IMMO LOCAP
ActiveSummary
IMMO LOCAP has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.91M and a net result of €78k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 87% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.93 in 2024; short-term debt: 9.1% and cash: 7.3% of total assets), and 9.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
3.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
7 d early
2023
4 d early
2022
1 d early
2021
31 d early
2020
2 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€78k▼ 20.1%
2024 · €97k
2019: €-31k
2020: €315k
2021: €46k
2022: €16k
2023: €-24k
2024: €97k
2019 → 2025
Working capital
€-31k▲ 19.2%
2024 · €-38k
2019: €288k
2020: €440k
2021: €355k
2022: €380k
2023: €392k
2024: €-38k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.37M-€2.39M▲ 0.7%€2.37M▼ 1.0%€1.91M▼ 19.1%€1.91M=
Operating result€62k-€21k▼ 65.4%€-11k€121k€101k▼ 16.2%
Net result€46k-€16k▼ 66.1%€-24k€97k€78k▼ 20.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.12M
Fixed assets
€1.96M ▼ 0.4%
Current assets
€162k ▼ 68.6%
Equity and liabilities €2.12M
Equity
€1.91M =
Debt
€206k ▼ 63.8%
Debt's share of the balance-sheet total falls from 22.9% to 9.7%. Debt is lower.
Key figures and ratios
EBITDA
€118k▼
2024 · €141k
Cash flow
€95k▼
2024 · €118k
Current ratio
0.84▼
2024 · 0.93
Debt to equity
0.11▼
2024 · 0.30
ROE
4.1%▼
2024 · 5.1%
ROA
3.7%▼
2024 · 3.9%
Interest coverage
114.54▼
2024 · 3138.15
Debt ≤ 1 year
€193k▼
2024 · €554k
Income taxes
€27k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.48M€2.12M▼
Fixed assets21/28€1.97M€1.96M▼
Tangible fixed assets22/27€1.97M€1.96M▼
Land and buildings22€1.95M€1.95M▼
Plant, machinery and equipment23€12k€8k▼
Furniture and vehicles24€859€420▼
Current assets29/58€516k€162k▼
Amounts receivable within one year40/41€441k€5k▼
Other amounts receivable41€441k€5k▼
Cash at bank and in hand54/58€75k€155k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€2.48M€2.12M▼
Equity10/15€1.91M€1.91M=
Contributions10/11€148k€148k=
Revaluation surpluses12€1.74M€1.74M=
Reserves13€25k€25k=
Non-distributable reserves130/1€25k€25k=
Reserves not available under the articles1311€25k€25k=
Amounts payable17/49€568k€206k▼
Amounts payable within one year42/48€554k€193k▼
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€549k€184k▼
Accrued charges and deferred income492/3€14k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€17k▼
Other operating charges640/8€24k€24k▲
Gross operating margin9900€165k€143k▼
Operating profit (loss)9901€121k€101k▼
Financial income75/76B€8k€5k▼
Recurring financial income75€8k€5k▼
Financial charges65/66B€45€1k▲
Recurring financial charges65€45€1k▲
Profit (loss) for the period before taxes9903€129k€105k▼
Income taxes67/77€32k€27k▼
Profit (loss) for the period9904€97k€78k▼
Profit (loss) for the period to be appropriated9905€97k€78k▼
Appropriation of the result
Profit (loss) to be appropriated9906€269k€78k▼
Profit (loss) brought forward from the previous period14P€172k-
Transfer from equity791/2€280k-
Profit to be distributed694/7€549k€78k▼
Return on contributions (dividend)694€549k€78k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Back to profitnet €97k
Net result €97k after one loss-making year.
27-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity times 11current ratio 62.00
Current ratio from 5.85 to 62.00; short-term debt falls from €73k to €6k.
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €315k
Net result €315k after one loss-making year.
30-06
Financial
Equity above €2MEq €2.39M ▲31.3%
Equity rises from €1.82M to €2.39M.
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Amerikastraat 12/141060 Sint-Gillis (bij-Brussel)Ground area
6,168 m²
Building footprint
1,971 m²
Volume, LiDAR
15,977 m³
2 parcels, Brussels · tallest building 25.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO LOCAP
since 19902.047.476.394
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0277/00X000 | Brussels | 4,859 m² | 1 · 1,818 m² | 25.7 m · 3 fl. |
| 21013B0359/00K004 | Brussels | 1,309 m² | 1 · 152 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500M2Z5R5V0WLUV42
Similar companies · same sector, comparable size
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IMMOBILIERE VANDERBYSE
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Awans · Eq €1,915,869
LEVIMO
BE 0472.071.482
Bonheiden · Eq €1,915,905
CHwapimmo
BE 0745.407.683
Tournai · Eq €1,909,248
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 3,672 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-1989
Fiscal year end30-06
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.