IMMO MARC
ActiveSummary
IMMO MARC has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.08M and a net result of €33k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 82% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+3
Solvency100▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 2.67 against 2.55 in 2024; short-term debt: 24.9% and cash: 45.6% of total assets), and 24.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.1%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
7 d early
2023
28 d late
2022
30 d late
2021
3 d early
2020
26 d late
2019
54 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.08M▲ 3.1%
2024 · €1.04M
2018: €1.02Mlowest in 8 years
2019: €1.03M▲ +0.2% vs 2018
2020: €1.03M▲ +0.6% vs 2019
2021: €1.03M▲ +0.2% vs 2020
2022: €1.04M▲ +0.4% vs 2021
2023: €1.04M▲ +0.1% vs 2022
2024: €1.04M▲ +0.4% vs 2023
2025: €1.08M▲ +3.1% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.43M▲ 2.4%
2024 · €1.40M
2018: €1.42M
2019: €1.40M▼ -1.6% vs 2018lowest in 8 years
2020: €1.43M▲ +2.1% vs 2019
2021: €1.41M▼ -1.2% vs 2020
2022: €1.40M▼ -0.4% vs 2021
2023: €1.41M▲ +0.3% vs 2022
2024: €1.40M▼ -0.7% vs 2023
2025: €1.43M▲ +2.4% vs 2024highest in 8 years
2018 → 2025
Net result
€33k▲ 711%
2024 · €4k
2018: €27k
2019: €2k▼ -92.6% vs 2018
2020: €6k▲ +179% vs 2019
2021: €2k▼ -67.2% vs 2020
2022: €4k▲ +133% vs 2021
2023: €1k▼ -71.4% vs 2022lowest in 8 years
2024: €4k▲ +227% vs 2023
2025: €33k▲ +711% vs 2024highest in 8 years
2018 → 2025
Working capital
€597k▲ 7.8%
2024 · €554k
2018: €418klowest in 8 years
2019: €453k▲ +8.4% vs 2018
2020: €487k▲ +7.5% vs 2019
2021: €518k▲ +6.2% vs 2020
2022: €542k▲ +4.7% vs 2021
2023: €516k▼ -4.8% vs 2022
2024: €554k▲ +7.4% vs 2023
2025: €597k▲ +7.8% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.03M-€1.04M▲ 0.4%€1.04M▲ 0.1%€1.04M▲ 0.4%€1.08M▲ 3.1%
2021: €1.03Mlowest in 5 years
2022: €1.04M▲ +0.4% vs 2021
2023: €1.04M▲ +0.1% vs 2022
2024: €1.04M▲ +0.4% vs 2023
2025: €1.08M▲ +3.1% vs 2024highest in 5 years
Operating result€3k-€2k▼ 21.1%€-3k€954€41k▲ 4,237%
2021: €3k
2022: €2k▼ -21.1% vs 2021
2023: €-3k▼ -212% vs 2022lowest in 5 years
2024: €954▲ +137% vs 2023
2025: €41k▲ +4237% vs 2024highest in 5 years
Net result€2k-€4k▲ 133%€1k▼ 71.4%€4k▲ 227%€33k▲ 711%
2021: €2k
2022: €4k▲ +133% vs 2021
2023: €1k▼ -71.4% vs 2022lowest in 5 years
2024: €4k▲ +227% vs 2023
2025: €33k▲ +711% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4,237% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.43M
Fixed assets
€478k ▼ 2.2%
Current assets
€955k ▲ 4.8%
Equity and liabilities €1.43M
Equity
€1.08M ▲ 3.1%
Debt
€357k ▲ 0.1%
Debt's share of the balance-sheet total falls from 25.5% to 24.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€81k▲
2024 · €39k
Cash flow
€72k▲
2024 · €42k
Current ratio
2.67▲
2024 · 2.55
Debt to equity
0.33▼
2024 · 0.34
ROE
3.0%▲
2024 · 0.4%
ROA
2.3%▲
2024 · 0.3%
Interest coverage
140.64▲
2024 · 104.70
Debt ≤ 1 year
€357k▲
2024 · €357k
Income taxes
€15k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.40M€1.43M▲
Fixed assets21/28€488k€478k▼
Tangible fixed assets22/27€488k€478k▼
Land and buildings22€439k€421k▼
Plant, machinery and equipment23€2k€166▼
Furniture and vehicles24€48k€56k▲
Current assets29/58€911k€955k▲
Amounts receivable within one year40/41€297k€279k▼
Trade receivables40€47k€29k▼
Other amounts receivable41€250k€250k=
Cash at bank and in hand54/58€594k€654k▲
Deferred charges and accrued income490/1€20k€22k▲
Equity and liabilities
Total equity and liabilities10/49€1.40M€1.43M▲
Equity10/15€1.04M€1.08M▲
Contributions10/11€802k€802k=
Reserves13€239k€272k▲
Tax-exempt reserves132€19k€19k=
Distributable reserves133€220k€253k▲
Profit (loss) carried forward14€1k€1k=
Amounts payable17/49€357k€357k▲
Amounts payable within one year42/48€357k€357k▲
Trade debts44€15k€12k▼
Suppliers440/4€15k€12k▼
Taxes, remuneration and social security45€22k€30k▲
Taxes450/3€22k€30k▲
Other amounts payable47/48€321k€315k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€39k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€44k€86k▲
Operating profit (loss)9901€954€41k▲
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€375€574▲
Recurring financial charges65€375€574▲
Profit (loss) for the period before taxes9903€7k€47k▲
Income taxes67/77€3k€15k▲
Profit (loss) for the period9904€4k€33k▲
Profit (loss) for the period to be appropriated9905€4k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€34k▲
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer to equity691/2€4k€33k▲
To other reserves6921€4k€33k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €28k | €28k | €30k | €38k | €39k | ▲ 2.8% |
| Other operating charges640/8 | €4k | €4k | €6k | €5k | €5k | ▲ 6.9% |
| Gross operating margin9900 | €36k | €34k | €33k | €44k | €86k | ▲ 95.3% |
| Operating profit (loss)9901 | €3k | €2k | €-3k | €954 | €41k | ▲ 4,237% |
| Financial income75/76B | €65 | €4k | €5k | €6k | €7k | ▲ 9.5% |
| Recurring financial income75 | €65 | €4k | €5k | €6k | €7k | ▲ 9.5% |
| Financial charges65/66B | €161 | €175 | €164 | €375 | €574 | ▲ 53.0% |
| Recurring financial charges65 | €161 | €175 | €164 | €375 | €574 | ▲ 53.0% |
| Profit (loss) for the period before taxes9903 | €3k | €6k | €2k | €7k | €47k | ▲ 612% |
| Income taxes67/77 | €1k | €2k | €1k | €3k | €15k | ▲ 460% |
| Profit (loss) for the period9904 | €2k | €4k | €1k | €4k | €33k | ▲ 711% |
| Profit (loss) for the period to be appropriated9905 | €2k | €4k | €1k | €4k | €33k | ▲ 711% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.41M | €1.40M | €1.41M | €1.40M | €1.43M | ▲ 2.4% |
| Fixed assets21/28 | €515k | €495k | €523k | €488k | €478k | ▼ 2.2% |
| Tangible fixed assets22/27 | €515k | €495k | €523k | €488k | €478k | ▼ 2.2% |
| Land and buildings22 | €513k | €487k | €462k | €439k | €421k | ▼ 3.9% |
| Plant, machinery and equipment23 | €1k | €4k | €3k | €2k | €166 | ▼ 89.2% |
| Furniture and vehicles24 | €920 | €4k | €57k | €48k | €56k | ▲ 16.5% |
| Current assets29/58 | €895k | €909k | €886k | €911k | €955k | ▲ 4.8% |
| Amounts receivable within one year40/41 | €69k | €295k | €343k | €297k | €279k | ▼ 6.2% |
| Trade receivables40 | €48k | €45k | €92k | €47k | €29k | ▼ 39.2% |
| Other amounts receivable41 | €20k | €250k | €250k | €250k | €250k | = |
| Cash at bank and in hand54/58 | €822k | €606k | €529k | €594k | €654k | ▲ 10.0% |
| Deferred charges and accrued income490/1 | €4k | €8k | €14k | €20k | €22k | ▲ 13.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.41M | €1.40M | €1.41M | €1.40M | €1.43M | ▲ 2.4% |
| Equity10/15 | €1.03M | €1.04M | €1.04M | €1.04M | €1.08M | ▲ 3.1% |
| Contributions10/11 | €802k | €802k | €802k | €802k | €802k | = |
| Reserves13 | €229k | €234k | €235k | €239k | €272k | ▲ 13.7% |
| Non-distributable reserves130/1 | €15k | €15k | - | - | - | - |
| Reserves not available under the articles1311 | €15k | €15k | - | - | - | - |
| Tax-exempt reserves132 | €19k | €19k | €19k | €19k | €19k | = |
| Distributable reserves133 | €195k | €200k | €216k | €220k | €253k | ▲ 14.8% |
| Profit (loss) carried forward14 | €1k | €1k | €1k | €1k | €1k | = |
| Amounts payable17/49 | €377k | €368k | €371k | €357k | €357k | ▲ 0.1% |
| Amounts payable within one year42/48 | €377k | €368k | €371k | €357k | €357k | ▲ 0.1% |
| Trade debts44 | €14k | €20k | €15k | €15k | €12k | ▼ 18.5% |
| Suppliers440/4 | €14k | €20k | €15k | €15k | €12k | ▼ 18.5% |
| Advances received on contracts in progress46 | €4k | - | - | - | - | - |
| Taxes, remuneration and social security45 | €31k | €19k | €27k | €22k | €30k | ▲ 41.6% |
| Taxes450/3 | €10k | €15k | €27k | €22k | €30k | ▲ 41.6% |
| Remuneration and social security454/9 | €21k | €4k | - | - | - | - |
| Other amounts payable47/48 | €328k | €329k | €328k | €321k | €315k | ▼ 1.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2k | €4k | €1k | €4k | €33k | ▲ 711% |
| + Depreciation and write-downs630 | €28k | €28k | €30k | €38k | €39k | ▲ 2.8% |
| Operating cash flow (approximation) | €30k | €32k | €32k | €42k | €72k | ▲ 70.1% |
| Investment in fixed assets (approximation) | - | €-8k | €-58k | €-4k | €-29k | ▼ 593% |
| Change in cash | - | €-216k | €-76k | €65k | €60k | ▼ 8.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €33k ▲711%
Operating result €41k, net result €33k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €1k ▼71.4%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 1993
Ground area
1,356 m²
Building footprint
227 m²
Volume, LiDAR
1,001 m³
Parcel 41055B0497/02R000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IMMO MARC BVBA
since 19932.061.455.480
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41055B0497/02R000 | Flanders | 1,356 m² | 1 · 227 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 3,634 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-03-1993
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.