ROTRANS
ActiveROTRANS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €638k and a net result of €35k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 84% of 5394 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-06-2026, 123 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
123 d late
2024
488 d late
2023
96 d early
2022
269 d late
2021
247 d late
2020
508 d late
2019
276 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close05-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€638k▲ 5.7%
2024 · €603k
2022: €669k
2023: €630k
2024: €603k
2022 → 2025
Net result
€35k
2024 · €-27k
2022: €-41k
2023: €-39k
2024: €-27k
2022 → 2025
Total assets
€713k▼ 3.0%
2024 · €735k
2022: €815k
2023: €779k
2024: €735k
2022 → 2025
Solvency
89.4%▲ 7.4pp
2024 · 82.1%
2022: 82.1%
2023: 80.9%
2024: 82.1%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€669k-€630k▼ 5.8%€603k▼ 4.3%€638k▲ 5.7%
Operating result€-46k-€-48k▼ 2.9%€-34k▲ 28.0%€-31k▲ 8.6%
Net result€-41k-€-39k▲ 4.9%€-27k▲ 30.9%€35k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €34k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €713k
Fixed assets
€457k▼ 5.1%
Current assets
€257k▲ 1.0%
Equity and liabilities €713k
Equity
€638k▲ 5.7%
Provisions
€0▼ 100%
Debt
€75k▲ 687%
The debt ratio rises from 1.3% to 10.6%: debt grows faster than equity.
Key figures and ratios
Solvency
89.4%▲
2024 · 82.1%
ROE
5.4%▲
2024 · -4.4%
ROA
4.9%▲
2024 · -3.6%
Debt
€75k▲
2024 · €10k
Debt ≤ 1 year
€75k▲
2024 · €10k
Income taxes
€65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€735k€713k▼
Fixed assets
21/28€481k€457k▼
Tangible fixed assets
22/27€391k€367k▼
Financial fixed assets
28€90k€90k=
Current assets
29/58€254k€257k▲
Amounts receivable within one year
40/41€247k€248k▲
Cash & bank
54/58€63€228▲
Total equity & liabilities
10/49€735k€713k▼
Equity
10/15€603k€638k▲
Contributions / capital
10/11€120k€120k=
Reserves
13€483k€518k▲
Provisions & deferred taxes
16€122k-
Amounts payable
17/49€10k€75k▲
Amounts payable within one year
42/48€10k€75k▲
Trade debts payable within one year
44€272€940▲
Income statement
Code20242025
Gross operating margin
9900€-8k€-5k▲
Operating result
9901€-34k€-31k▲
Financial income
75€9k€10k▲
Financial charges
65€2k€2k▼
Result before taxes
9903€-27k€-23k▲
Income taxes
67/77-€65k
Net result for the period
9904€-27k€35k▲
Result to be appropriated
9905€-27k€402k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 123 days late
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 488 days late
2025
30-06
Financial
Back to profitnet €35k
Net result €35k after 3 loss-making years.
2024
30-06
Financial
Liquidity triplescurrent ratio 26.57
Current ratio from 10.24 to 26.57; short-term debt falls from €27k to €10k.
2023
27-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 269 days late
23-03
State Gazette act
Director changes
2022
05-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 247 days late
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 508 days late
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 276 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 26 days late
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts
Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
SO-PA
BE 0775.349.605
Schilde · Eq €638k
HEALTH LOUNGE
BE 0501.984.601
Retie · Eq €638k
Ubigo
BE 0635.994.653
Deinze · Eq €638k
PARCinvest
BE 0861.089.685
Schoten · Eq €639k
DS Agri
BE 0562.831.315
Gooik · Eq €638k
Of 24,645 companies in sector 64210 we hold annual accounts for 19,462. 13,308 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-07-1990
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 21-07-2026. Scores and ratios are computed by Checked and are not a credit decision.