Equity
€804,345 ▲ 0.4%
IMMO LECOMTE has made a profit without a break since 2020.
IMMO LECOMTE
Lifetime
9 annual accounts with figures on one time axispeak €477,101 (2021)
€186,659▼ 20.1%
lowest -€20,986 (2018)
€3,002▲ 287%
peak €804,345 (2026)
€804,345▲ 0.4%
€2.9m▼ 4.7%
peak 1.8 FTE (2022)
0.6 FTE▼ 66.7%
Board4 names since 2018
2 directorsVéronique Misseghers and 1 other
Documentsfilings and deeds
16-09-202614 days before the deadline
2026financial year
Gross margin from €233,667 to €186,659Result from €775 to €3,002Staff from 1.8 FTE to 0.6 FTECash from €68,316 to €101,389
Key points
from the 2026 annual accountsTurnover
≈ €330,000 estimated
The accounts state no turnover.
Debts
€2.9m 78% of the balance sheet
Financial debts 46%Suppliers 1%Taxes and wages 1%Other 53%
€1.5m of the debts are secured on the company's own assets. In 2022 that was €1.4m.
Investments
€26,690 0.2 × depreciation
Green is investment, beige is depreciation.
Filings
9 annual accounts 2 late
The 2020 accounts came latest: 28 days after the end of the period.
Restructuring
2025
Merger with Victor Company. Merger on 31-01-2025.
Checked score
91
Excellent
Financially stronger than 40% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.5%▲ +0.1 percentage points vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.7%▲ +0.2 percentage points vs 07-2025
09-2025: 0.8%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 0.2%▼ -0.6 percentage points vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.3%▲ +0.1 percentage points vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.5%▲ +0.2 percentage points vs 07-2026
09-2026: 0.6%▲ +0.1 percentage points vs 08-2026
10-2026: 0.1%▼ -0.5 percentage points vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.82, cash €101,389
lowers risk
Size: 0.6 FTE, total assets €3.7m
Figures for financial year 2026 (filed on 17-09-2026)
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 42% of them on solvency, 26% on liquidity, 45% on profitability and 47% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 28-02-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,274 companies had the same profile as IMMO LECOMTE has now. Each dot stands for 9 companies, two years later.
94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of IMMO LECOMTE itself is lower: 0.1% within 12 months. It rests on far more data about IMMO LECOMTE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for IMMO LECOMTE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.82 (0.84 in 2025), below 1. Short-term debt is 42.3% and cash 2.8% of total assets. 78% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 16-09-2026, 14 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2026
14 days early
2025
6 days early
2024
10 days early
2023
11 days early
2022
2 days early
2021
6 days early
2020
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. The company usually files around 19 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today28-02-2027 year end30-09-2027 deadline
Board and ownership
- MISSEGHERS, Veronique Ann Maria enige aandeelhouderdeed of 11-09-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0669585753
Merger: IMMO LECOMTE takes over VICTOR COMPANY
General meeting of 17-12-2024 · Gazette deed
Merger proposal: Immo Lecomte takes over Victor Company
The company holds all the shares of Victor Company · General meeting of 26-02-2024 · Gazette deed
2 directors appointed, 1 resignation
Resignation: MISSEGHERS, Veronique Ann Maria · Appointments: MISSEGHERS, Veronique Ann Maria (director) and Francis Volckaert (director) · “Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed; Verlenen, in opdracht van de eigenaar of de…” (deed in Dutch) · General meeting of 05-09-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMMO LECOMTE Ostend | €3.7m | €186,659 | 22.0% | 0.6 |
| GEDAN INVEST Oudenburg | €3.2m | €191,658 | 84.4% | 1 |
| NINA BRUNO VASTGOED Genk | €2.7m | €217,009 | -6.8% | 1 |
| BE TYCOON REAL ESTATE & FINANCE Brussels | €2.7m | €290,870 | 4.3% | 0.5 |
| COMINN Aalst | €2.5m | €234,682 | 5.3% | 1 |
| WIM DESTRYKER PROJECTONTWIKKELING EN CONSULTING Halle | €2.8m | €183,333 | 67.8% | 0.5 |
| NESTIN Ixelles | €3.5m | €148,834 | 40.2% | 0 |
These companies have the same main activity as IMMO LECOMTE: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €2.5m and €3.5m, founded between 2010 and 2018.
Official details
Source: KBO- Status
- Active since 13-01-2017Normal situation
- Registered office
- 11 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Real estate agency activitiesNACE 68310and 2 others
- Joint committee
- 323Building management, estate agents and domestic staff · annual accounts 28-02-2026
- Establishment unit
- 2.260.930.7358400 Ostend, since 13-01-2017
- Financial year end
- 28 February
- Peppol
- Reachable since 19-12-2025
Annual accounts to 28-02-2026
- €3.7m▼ 3.6%
- Filing
- Filed on 16-09-2026, 14 days before the end of the filing period
Insights on IMMO LECOMTE
The gross margin has fallen every year since 2021.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO LECOMTE
- What is the company number of IMMO LECOMTE?
- The company number of IMMO LECOMTE is 0669.585.753. The VAT number is the same number with BE in front: BE 0669.585.753.
- Where is IMMO LECOMTE based?
- The registered office is at Albert I-Promenade 79, 8400 Ostend.Company details
- What does IMMO LECOMTE do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of IMMO LECOMTE?
- IMMO LECOMTE is a private limited company (BV).
- When was IMMO LECOMTE founded?
- IMMO LECOMTE was founded on 13-01-2017.
- Is IMMO LECOMTE still active?
- Yes, IMMO LECOMTE is an active enterprise in the KBO register.
- How many employees does IMMO LECOMTE have?
- IMMO LECOMTE had an average of 0.6 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does IMMO LECOMTE fall under?
- In its 28-02-2026 annual accounts, IMMO LECOMTE states joint committee 323 (Building management, estate agents and domestic staff).
- What is the turnover of IMMO LECOMTE?
- The turnover in financial year 2026 is ≈ €330,000. This figure is estimated from the gross margin of €186,659 and 32 comparable companies (NACE 68310). It probably lies between €260,000 and €500,000.
- Is IMMO LECOMTE profitable?
- In financial year 2026, IMMO LECOMTE made a profit of €3,002.
- Where can I find the annual accounts of IMMO LECOMTE?
- IMMO LECOMTE filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of IMMO LECOMTE due?
- IMMO LECOMTE must file the annual accounts for financial year 2027 by 30-09-2027.Timeline
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