Immo Nyssen
ActiveImmo Nyssen has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356k and a net result of €151k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 45% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+12
Solvency58▲+3
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.29 in 2024; short-term debt: 62.2% and cash: 82.3% of total assets), and 66.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
14%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
30 d early
2023
30 d early
2022
88 d early
2021
110 d early
2020
120 d early
2019
143 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€151k▲ 262%
2024 · €42k
2018: €50k
2019: €63k
2020: €71k
2021: €58k
2022: €-13k
2023: €-47k
2024: €42k
2018 → 2025
Working capital
€248k▲ 40.8%
2024 · €176k
2018: €273k
2019: €324k
2020: €266k
2021: €284k
2022: €258k
2023: €201k
2024: €176k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€397k-€384k▼ 3.3%€337k▼ 12.2%€299k▼ 11.2%€356k▲ 18.9%
Operating result€86k-€-10k€-46k▼ 379%€55k€221k▲ 305%
Net result€58k-€-13k€-47k▼ 262%€42k€151k▲ 262%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 305% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€159k▼ 20.5%
Current assets
€916k▲ 16.7%
Equity and liabilities €1.07M
Equity
€356k▲ 18.9%
Debt
€719k▲ 4.9%
The debt ratio falls from 69.6% to 66.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€284k▲
2024 · €114k
Cash flow
€213k▲
2024 · €101k
Solvency
33.1%▲
2024 · 30.4%
Current ratio
1.37▲
2024 · 1.29
Quick ratio
1.37▲
2024 · 1.29
Debt / equity
2.02▼
2024 · 2.29
ROE
42.3%▲
2024 · 13.9%
ROA
14.0%▲
2024 · 4.2%
Interest coverage
80.40▲
2024 · 28.50
Debt
€719k▲
2024 · €686k
Debt ≤ 1 year
€668k▲
2024 · €609k
Debt > 1 year
€46k▼
2024 · €71k
Income taxes
€71k▲
2024 · €12k
Staff costs
€195k▲
2024 · €136k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€985k€1.07M▲
Fixed assets21/28€200k€159k▼
Intangible fixed assets21€2k€5k▲
Tangible fixed assets22/27€196k€153k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€155k€120k▼
Other tangible fixed assets26€38k€30k▼
Financial fixed assets28€972€977▲
Current assets29/58€785k€916k▲
Amounts receivable within one year40/41€29k€17k▼
Trade receivables40-€712
Other amounts receivable41€29k€17k▼
Cash at bank and in hand54/58€749k€885k▲
Deferred charges and accrued income490/1€8k€14k▲
Equity and liabilities
Total equity and liabilities10/49€985k€1.07M▲
Equity10/15€299k€356k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€253k€294k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€247k€288k▲
Profit (loss) carried forward14€-16k€1▲
Amounts payable17/49€686k€719k▲
Amounts payable after more than one year17€71k€46k▼
Financial debts170/4€71k€46k▼
Amounts payable within one year42/48€609k€668k▲
Current portion of amounts payable after more than one year42€23k€24k▲
Trade debts44€15k€18k▲
Suppliers440/4€15k€18k▲
Advances received on contracts in progress46€478k€505k▲
Taxes, remuneration and social security45€92k€121k▲
Taxes450/3€43k€64k▲
Remuneration and social security454/9€50k€57k▲
Accrued charges and deferred income492/3€6k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€136k€195k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€62k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€252k€483k▲
Operating profit (loss)9901€55k€221k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€54k€222k▲
Income taxes67/77€12k€71k▲
Profit (loss) for the period9904€42k€151k▲
Profit (loss) for the period to be appropriated9905€42k€151k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€135k▲
Profit (loss) brought forward from the previous period14P€-58k€-16k▲
Transfer from equity791/2€79k€94k▲
Transfer to equity691/2-€135k
To other reserves6921-€135k
Profit to be distributed694/7€79k€94k▲
Return on contributions (dividend)694€79k€94k▲
Social balance
Average headcount (FTE)90871.62.3▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €151k ▲262%
Operating result €221k, net result €151k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-47k
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
12-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
10-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Welkenraedt · 2 establishment units since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Village 54841 WelkenraedtGround area
372 m²
Building footprint
127 m²
Volume, LiDAR
1,186 m³
Parcel 63032A0151/00C000, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Bergstrasse 34, 4700 Eupen
since 19872.029.672.738
Village 5, 4841 Welkenraedt
since 20012.029.672.639
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63032A0151/00C000 | Wallonia | 371 m² | 1 · 127 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,850 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-07-1987
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.