Immo MGJ
ActiveImmo MGJ has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.07M and a net result of €210k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 78% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
Liquidity ample (current ratio 3.39 against 5.72 in 2024; short-term debt: 17.9% and cash: 2.2% of total assets), and 18.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.3%
Return on assets
5.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
56 d early
2023
21 d early
2022
60 d early
2021
40 d early
2020
36 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€115k
EBIT margin
46.4%
Net result
€210k▲ 23.9%
2024 · €170k
2018: €63k
2019: €85k
2020: €-107k
2021: €-37k
2022: €24k
2023: €119k
2024: €170k
2018 → 2025
Working capital
€1.62M▼ 7.0%
2024 · €1.74M
2018: €1.14M
2019: €1.49M
2020: €1.51M
2021: €1.48M
2022: €1.48M
2023: €1.56M
2024: €1.74M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.55M-€2.57M▲ 0.9%€2.69M▲ 4.6%€2.86M▲ 6.3%€3.07M▲ 7.3%
Operating result€-48k-€6k€44k▲ 668%€55k▲ 24.7%€70k▲ 27.9%
Net result€-37k-€24k€119k▲ 391%€170k▲ 43.0%€210k▲ 23.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 28% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.78M
Fixed assets
€1.48M▲ 26.0%
Current assets
€2.30M▲ 8.8%
Equity and liabilities €3.78M
Equity
€3.07M▲ 7.3%
Debt
€707k▲ 66.1%
The debt ratio rises from 13.0% to 18.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€128k▲
2024 · €112k
Cash flow
€268k▲
2024 · €227k
Solvency
81.3%▼
2024 · 87.0%
Current ratio
3.39▼
2024 · 5.72
Quick ratio
3.39▼
2024 · 5.72
Debt / equity
0.23▲
2024 · 0.15
ROE
6.8%▲
2024 · 5.9%
ROA
5.6%▲
2024 · 5.2%
Interest coverage
10.20▲
2024 · 8.86
Debt
€707k▲
2024 · €426k
Debt ≤ 1 year
€677k▲
2024 · €369k
Debt > 1 year
€24k▼
2024 · €53k
Income taxes
€55k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.29M€3.78M▲
Fixed assets21/28€1.17M€1.48M▲
Tangible fixed assets22/27€1.17M€1.48M▲
Land and buildings22€1.13M€1.45M▲
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€41k€30k▼
Financial fixed assets28€56€56=
Current assets29/58€2.11M€2.30M▲
Amounts receivable within one year40/41€33k-
Trade receivables40€10k-
Other amounts receivable41€23k-
Current investments50/53€2.01M€2.21M▲
Cash at bank and in hand54/58€65k€84k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€3.29M€3.78M▲
Equity10/15€2.86M€3.07M▲
Contributions10/11€1.33M€1.33M=
Reserves13€1.53M€1.74M▲
Non-distributable reserves130/1€38k€38k=
Reserves not available under the articles1311€20k€20k=
Own shares acquired1312€18k€18k=
Distributable reserves133€1.50M€1.71M▲
Amounts payable17/49€426k€707k▲
Amounts payable after more than one year17€53k€24k▼
Financial debts170/4€53k€24k▼
Amounts payable within one year42/48€369k€677k▲
Current portion of amounts payable after more than one year42€39k€31k▼
Financial debts43-€300k
Credit institutions430/8-€300k
Trade debts44€10k€10k▼
Suppliers440/4€10k€10k▼
Taxes, remuneration and social security45€7k€25k▲
Taxes450/3€7k€25k▲
Remuneration and social security454/9€313€70▼
Other amounts payable47/48€313k€312k▼
Accrued charges and deferred income492/3€4k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€58k▲
Other operating charges640/8€8k€7k▼
Gross operating margin9900€120k€135k▲
Operating profit (loss)9901€55k€70k▲
Financial income75/76B€158k€207k▲
Recurring financial income75€158k€207k▲
Financial charges65/66B€13k€13k▼
Recurring financial charges65€13k€13k▼
Profit (loss) for the period before taxes9903€201k€265k▲
Income taxes67/77€31k€55k▲
Profit (loss) for the period9904€170k€210k▲
Profit (loss) for the period to be appropriated9905€170k€210k▲
Appropriation of the result
Profit (loss) to be appropriated9906€179k€210k▲
Profit (loss) brought forward from the previous period14P€9k-
Transfer to equity691/2€179k€210k▲
To other reserves6921€179k€210k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €210k ▲23.9%
Net result €210k, the highest in the series.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-107k ▼226%
Net result drops to €-107k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 91 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 56 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 1243900 PeltGround area
948 m²
Building footprint
174 m²
Volume, LiDAR
1,384 m³
Parcel 72029A0837/00B002, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO MGJ
since 20142.228.612.711
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72029A0837/00B002 | Flanders | 947 m² | 1 · 174 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994003C0D7ZVPGRXI09
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 15,623 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-11-1992
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@afisc.be
Phone:011750661