Immo Pol Cattebeke is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €728k and a net result of €-40k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 87% of 8018 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-02-2026, 62 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
62 d early
2024
61 d early
2023
50 d early
2022
61 d early
2021
2 d early
2020
106 d early
2019
114 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€728k▼ 5.3%
2024 · €768k
2018: €158k
2019: €136k
2020: €141k
2021: €452k
2022: €488k
2023: €785k
2024: €768k
2018 → 2025
Net result
€-40k▼ 147%
2024 · €-16k
2018: €-49k
2019: €27k
2020: €6k
2021: €361k
2022: €36k
2023: €297k
2024: €-16k
2018 → 2025
Total assets
€819k▼ 2.6%
2024 · €841k
2018: €497k
2019: €346k
2020: €278k
2021: €594k
2022: €617k
2023: €880k
2024: €841k
2018 → 2025
Solvency
88.9%▼ 2.5pp
2024 · 91.4%
2018: 31.8%
2019: 39.4%
2020: 50.7%
2021: 76.1%
2022: 79.1%
2023: 89.2%
2024: 91.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€452k-€488k▲ 8.0%€785k▲ 60.7%€768k▼ 2.1%€728k▼ 5.3%
Operating result€472k-€57k▼ 87.9%€-5k€-20k▼ 339%€-22k▼ 7.6%
Net result€361k-€36k▼ 90.0%€297k▲ 723%€-16k€-40k▼ 147%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €20k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €819k
Fixed assets
€810k▼ 0.4%
Current assets
€9k▼ 67.6%
Equity and liabilities €819k
Equity
€728k
Debt
€91k
Debt finances 11.1% of the balance-sheet total.
Key figures and ratios
Solvency
88.9%▼
2024 · 91.4%
ROE
-5.5%▼
2024 · -2.1%
ROA
-4.9%▼
2024 · -1.9%
Debt
€91k
Debt ≤ 1 year
€91k
Income taxes
€91k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€841k€819k▼
Fixed assets21/28€813k€810k▼
Tangible fixed assets22/27€813k€810k▼
Land and buildings22€796k€798k▲
Furniture and vehicles24€18k€12k▼
Current assets29/58€28k€9k▼
Amounts receivable after more than one year29€10k-
Other amounts receivable291€10k-
Amounts receivable within one year40/41€6k€8k▲
Other amounts receivable41€6k€8k▲
Cash at bank and in hand54/58€11k€833▼
Deferred charges and accrued income490/1€278€254▼
Equity and liabilities
Total equity and liabilities10/49€841k€819k▼
Equity10/15€768k€728k▼
Contributions10/11€45k€45k=
Reserves13€423k€683k▲
Tax-exempt reserves132€218k-
Distributable reserves133€205k€683k▲
Profit (loss) carried forward14€301k-
Provisions and deferred taxes16€73k-
Deferred taxes168€73k-
Amounts payable17/49-€91k
Amounts payable within one year42/48-€91k
Taxes, remuneration and social security45-€91k
Taxes450/3-€91k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€201-
Other operating charges640/8€967€3k▲
Gross operating margin9900€-13k€-13k▲
Operating profit (loss)9901€-20k€-22k▼
Financial income75/76B€801€2▼
Recurring financial income75€801€2▼
Financial charges65/66B€231€226▼
Recurring financial charges65€231€226▼
Profit (loss) for the period before taxes9903€-20k€-22k▼
Transfer from deferred taxes780€3k€73k▲
Income taxes67/77-€91k
Profit (loss) for the period9904€-16k€-40k▼
Transfer from tax-exempt reserves789€10k€218k▲
Profit (loss) for the period to be appropriated9905€-6k€178k▲
Appropriation of the result
Profit (loss) to be appropriated9906€301k€478k▲
Profit (loss) brought forward from the previous period14P€307k€301k▼
Transfer to equity691/2-€478k
To other reserves6921-€478k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity triplescurrent ratio 13.46
Current ratio from 4.88 to 13.46; short-term debt falls from €49k to €19k.
30-09
Financial
Equity above €500kEq €785k ▲60.7%
5 profitable years in a row build equity to €785k.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €361k ▲5753%
Operating result €472k, net result €361k, both a record.
30-09
Financial
Liquidity times 6current ratio 3.80
Current ratio from 0.59 to 3.80; short-term debt falls from €126k to €59k.
30-09
Financial
Equity above €200kEq €452k ▲221%
3 profitable years in a row build equity to €452k.
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mollegat 118560 WevelgemGround area
863 m²
Building footprint
205 m²
Parcel 34302B0943/00Z002, Flanders. Linked by address, not a title deed.
1 establishment unit
Immo Pol Cattebeke
since 19922.058.320.402
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34302B0943/00Z002 | Flanders | 863 m² | 1 · 205 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
QUERCUS
BE 0886.139.738
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COCOLICO
BE 0832.046.501
Sint-Truiden · Eq €728k
BOSSA TRAVEL
BE 0550.574.176
Oostende · Eq €728k
RS GROUPE
BE 0797.453.727
Rebecq · Eq €728k
JONCKPARK
BE 0536.507.097
Zonnebeke · Eq €728k
Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,283 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-1992
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.