IMMO NEVE
ActiveIMMO NEVE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €340k and a net result of €-1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 52% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability36▲+1
Solvency58▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.18 in 2023; short-term debt: 27.6% and cash: 0.1% of total assets), and 67.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.7%
Return on assets
-0.1%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
54 d late
2023
26 d late
2022
31 d late
2021
30 d late
2020
9 d late
2019
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€340k▼ 0.4%
2023 · €341k
2018: €-27k
2019: €-20k
2020: €10k
2021: €35k
2022: €39k
2023: €341k
2018 → 2024
Total assets
€1.04M▼ 3.2%
2023 · €1.07M
2018: €777k
2019: €770k
2020: €764k
2021: €760k
2022: €748k
2023: €1.07M
2018 → 2024
Net result
€-1k
2023 · €2k
2018: €9k
2019: €7k
2020: €30k
2021: €25k
2022: €4k
2023: €2k
2018 → 2024
Working capital
€-252k▼ 14.4%
2023 · €-220k
2018: €-197k
2019: €-216k
2020: €-228k
2021: €-254k
2022: €-286k
2023: €-220k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€10k-€35k▲ 259%€39k▲ 11.1%€341k▲ 777%€340k▼ 0.4%
Operating result€51k-€48k▼ 5.7%€23k▼ 52.0%€23k▲ 0.6%€18k▼ 20.2%
Net result€30k-€25k▼ 15.6%€4k▼ 84.6%€2k▼ 45.1%€-1k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 20% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.04M
Fixed assets
€1.00M▼ 2.0%
Current assets
€33k▼ 30.6%
Equity and liabilities €1.04M
Equity
€340k▼ 0.4%
Debt
€697k▼ 4.6%
The debt ratio falls from 68.2% to 67.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€38k▲
2023 · €38k
Cash flow
€19k▲
2023 · €17k
Solvency
32.7%▲
2023 · 31.8%
Current ratio
0.12▼
2023 · 0.18
Quick ratio
0.12▼
2023 · 0.18
Debt / equity
2.05▼
2023 · 2.14
ROE
-0.4%▼
2023 · 0.6%
ROA
-0.1%▼
2023 · 0.2%
Interest coverage
2.08▲
2023 · 1.86
Debt
€697k▼
2023 · €731k
Debt ≤ 1 year
€286k▲
2023 · €269k
Debt > 1 year
€412k▼
2023 · €462k
Income taxes
€1k▲
2023 · €777
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.07M€1.04M▼
Fixed assets21/28€1.02M€1.00M▼
Tangible fixed assets22/27€1.02M€1.00M▼
Land and buildings22€1.02M€1.00M▼
Current assets29/58€48k€33k▼
Amounts receivable within one year40/41€44k€31k▼
Trade receivables40€44k€31k▼
Cash at bank and in hand54/58€3k€1k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.04M▼
Equity10/15€341k€340k▼
Contributions10/11€23k€23k=
Revaluation surpluses12€300k€295k▼
Reserves13-€5k
Distributable reserves133-€5k
Profit (loss) carried forward14€19k€17k▼
Amounts payable17/49€731k€697k▼
Amounts payable after more than one year17€462k€412k▼
Financial debts170/4€362k€311k▼
Other amounts payable178/9€101k€101k=
Amounts payable within one year42/48€269k€286k▲
Current portion of amounts payable after more than one year42€49k€55k▲
Trade debts44€47k€45k▼
Suppliers440/4€47k€45k▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€170k€182k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€20k▲
Other operating charges640/8€7k€7k▼
Gross operating margin9900€45k€45k▲
Operating profit (loss)9901€23k€18k▼
Financial charges65/66B€20k€18k▼
Recurring financial charges65€20k€18k▼
Profit (loss) for the period before taxes9903€3k€11▼
Income taxes67/77€777€1k▲
Profit (loss) for the period9904€2k€-1k▼
Profit (loss) for the period to be appropriated9905€2k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€17k▼
Profit (loss) brought forward from the previous period14P€16k€19k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 54 days late
2024
31-12
Financial
Weakest financial yearnet €-1k ▼169%
Net result drops to €-1k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Equity above €200kEq €341k ▲777%
6 profitable years in a row build equity to €341k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
31-12
Financial
Highest result since 2018net €30k ▲321%
Operating result €51k, net result €30k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 53 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirbaan 642640 MortselGround area
1,903 m²
Building footprint
446 m²
Volume, LiDAR
436 m³
Parcel 11512B0128/00H005, Flanders · tallest building 4.0 m. Linked by address, not a title deed.
1 establishment unit
Immo Neve
since 20132.220.129.862
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11512B0128/00H005 | Flanders | 1,903 m² | 1 · 446 m² | 4.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLUESTONE SERVICE
BE 0842.668.395
Anderlecht · Eq €341k
Pauwels Investments
BE 0630.627.682
Brugge · Eq €341k
CF Management
BE 0661.799.722
Brussel · Eq €338k
HORMIGON.BE
BE 0685.901.252
Grimbergen · Eq €337k
PHENIX 2011
BE 0440.782.252
Pelt · Eq €337k
Of 3,766 companies in sector 68321 we hold annual accounts for 1,390. 955 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2013
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68322Real estate activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.