Immo NM
ActiveImmo NM has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €26k. Equity is growing by ~67.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency4▲+1
Growth78=
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Liquidity short (current ratio 0.08 against 0.11 in 2024), and 93.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.5%
Return on assets
2.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 9099 sector peers (2025).
NBB · sector comparisonPosition among 9099 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
14 d early
2023
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€65k▲ 65.4%
2024 · €40k
2023: €12k
2024: €40k
2023 → 2025
Total assets
€1.01M▼ 1.7%
2024 · €1.03M
2023: €980k
2024: €1.03M
2023 → 2025
Net result
€26k▼ 5.2%
2024 · €27k
2023: €10k
2024: €27k
2023 → 2025
Working capital
€-137k▲ 10.8%
2024 · €-154k
2023: €-137k
2024: €-154k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€40k▲ 223%€65k▲ 65.4%
Operating result€42k-€70k▲ 68.9%€69k▼ 2.4%
Net result€10k-€27k▲ 177%€26k▼ 5.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€1.00M▼ 1.0%
Current assets
€12k▼ 36.1%
Equity and liabilities €1.01M
Equity
€65k▲ 65.4%
Debt
€948k▼ 4.3%
The debt ratio falls from 96.2% to 93.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€93k▼
2024 · €93k
Cash flow
€50k▼
2024 · €50k
Solvency
6.5%▲
2024 · 3.8%
Current ratio
0.08▼
2024 · 0.11
Quick ratio
0.08▼
2024 · 0.11
Debt / equity
14.49▼
2024 · 25.06
ROE
39.5%▼
2024 · 69.0%
ROA
2.6%▼
2024 · 2.7%
Interest coverage
2.62▲
2024 · 2.59
Debt
€948k▼
2024 · €991k
Debt ≤ 1 year
€149k▼
2024 · €173k
Debt > 1 year
€796k▼
2024 · €816k
Income taxes
€7k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.01M▼
Fixed assets21/28€1.01M€1.00M▼
Tangible fixed assets22/27€1.01M€1.00M▼
Land and buildings22€1.01M€1.00M▼
Furniture and vehicles24€483€381▼
Current assets29/58€19k€12k▼
Cash at bank and in hand54/58€19k€12k▼
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.01M▼
Equity10/15€40k€65k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€37k€63k▲
Amounts payable17/49€991k€948k▼
Amounts payable after more than one year17€816k€796k▼
Financial debts170/4€816k€796k▼
Amounts payable within one year42/48€173k€149k▼
Current portion of amounts payable after more than one year42€45k€46k▲
Trade debts44€14k-
Suppliers440/4€14k-
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€6k▼
Other amounts payable47/48€107k€97k▼
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€24k▲
Other operating charges640/8€7k€9k▲
Gross operating margin9900€101k€101k▲
Operating profit (loss)9901€70k€69k▼
Financial charges65/66B€36k€35k▼
Recurring financial charges65€36k€35k▼
Profit (loss) for the period before taxes9903€34k€33k▼
Income taxes67/77€7k€7k▲
Profit (loss) for the period9904€27k€26k▼
Profit (loss) for the period to be appropriated9905€27k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€63k▲
Profit (loss) brought forward from the previous period14P€10k€37k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2023net €27k ▲177%
Operating result €70k, net result €27k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brabantdam 299000 GentGround area
215 m²
Building footprint
218 m²
Volume, LiDAR
3,329 m³
Parcel 44803C0710/00L000, Flanders · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Immo NM
since 20222.338.565.179
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C0710/00L000 | Flanders | 215 m² | 1 · 218 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DICAN
BE 0550.657.122
Liège · Eq €65k
KRC Invest
BE 1006.894.246
Lokeren · Eq €66k
COMPAGNIE IMMOBILIERE DE LA BECASSE DES PRES
BE 0817.953.785
Ukkel · Eq €66k
IGOMO
BE 0880.257.281
Maaseik · Eq €65k
PIERLIS
BE 0452.350.194
Verviers · Eq €65k
Of 9,095 companies in sector 68201 we hold annual accounts for 6,729. 3,673 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2022
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:immonm9000@gmail.com
Phone:+32 478 46 00 23