to equity
-25.48▼
2024 · -20.24
ROA
1.4%▲
2024 · -0.1%
Interest coverage
3.29▲
2024 · 2.60
Debt
€444k▼
2024 · €478k
Debt ≤ 1 year
€112k▼
2024 · €117k
Debt > 1 year
€333k▼
2024 · €361k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€454k€427k▼
Fixed assets21/28€435k€417k▼
Tangible fixed assets22/27€435k€417k▼
Land and buildings22€426k€410k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€19k€10k▼
Amounts receivable within one year40/41€12k-
Trade receivables40€12k-
Cash at bank and in hand54/58€3k€948▼
Deferred charges and accrued income490/1€4k€9k▲
Equity and liabilities
Total equity and liabilities10/49€454k€427k▼
Equity10/15€-24k€-17k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-27k€-20k▲
Amounts payable17/49€478k€444k▼
Amounts payable after more than one year17€361k€333k▼
Financial debts170/4€361k€333k▼
Amounts payable within one year42/48€117k€112k▼
Current portion of amounts payable after more than one year42€8k€13k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Other amounts payable47/48€107k€97k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€31k▲
Other operating charges640/8€992€1k▲
Gross operating margin9900€43k€54k▲
Operating profit (loss)9901€16k€22k▲
Financial charges65/66B€16k€16k▼
Recurring financial charges65€16k€16k▼
Profit (loss) for the period before taxes9903€-663€6k▲
Profit (loss) for the period9904€-663€6k▲
Profit (loss) for the period to be appropriated9905€-663€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-20k▲
Profit (loss) brought forward from the previous period14P€-26k€-27k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 87 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Godfriedstraat 83800 Sint-TruidenGround area
971 m²
Building footprint
202 m²
Volume, LiDAR
1,388 m³
Parcel 71352D0177/00R000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO PRAKTIJK AEN DE KERCK
since 20222.335.977.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0177/00R000 | Flanders | 971 m² | 1 · 202 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
ABE Invest
BE 0674.542.255
Sint-Truiden
AGORA STAYEN BTW-EENHEID
BE 0534.582.737
Sint-Truiden
AGRO INVESTMENTS
BE 1039.767.744
Sint-Truiden
Begijn
BE 0801.255.434
Sint-Truiden
BETIMMO
BE 0420.435.414
Sint-Truiden
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2022
Fiscal year end30-09
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.