PROCAMBRE
ActiveSummary
PROCAMBRE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €387k and a net result of €4k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 53% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability42▼-2
Solvency58▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.36 in 2024; short-term debt: 8.2% and cash: 0.2% of total assets), and 66.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.1%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€387k▲ 1.0%
2024 · €383k
Total assets
€1.17M▼ 4.3%
2024 · €1.22M
Net result
€4k▼ 63.9%
2024 · €11k
Working capital
€-92k▼ 73.2%
2024 · €-53k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€37k-€42k▲ 13.0%€33k▼ 22.0%
Net result€2k-€11k▲ 379%€4k▼ 63.9%
Equity€372k-€383k▲ 2.9%€387k▲ 1.0%
Total assets€1.27M-€1.22M▼ 3.7%€1.17M▼ 4.3%
Debt€894k-€837k▼ 6.4%€780k▼ 6.8%
Working capital€-35k-€-53k▼ 49.8%€-92k▼ 73.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€1.16M ▼ 2.4%
Current assets
€5k ▼ 84.0%
Equity and liabilities €1.17M
Equity
€387k ▲ 1.0%
Debt
€780k ▼ 6.8%
Debt's share of the balance-sheet total falls from 68.6% to 66.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €85k
Cash flow
€47k▼
2024 · €53k
Current ratio
0.05▼
2024 · 0.36
Debt to equity
2.02▼
2024 · 2.19
ROE
1.0%▼
2024 · 2.8%
ROA
0.3%▼
2024 · 0.9%
Interest coverage
2.72▼
2024 · 2.94
Debt ≤ 1 year
€96k▲
2024 · €82k
Debt > 1 year
€681k▼
2024 · €754k
Income taxes
€963▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €47k | €43k | €43k | ▲ 2.1% |
| Other operating charges640/8 | €14k | €13k | €14k | ▲ 7.5% |
| Gross operating margin9900 | €99k | €98k | €90k | ▼ 7.6% |
| Operating profit (loss)9901 | €37k | €42k | €33k | ▼ 22.0% |
| Financial income75/76B | €0 | €0 | - | - |
| Recurring financial income75 | €0 | €0 | - | - |
| Financial charges65/66B | €34k | €29k | €28k | ▼ 2.6% |
| Recurring financial charges65 | €34k | €29k | €28k | ▼ 2.6% |
| Profit (loss) for the period before taxes9903 | €3k | €13k | €5k | ▼ 63.9% |
| Income taxes67/77 | €557 | €3k | €963 | ▼ 63.9% |
| Profit (loss) for the period9904 | €2k | €11k | €4k | ▼ 63.9% |
| Profit (loss) for the period to be appropriated9905 | €2k | €11k | €4k | ▼ 63.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €1.27M | €1.22M | €1.17M | ▼ 4.3% |
| Fixed assets21/28 | €1.23M | €1.19M | €1.16M | ▼ 2.4% |
| Tangible fixed assets22/27 | €1.23M | €1.19M | €1.16M | ▼ 2.4% |
| Land and buildings22 | €1.23M | €1.19M | €1.15M | ▼ 3.6% |
| Plant, machinery and equipment23 | - | - | €14k | - |
| Current assets29/58 | €34k | €29k | €5k | ▼ 84.0% |
| Amounts receivable within one year40/41 | - | - | €2k | - |
| Other amounts receivable41 | - | - | €2k | - |
| Cash at bank and in hand54/58 | €34k | €29k | €3k | ▼ 90.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €1.27M | €1.22M | €1.17M | ▼ 4.3% |
| Equity10/15 | €372k | €383k | €387k | ▲ 1.0% |
| Contributions10/11 | €370k | €370k | €370k | = |
| Profit (loss) carried forward14 | €2k | €13k | €17k | ▲ 29.8% |
| Amounts payable17/49 | €894k | €837k | €780k | ▼ 6.8% |
| Amounts payable after more than one year17 | €825k | €754k | €681k | ▼ 9.7% |
| Financial debts170/4 | €825k | €754k | €681k | ▼ 9.7% |
| Amounts payable within one year42/48 | €69k | €82k | €96k | ▲ 16.9% |
| Current portion of amounts payable after more than one year42 | €68k | €71k | €73k | ▲ 3.4% |
| Taxes, remuneration and social security45 | €557 | €2k | €2k | = |
| Taxes450/3 | €557 | €2k | €2k | = |
| Other amounts payable47/48 | €70 | €10k | €21k | ▲ 117% |
| Accrued charges and deferred income492/3 | - | - | €3k | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €11k | €4k | ▼ 63.9% |
| + Depreciation and write-downs630 | €47k | €43k | €43k | ▲ 2.1% |
| Operating cash flow (approximation) | €49k | €53k | €47k | ▼ 11.1% |
| Investment in fixed assets (approximation) | - | €0 | €-15k | - |
| Change in cash | - | €-4k | €-27k | ▼ 515% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Highest result since 2023net €11k ▲379%
Operating result €42k, net result €11k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2022
Ground area
1,947 m²
Building footprint
357 m²
Volume, LiDAR
4,843 m³
Parcel 21674C0222/00H002, Brussels · tallest building 17.8 m, ±5 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
PROCAMBRE
since 20222.338.813.520
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0222/00H002 | Brussels | 1,947 m² | 1 · 357 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMOBILIERE BRUXELLOISE
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Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 5,039 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.