CHRISTY
ActiveFor CHRISTY, one filing cycle of the annual accounts is missing. The 2024 annual accounts show negative equity (€-162k) and a net result of €-336k. Equity is shrinking by ~68.1% per year across the filed fiscal years. Its solvency ranks better than 9% of 9625 sector peers (fiscal year 2024). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2023
Profitability0▼-58
Solvency18▼-14
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-7.3%
Return on assets
-15.1%
Age of the figures
30 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts not filed
The financial year that closed on 31-03-2025 was due at the National Bank by 31-10-2025. Nothing is on record, 321 days later.
NBB · 10 filingsPosition against the passed deadline
31-03-2025 close31-10-2025 deadline17-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 17-02-2026, 474 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
474 d late
2023
30 d late
2022
101 d late
2021
2 d early
2020
262 d late
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€-162k
2023 · €174k
2019: €525k
2020: €1.36M
2021: €739k
2022: €304k
2023: €174k
2019 → 2024
Total assets
€2.22M▼ 9.2%
2023 · €2.44M
2019: €2.39M
2020: €3.59M
2021: €3.08M
2022: €2.43M
2023: €2.44M
2019 → 2024
Net result
€-336k▼ 158%
2023 · €-130k
2019: €13k
2020: €834k
2021: €-621k
2022: €-434k
2023: €-130k
2019 → 2024
Working capital
€-560k▼ 5.6%
2023 · €-531k
2019: €-450k
2020: €11k
2021: €89k
2022: €-499k
2023: €-531k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.36M-€739k▼ 45.7%€304k▼ 58.8%€174k▼ 42.8%€-162k
Operating result€893k-€-591k€-382k▲ 35.4%€-103k▲ 73.1%€-247k▼ 140%
Net result€834k-€-621k€-434k▲ 30.0%€-130k▲ 70.1%€-336k▼ 158%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €247k in 2024 against €103k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.22M
Fixed assets
€2.14M▼ 11.0%
Current assets
€81k▲ 101%
Key figures and ratios
EBITDA
€-29k▼
2023 · €151k
Cash flow
€-117k▼
2023 · €124k
Solvency
-7.3%▼
2023 · 7.1%
Current ratio
0.13▲
2023 · 0.07
Quick ratio
0.09▲
2023 · 0.02
Debt / equity
-14.73▼
2023 · 13.03
ROA
-15.1%▼
2023 · -5.3%
Interest coverage
-0.34▼
2023 · 5.54
Debt
€2.38M▲
2023 · €2.27M
Debt ≤ 1 year
€641k▲
2023 · €571k
Debt > 1 year
€1.72M▲
2023 · €1.69M
Income taxes
€2k▲
2023 · €207
Staff costs
€69k▼
2023 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.44M€2.22M▼
Fixed assets21/28€2.40M€2.14M▼
Tangible fixed assets22/27€2.40M€2.14M▼
Land and buildings22€2.06M€1.80M▼
Plant, machinery and equipment23€342k€339k▼
Furniture and vehicles24€2k€462▼
Financial fixed assets28-€2k
Current assets29/58€40k€81k▲
Stocks and contracts in progress3€26k€25k▼
Stocks30/36€26k€25k▼
Amounts receivable within one year40/41€2k€38k▲
Trade receivables40€1k€38k▲
Other amounts receivable41€925-
Cash at bank and in hand54/58€6k€14k▲
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€2.44M€2.22M▼
Equity10/15€174k€-162k▼
Contributions10/11€50k€50k=
Reserves13€313k€313k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Tax-exempt reserves132€38k€38k=
Distributable reserves133€271k€271k=
Profit (loss) carried forward14€-189k€-524k▼
Amounts payable17/49€2.27M€2.38M▲
Amounts payable after more than one year17€1.69M€1.72M▲
Financial debts170/4€1.31M€1.66M▲
Other amounts payable178/9€380k€60k▼
Amounts payable within one year42/48€571k€641k▲
Current portion of amounts payable after more than one year42€142k€229k▲
Financial debts43€250k€25k▼
Credit institutions430/8€250k€25k▼
Trade debts44€106k€325k▲
Suppliers440/4€106k€325k▲
Taxes, remuneration and social security45€72k€50k▼
Taxes450/3€58k€39k▼
Remuneration and social security454/9€14k€11k▼
Other amounts payable47/48€370€12k▲
Accrued charges and deferred income492/3€4k€23k▲
Income statement
Code20232024
Remuneration, social security and pensions62€94k€69k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€254k€218k▼
Other operating charges640/8€15k€17k▲
Non-recurring operating charges66A€65k€121k▲
Gross operating margin9900€326k€178k▼
Operating profit (loss)9901€-103k€-247k▼
Financial income75/76B€269€33▼
Recurring financial income75€269€33▼
Financial charges65/66B€27k€86k▲
Recurring financial charges65€27k€86k▲
Profit (loss) for the period before taxes9903€-130k€-333k▼
Income taxes67/77€207€2k▲
Profit (loss) for the period9904€-130k€-336k▼
Profit (loss) for the period to be appropriated9905€-130k€-336k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-189k€-524k▼
Profit (loss) brought forward from the previous period14P€-58k€-189k▼
Social balance
Average headcount (FTE)90873.82.1▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
19-03
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Power of attorney4 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Power of attorney4 facts ▸
- General meeting, 30/12/2024
- Director resignation, Geevels Glenn (zaakvoerder)
- Power of attorney, ACERTA Ondernemingsloket VZW
- Permanent representative, Iris Carsau
17-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 474 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
09-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 101 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 262 days late
31-03
Financial
Weakest financial yearnet €-621k ▼174%
Net result drops to €-621k, the lowest in the series; recovery starts the following year.
2020
31-03
Financial
Highest result since 2019net €834k ▲6178%
Operating result €893k, net result €834k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 1.02
Current ratio from 0.42 to 1.02; short-term debt falls from €770k to €476k.
31-03
Financial
Equity above €1MEq €1.36M ▲159%
2 profitable years in a row build equity to €1.36M.
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
19-11
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2017
23-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2016
29-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 181 days late
2014
08-10
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2024
Geevels Glenn: Resigned as Manager
12-09-2022
Geevels Christy: Resigned as Director
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Philipssite 53001 LeuvenGround area
6,606 m²
Building footprint
2,028 m²
Volume, LiDAR
47,312 m³
Parcel 24433E0025/00C002, Flanders · tallest building 32.1 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Philipssite 5, 3001 Leuven
since 20022.075.041.816
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24433E0025/00C002 | Flanders | 6,606 m² | 1 · 2,027 m² | 32.0 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 9,206 EUR awarded · 9,206 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 7,411 EUR | 7,411 EUR |
| 2022 | 1 | 1,795 EUR | 1,795 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
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Of 10,530 companies in sector 47110 we hold annual accounts for 5,858. 4,350 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-01-1996
Fiscal year end31-03
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
52114
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.