IMMO PETER
ActiveSummary
IMMO PETER has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €82,933 and a net result of €26,090. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 19362 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability78▲+10
Solvency50▼-2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.81 against 0.76 in 2023; short-term debt: 24.5% and cash: 3.3% of total assets), and 75.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
24.6%
Return on assets
7.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
13 d early
2023
20 d early
2022
31 d early
2021
23 d early
2020
116 d early
2019
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€82,933▲ 0.1%
2023 · €82,843
Total assets
€337,760▲ 10.7%
2023 · €305,247
Net result
€26,090
2023 · -€1,002
Working capital
-€15,338▼ 6.5%
2023 · -€14,401
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€86,898▲ 359%€99,805▲ 14.9%€102,673▲ 2.9%€4,282▼ 95.8%€44,169▲ 932%
Net result€66,701▲ 384%€65,888▼ 1.2%€71,532▲ 8.6%-€1,002€26,090
Equity€34,876▲ 327%€70,764▲ 103%€72,296▲ 2.2%€82,843▲ 14.6%€82,933▲ 0.1%
Total assets€122,905▲ 273%€340,634▲ 177%€410,157▲ 20.4%€305,247▼ 25.6%€337,760▲ 10.7%
Debt€88,029▲ 255%€269,870▲ 207%€337,862▲ 25.2%€222,404▼ 34.2%€254,827▲ 14.6%
Working capital€29,812▲ 627%-€4,319-€25,076▼ 481%-€14,401▲ 42.6%-€15,338▼ 6.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2021 Total assets +177% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 932% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €337,760
Fixed assets
€270,317 ▲ 4.2%
Current assets
€67,443 ▲ 47.5%
Equity and liabilities €337,760
Equity
€82,933 ▲ 0.1%
Debt
€254,827 ▲ 14.6%
Debt's share of the balance-sheet total rises from 72.9% to 75.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60,731▲
2023 · €30,301
Cash flow
€42,651▲
2023 · €25,017
Current ratio
0.81▲
2023 · 0.76
Debt to equity
3.07▲
2023 · 2.68
ROE
31.5%▲
2023 · -1.2%
ROA
7.7%▲
2023 · -0.3%
Interest coverage
14.52▲
2023 · 7.90
Debt ≤ 1 year
€82,781▲
2023 · €60,140
Debt > 1 year
€171,770▲
2023 · €162,061
Income taxes
€14,883▲
2023 · €1,807
Staff costs
€100
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €100 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,409 | €10,547 | €21,143 | €26,019 | €16,562 | ▼ 36.3% |
| Other operating charges640/8 | - | €2,984 | €10,242 | €4,982 | €23,463 | ▲ 371% |
| Gross operating margin9900 | €93,142 | €113,336 | €134,058 | €35,283 | €84,294 | ▲ 139% |
| Operating profit (loss)9901 | €86,898 | €99,805 | €102,673 | €4,282 | €44,169 | ▲ 932% |
| Financial income75/76B | - | €421 | €320 | €360 | €985 | ▲ 174% |
| Recurring financial income75 | €1,659 | €421 | €320 | €360 | €985 | ▲ 174% |
| Financial charges65/66B | - | €2,741 | €4,565 | €3,837 | €4,182 | ▲ 9.0% |
| Recurring financial charges65 | €204 | €2,741 | €4,565 | €3,837 | €4,182 | ▲ 9.0% |
| Profit (loss) for the period before taxes9903 | €88,353 | €97,484 | €98,428 | €805 | €40,972 | ▲ 4,992% |
| Income taxes67/77 | €21,652 | €31,597 | €26,896 | €1,807 | €14,883 | ▲ 724% |
| Profit (loss) for the period9904 | €66,701 | €65,888 | €71,532 | -€1,002 | €26,090 | ▲ 2,704% |
| Profit (loss) for the period to be appropriated9905 | €66,701 | €65,888 | €71,532 | -€1,002 | €26,090 | ▲ 2,704% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €122,905 | €340,634 | €410,157 | €305,247 | €337,760 | ▲ 10.7% |
| Formation expenses20 | €84 | - | - | - | - | - |
| Fixed assets21/28 | €6,161 | €234,760 | €280,162 | €259,508 | €270,317 | ▲ 4.2% |
| Tangible fixed assets22/27 | €6,161 | €234,760 | €280,162 | €259,508 | €270,317 | ▲ 4.2% |
| Land and buildings22 | - | €230,897 | €220,069 | €209,240 | €198,412 | ▼ 5.2% |
| Plant, machinery and equipment23 | - | €915 | €3,745 | €7,795 | €6,448 | ▼ 17.3% |
| Furniture and vehicles24 | - | €2,948 | €4,172 | €2,497 | €907 | ▼ 63.7% |
| Leasing and similar rights25 | - | - | €52,176 | €39,976 | €64,550 | ▲ 61.5% |
| Current assets29/58 | €116,661 | €105,874 | €129,995 | €45,739 | €67,443 | ▲ 47.5% |
| Amounts receivable within one year40/41 | €22,636 | €17,903 | €34,720 | €38,903 | €55,068 | ▲ 41.6% |
| Trade receivables40 | - | €6,051 | €13,352 | €28,478 | €7,318 | ▼ 74.3% |
| Other amounts receivable41 | - | €11,852 | €21,368 | €10,424 | €47,750 | ▲ 358% |
| Cash at bank and in hand54/58 | €92,912 | €86,699 | €92,966 | €5,057 | €11,051 | ▲ 119% |
| Deferred charges and accrued income490/1 | - | €1,271 | €2,310 | €1,779 | €1,324 | ▼ 25.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €122,905 | €340,634 | €410,157 | €305,247 | €337,760 | ▲ 10.7% |
| Equity10/15 | €34,876 | €70,764 | €72,296 | €82,843 | €82,933 | ▲ 0.1% |
| Contributions10/11 | - | €7,000 | €7,000 | €18,550 | €18,550 | = |
| Reserves13 | €27,355 | €63,655 | €63,655 | €63,655 | €63,655 | = |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | - | - | - |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | - | - | - |
| Distributable reserves133 | - | €61,800 | €61,800 | €63,655 | €63,655 | = |
| Profit (loss) carried forward14 | €521 | €109 | €1,641 | €638 | €728 | ▲ 14.1% |
| Amounts payable17/49 | €88,029 | €269,870 | €337,862 | €222,404 | €254,827 | ▲ 14.6% |
| Amounts payable after more than one year17 | - | €157,510 | €182,285 | €162,061 | €171,770 | ▲ 6.0% |
| Financial debts170/4 | - | €157,510 | €182,285 | €162,061 | €171,770 | ▲ 6.0% |
| Amounts payable within one year42/48 | €86,849 | €110,192 | €155,072 | €60,140 | €82,781 | ▲ 37.6% |
| Current portion of amounts payable after more than one year42 | - | €10,014 | €19,897 | €21,124 | €21,100 | ▼ 0.1% |
| Trade debts44 | €5,748 | €6,951 | €12,955 | €27,755 | €16,167 | ▼ 41.8% |
| Suppliers440/4 | - | €6,951 | €12,955 | €27,755 | €16,167 | ▼ 41.8% |
| Taxes, remuneration and social security45 | - | €63,227 | €52,219 | €11,261 | €19,513 | ▲ 73.3% |
| Taxes450/3 | - | €61,383 | €52,219 | €11,261 | €18,963 | ▲ 68.4% |
| Remuneration and social security454/9 | - | €1,844 | - | - | €550 | - |
| Other amounts payable47/48 | - | €30,000 | €70,000 | - | €26,000 | - |
| Accrued charges and deferred income492/3 | - | €2,167 | €505 | €203 | €277 | ▲ 36.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €66,701 | €65,888 | €71,532 | -€1,002 | €26,090 | ▲ 2,704% |
| + Depreciation and write-downs630 | €3,409 | €10,547 | €21,143 | €26,019 | €16,562 | ▼ 36.3% |
| Operating cash flow (approximation) | €70,109 | €76,435 | €92,675 | €25,017 | €42,651 | ▲ 70.5% |
| Investment in fixed assets (approximation) | - | -€239,146 | -€66,545 | -€5,365 | -€27,371 | ▼ 410% |
| Change in cash | - | -€6,213 | €6,267 | -€87,909 | €5,994 | ▲ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €26,090
Net result €26,090 after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€1,002
Net result drops to -€1,002, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €71,532 ▲8.6%
Operating result €102,673, net result €71,532, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 11current ratio 1.17
Current ratio from 0.11 to 1.17.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vielsalm · 1 establishment unit since 2016
Ground area
3,000 m²
Building footprint
168 m²
Parcel 82032E0169/00W002, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMO PETER
since 20162.254.357.204
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82032E0169/00W002 | Wallonia | 3,000 m² | 1 · 168 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DECSIS
BE 0819.369.688
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BAYATIS
BE 0727.503.562
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PROGECIMMO
BE 0893.953.384
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ADMINISTRATION en SERVICES
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,384. 3,606 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-06-2016
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0656655455
Registered
17-07-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.