IMMO MULTI SERVICES
ActiveThe computed 12-month bankruptcy probability of IMMO MULTI SERVICES is 2.4% (moderate). The 2025 annual accounts show equity of €13k and a net result of €-20k. Equity is shrinking by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 27407 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency57▼-43
Growth32=
Stability100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.04 against 2.49 in 2024), and 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
-56.6%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€20k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
21 d early
2023
54 d late
2022
53 d late
2021
71 d late
2020
58 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 61.0%
2024 · €33k
2018: €72k
2019: €65k
2020: €67k
2021: €68k
2022: €60k
2023: €43k
2024: €33k
2018 → 2025
Total assets
€36k▼ 12.3%
2024 · €41k
2018: €100k
2019: €103k
2020: €100k
2021: €128k
2022: €119k
2023: €56k
2024: €41k
2018 → 2025
Net result
€-20k▼ 97.4%
2024 · €-10k
2018: €-4k
2019: €-7k
2020: €2k
2021: €1k
2022: €-8k
2023: €-17k
2024: €-10k
2018 → 2025
Working capital
€1k▼ 91.0%
2024 · €11k
2018: €57k
2019: €55k
2020: €59k
2021: €49k
2022: €28k
2023: €11k
2024: €11k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€60k▼ 12.0%€43k▼ 27.9%€33k▼ 23.6%€13k▼ 61.0%
Operating result€770-€-8k€-16k▼ 108%€-10k▲ 40.1%€-20k▼ 98.9%
Net result€1k-€-8k€-17k▼ 104%€-10k▲ 39.0%€-20k▼ 97.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20k in 2025 against €10k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€12k▼ 45.4%
Current assets
€24k▲ 26.0%
Equity and liabilities €36k
Equity
€13k▼ 61.0%
Debt
€23k▲ 200%
The debt ratio rises from 18.6% to 63.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-10k▼
2024 · €176
Cash flow
€-10k▼
2024 · €-207
Solvency
36.2%▼
2024 · 81.4%
Current ratio
1.04▼
2024 · 2.49
Quick ratio
0.73▼
2024 · 1.55
Debt / equity
1.76▲
2024 · 0.23
ROE
-156.2%▼
2024 · -30.9%
ROA
-56.6%▼
2024 · -25.1%
Interest coverage
-15.91▼
2024 · 0.45
Debt
€23k▲
2024 · €8k
Debt ≤ 1 year
€23k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41k€36k▼
Fixed assets21/28€22k€12k▼
Tangible fixed assets22/27€22k€12k▼
Plant, machinery and equipment23€256€0▼
Furniture and vehicles24€21k€12k▼
Financial fixed assets28€162€162=
Current assets29/58€19k€24k▲
Stocks and contracts in progress3€7k€7k▲
Stocks30/36€7k€7k▲
Amounts receivable within one year40/41€4k€11k▲
Trade receivables40€3k€10k▲
Other amounts receivable41€430€2k▲
Cash at bank and in hand54/58€7k€4k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€41k€36k▼
Equity10/15€33k€13k▼
Contributions10/11€22k€22k=
Profit (loss) carried forward14€11k€-9k▼
Amounts payable17/49€8k€23k▲
Amounts payable within one year42/48€8k€23k▲
Trade debts44€2k€549▼
Suppliers440/4€2k€549▼
Taxes, remuneration and social security45€0€209▲
Taxes450/3€0€209▲
Other amounts payable47/48€6k€22k▲
Accrued charges and deferred income492/3-€7
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€719€711▼
Non-recurring operating charges66A€0-
Gross operating margin9900€895€-9k▼
Operating profit (loss)9901€-10k€-20k▼
Financial income75/76B€6€1▼
Recurring financial income75€6€1▼
Financial charges65/66B€389€606▲
Recurring financial charges65€389€606▲
Profit (loss) for the period before taxes9903€-10k€-20k▼
Profit (loss) for the period9904€-10k€-20k▼
Profit (loss) for the period to be appropriated9905€-10k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€-9k▼
Profit (loss) brought forward from the previous period14P€21k€11k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
02-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 33 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Napelsstraat 81050 ElseneGround area
6,348 m²
Building footprint
354 m²
Volume, LiDAR
2,621 m³
2 parcels, Brussels, Flanders · tallest building 16.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
I.M.S.
since 20012.097.981.326
I.M.S
since 20202.304.477.696
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004D0208/00E000 | Flanders | 6,125 m² | 1 · 144 m² | 11.3 m · 2 fl. |
| 21009A0859/00M002 | Brussels | 222 m² | 1 · 210 m² | 16.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 8,398 companies in sector 43120 we hold annual accounts for 3,206. 1,648 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2001
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
70311
43110Demolition
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.