Active BE 0431.713.148Public limited company

IMMO LOHAN

Av. Champ de Bataille(JEM.II) 288 ·7012 Mons, Belgium· 39 yrs active

Sector: Property management for co-owned buildings (syndics) (68321)

Conclusion Checked

IMMO LOHAN has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.63M and a net result of €150k. Equity is growing by ~22.4% per year across the filed fiscal years. Its solvency ranks better than 89% of 4834 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€2.63M
Net result	€150k
Staff (FTE)	0.5
Better than sector	89%

Financial profile 5 of 5 axes measured · computed by Checked

73 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 86

Profitability 29

Solvency 100

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.2% Very low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1987, 39 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

86 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€230k

estimate, not credit advice

Score history

88 2022

100 2023

86 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 9.79 (≥ 1.5) +10

Quick ratio Quick ratio 9.79 (≥ 1.0) +5

Leverage Debt/equity 0.07 (< 1.0) +10

Profitability ROE 6% +3

Interest coverage Interest coverage 16.9× (≥ 3×) +8

Profit trend Net profit down YoY -3

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview36 NBB filings

Annual accounts filed on 13-10-2025 with the NBB · fiscal year 2024 · full schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~22.4%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	90.3%	30.8%	better than 89% of 4834 sector peers
Net result	€150k	€11k	better than 76% of 4826 sector peers
Equity	€2.63M	€513k	better than 74% of 4835 sector peers
Gross operating margin	€368k	€104k	better than 73% of 3684 sector peers
Staff costs	€19k	€126k	higher than 16% of 1417 sector peers

EBITDA

€305k

+40.9% 22-24

Net profit

€150k

-84.3% 22-24

Cash flow

€253k

-76.2% 22-24

Total assets

€2.91M

-18.9% 22-24

Equity

€2.63M

+6.2% 22-24

Working capital

€1.46M

+19.5% 22-24

Employees (FTE)

1

- 22-24

Staff costs

€19k

-3.4% 22-24

Income taxes

€87k

-35.3% 22-24

Debt

€180k

-82.1% 22-24

Debt ≤ 1y

€167k

-83.3% 22-24

Debt > 1y

€4k

+19.8% 22-24

Current ratio

9.79

+339.7% 22-24

Quick ratio

9.79

+339.7% 22-24

Solvency

90.3%

+30.9% 22-24

Debt / equity

0.07

-83.1% 22-24

ROE

5.7%

-85.2% 22-24

ROA

5.2%

-80.6% 22-24

Interest coverage

16.92

-17.2% 22-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024	2023	2022
Deposit	full schema	full schema	full schema
Revenue	-	-	-
EBITDA	€305k	€216k	€555k
Net profit	€150k	€955k	€320k
Cash flow	€253k	€1.06M	€419k
Staff costs	€19k	€20k	€4k
Income taxes	€87k	€134k	€53k
Dividends	-	-	-
Total assets	€2.91M	€3.59M	€2.66M
Equity	€2.63M	€2.48M	€1.52M
Debt	€180k	€1.00M	€1.02M
of which ≤ 1y	€167k	€999k	€1.02M
of which > 1y	€4k	€3k	€3k
Working capital	€1.46M	€1.22M	€82k
Employees (FTE)	0.5	-	-

Ratios (computed)

	2024	2023	2022
Current ratio	9.79	2.23	1.08
Quick ratio	9.79	2.23	1.08
Working capital ratio	50.3%	34.1%	3.1%
Solvency	90.3%	69.0%	57.2%
Debt / equity	0.07	0.40	0.67
Long-term debt ratio	0.00	0.00	0.00
Interest coverage	16.92	20.43	50.32
Gross margin	-	-	-
Net margin	-	-	-
ROA	5.2%	26.6%	12.0%
ROE	5.7%	38.6%	21.0%
EBITDA margin	-	-	-
Days sales outstanding	-	-	-
Days payable outstanding	-	-	-
Inventory turnover	-	-	-
Days inventory (DSI)	-	-	-

Balance-sheet composition 2024

Assets

Fixed assets €1.28M · 44.0% Current assets €1.63M · 56.0%

Equity & liabilities

Equity €2.63M · 90.3% Provisions €102k · 3.5% Debt €180k · 6.2%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€2.91M	€3.59M	€2.66M
Fixed assets	21/28	€1.28M	€1.37M	€1.56M
Tangible fixed assets	22/27	€1.28M	€1.37M	€1.42M
Financial fixed assets	28	€180	€180	€137k
Current assets	29/58	€1.63M	€2.22M	€1.10M
Amounts receivable within one year	40/41	€11k	€8k	-
Cash & bank	54/58	€1.62M	€2.20M	€1.10M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€2.91M	€3.59M	€2.66M
Equity	10/15	€2.63M	€2.48M	€1.52M
Contributions / capital	10/11	€506k	€506k	€506k
Reserves	13	€2.12M	€1.97M	€1.02M
Provisions & deferred taxes	16	€102k	€111k	€118k
Amounts payable	17/49	€180k	€1.00M	€1.02M
Amounts payable after one year	17	€4k	€3k	€3k
Amounts payable within one year	42/48	€167k	€999k	€1.02M
Trade debts payable within one year	44	€26k	€21k	€27k
Income statement
Gross operating margin	9900	€368k	€282k	€598k
Operating result	9901	€202k	€107k	€456k
Financial income	75	€44k	€986k	-
Financial charges	65	€18k	€11k	€11k
Result before taxes	9903	€229k	€1.08M	€445k
Income taxes	67/77	€87k	€134k	€53k
Net result for the period	9904	€150k	€955k	€320k
Result to be appropriated	9905	€177k	€975k	€102k

Legal Structure

NACE primary	Property management for co-owned buildings (syndics)(68321)
Legal form	Public limited company(014)
Incorporation	10-08-1987
Status	Active
Postal code	7012

Establishment units 1 location

Immo Lohan

Avenue Champ de Bataille 288, 7012 MonsNACE 70111

since 19872.259.363.887

Updates 11 events

All 16Financial 5Gazette 1Filings 10

2025

13-10

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 74 days late

2024

31-12

Financial Weakest financial yearnet €150k ▼84.3%

Net result drops to €150k, the lowest in the series.

31-12

Financial Liquidity quadruplescurrent ratio 9.79

Current ratio from 2.23 to 9.79; short-term debt falls from €999k to €167k.

27-09

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 58 days late

2023

31-12

Financial Highest result since 2022net €955k ▲199%

Net result €955k, the highest in the series.

31-12

Financial Liquidity doublescurrent ratio 2.23

Current ratio from 1.08 to 2.23; short-term debt falls from €1.02M to €999k.

31-12

Financial Equity above €2MEq €2.48M ▲62.8%

2 profitable years in a row build equity to €2.48M.

29-09

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 60 days late

2022

05-07

State Gazette act Director changes

27-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 31 days late

2020

28-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 28 days late

2019

27-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 27 days late

2018

30-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 30 days late

2017

23-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 23 days late

2016

31-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 31 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 4 years ago

2022

05-07-2022 2 reappointed Director changes

Christian HERMANT, Commissaris
Christine HERMANT-VAN SEVEREN, Commissaris

Original publication ↗

Technical details

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  "events": [
    {
      "kind": "commissaris_renew",
      "role": "commissaris",
      "person": {
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        "name": "Christian HERMANT",
        "address": "7012 Mons (Jemappes), Rue des Trois Hur\u00E9es, 243",
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      },
      "reason": null,
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      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
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      },
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    },
    {
      "kind": "commissaris_renew",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Christine HERMANT-VAN SEVEREN",
        "address": "7012 Mons (Jemappes), Rue des Trois Hur\u00E9es, 243",
        "birth_date": null,
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        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
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      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2022-06-24",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-06-09",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0431.713.148",
    "name_full": "IMMO LOHAN",
    "legal_form": "SA"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
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    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Property management for co-owned buildings (syndics)68321

Names & trade names

Legal nameFR

IMMO LOHAN

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