ABCD Invest
ActiveABCD Invest has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €15k. Equity is growing by ~50.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+1
Solvency34▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.19 against 0.88 in 2024; short-term debt: 8.8% and cash: 10.5% of total assets), and 90.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.1%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
14 d early
2022
17 d early
2021
31 d late
2020
5 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▲ 37.0%
2024 · €39k
2018: €-3k
2019: €441
2020: €5k
2021: €12k
2022: €18k
2023: €28k
2024: €39k
2018 → 2025
Total assets
€595k▼ 8.7%
2024 · €651k
2018: €875k
2019: €835k
2020: €796k
2021: €758k
2022: €723k
2023: €672k
2024: €651k
2018 → 2025
Net result
€15k▲ 26.5%
2024 · €12k
2018: €-260
2019: €3k
2020: €5k
2021: €6k
2022: €7k
2023: €9k
2024: €12k
2018 → 2025
Working capital
€10k
2024 · €-9k
2018: €-45k
2019: €-34k
2020: €-52k
2021: €-39k
2022: €-26k
2023: €-11k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€18k▲ 58.2%€28k▲ 51.2%€39k▲ 41.3%€54k▲ 37.0%
Operating result€25k-€27k▲ 11.2%€29k▲ 7.5%€31k▲ 4.1%€33k▲ 9.1%
Net result€6k-€7k▲ 9.0%€9k▲ 39.2%€12k▲ 21.9%€15k▲ 26.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €595k
Fixed assets
€532k▼ 9.3%
Current assets
€62k▼ 2.9%
Equity and liabilities €595k
Equity
€54k▲ 37.0%
Debt
€541k▼ 11.6%
The debt ratio falls from 93.9% to 90.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▲
2024 · €84k
Cash flow
€69k▲
2024 · €65k
Solvency
9.1%▲
2024 · 6.1%
Current ratio
1.19▲
2024 · 0.88
Quick ratio
1.19▲
2024 · 0.88
Debt / equity
10.02▼
2024 · 15.53
ROE
27.0%▼
2024 · 29.2%
ROA
2.4%▲
2024 · 1.8%
Interest coverage
6.79▲
2024 · 5.95
Debt
€541k▼
2024 · €612k
Debt ≤ 1 year
€52k▼
2024 · €73k
Debt > 1 year
€488k▼
2024 · €539k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€651k€595k▼
Fixed assets21/28€587k€532k▼
Tangible fixed assets22/27€587k€532k▼
Land and buildings22€555k€503k▼
Plant, machinery and equipment23€32k€29k▼
Current assets29/58€64k€62k▼
Amounts receivable within one year40/41€713€8▼
Other amounts receivable41€713€8▼
Current investments50/53€50k-
Cash at bank and in hand54/58€13k€62k▲
Equity and liabilities
Total equity and liabilities10/49€651k€595k▼
Equity10/15€39k€54k▲
Contributions10/11€10k€10k=
Reserves13€29k€44k▲
Distributable reserves133€29k€44k▲
Amounts payable17/49€612k€541k▼
Amounts payable after more than one year17€539k€488k▼
Financial debts170/4€539k€488k▼
Amounts payable within one year42/48€73k€52k▼
Current portion of amounts payable after more than one year42€45k€46k▲
Financial debts43€4k€5k▲
Other loans439€4k€5k▲
Advances received on contracts in progress46€24k-
Taxes, remuneration and social security45€300€2k▲
Taxes450/3€300€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€54k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€88k€92k▲
Operating profit (loss)9901€31k€33k▲
Financial income75/76B€452€1k▲
Recurring financial income75€452€1k▲
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€17k€21k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€12k€15k▲
Profit (loss) for the period to be appropriated9905€12k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€15k▲
Profit (loss) brought forward from the previous period14P€1-
Transfer to equity691/2€12k€15k▲
To other reserves6921€12k€15k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €15k ▲26.5%
Operating result €33k, net result €15k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graaf van Egmontstraat 522000 AntwerpenGround area
133 m²
Building footprint
88 m²
Volume, LiDAR
1,106 m³
Parcel 11811L3658/00Y000, Flanders · tallest building 16.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Graaf van Egmontstraat 52, 2000 Antwerpen
since 20152.245.279.586
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3658/00Y000 | Flanders | 133 m² | 1 · 88 m² | 16.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2015
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.