IMMO LECOMTE
ActiveSummary
IMMO LECOMTE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €804k and a net result of €3k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 40% of 57 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability55▼-1
Solvency47▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.84 in 2025; short-term debt: 42.3% and cash: 2.8% of total assets), and 78% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
22%
Return on assets
0.1%
Age of the figures
7 mo
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 16-09-2026, 14 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2026
14 d early
2025
6 d early
2024
10 d early
2023
11 d early
2022
2 d early
2021
6 d early
2020
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today28-02-2027 close30-09-2027 deadline
Financials · fiscal year 2026, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▲ 287%
2025 · €775
2019: €-3klowest in 8 years
2020: €192k▲ +7537% vs 2019highest in 8 years
2021: €169k▼ -12.0% vs 2020
2022: €176k▲ +4.1% vs 2021
2023: €130k▼ -26.0% vs 2022
2024: €37k▼ -71.5% vs 2023
2025: €775▼ -97.9% vs 2024
2026: €3k▲ +287% vs 2025
2019 → 2026
Working capital
€-285k▼ 16.5%
2025 · €-245k
2019: €-1k
2020: €254k▲ +19102% vs 2019highest in 8 years
2021: €-12k▼ -105% vs 2020
2022: €60k▲ +579% vs 2021
2023: €-68k▼ -215% vs 2022
2024: €-127k▼ -85.5% vs 2023
2025: €-245k▼ -93.0% vs 2024
2026: €-285k▼ -16.5% vs 2025lowest in 8 years
2019 → 2026
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€633k-€763k▲ 20.6%€801k▲ 4.9%€801k▲ 0.1%€804k▲ 0.4%
2022: €633klowest in 5 years
2023: €763k▲ +20.6% vs 2022
2024: €801k▲ +4.9% vs 2023
2025: €801k▲ +0.1% vs 2024
2026: €804k▲ +0.4% vs 2025highest in 5 years
Operating result€278k-€224k▼ 19.7%€64k▼ 71.6%€-6k€-11k▼ 88.9%
2022: €278khighest in 5 years
2023: €224k▼ -19.7% vs 2022
2024: €64k▼ -71.6% vs 2023
2025: €-6k▼ -109% vs 2024
2026: €-11k▼ -88.9% vs 2025lowest in 5 years
Net result€176k-€130k▼ 26.0%€37k▼ 71.5%€775▼ 97.9%€3k▲ 287%
2022: €176khighest in 5 years
2023: €130k▼ -26.0% vs 2022
2024: €37k▼ -71.5% vs 2023
2025: €775▼ -97.9% vs 2024lowest in 5 years
2026: €3k▲ +287% vs 2025
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2026 against €6k in 2025; the loss grows and 2026 has the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €3.66M
Fixed assets
€2.40M ▼ 5.0%
Current assets
€1.26M ▼ 0.8%
Equity and liabilities €3.66M
Equity
€804k ▲ 0.4%
Debt
€2.85M ▼ 4.7%
Debt's share of the balance-sheet total falls from 78.9% to 78.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€142k▲
2025 · €136k
Cash flow
€157k▲
2025 · €143k
Current ratio
0.82▼
2025 · 0.84
Quick ratio
0.80▼
2025 · 0.83
Debt to equity
3.55▼
2025 · 3.73
ROE
0.4%▲
2025 · 0.1%
ROA
0.1%▲
2025 · 0.0%
Interest coverage
4.36▼
2025 · 4.46
Debt ≤ 1 year
€1.54M▲
2025 · €1.51M
Debt > 1 year
€1.30M▼
2025 · €1.47M
Income taxes
€553▼
2025 · €3k
Staff costs
€26k▼
2025 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 53 lines
Balance sheet
Code20252026
Assets
Total assets20/58€3.79M€3.66M▼
Fixed assets21/28€2.52M€2.40M▼
Intangible fixed assets21€23k€17k▼
Tangible fixed assets22/27€2.50M€2.38M▼
Land and buildings22€2.22M€2.17M▼
Plant, machinery and equipment23€184k€155k▼
Furniture and vehicles24€92k€52k▼
Current assets29/58€1.27M€1.26M▼
Stocks and contracts in progress3€20k€20k=
Stocks30/36€20k€20k=
Amounts receivable within one year40/41€1.14M€1.13M▼
Trade receivables40€88k€55k▼
Other amounts receivable41€1.06M€1.07M▲
Cash at bank and in hand54/58€68k€101k▲
Deferred charges and accrued income490/1€37k€10k▼
Equity and liabilities
Total equity and liabilities10/49€3.79M€3.66M▼
Equity10/15€801k€804k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€795k€798k▲
Distributable reserves133€795k€798k▲
Amounts payable17/49€2.99M€2.85M▼
Amounts payable after more than one year17€1.47M€1.30M▼
Financial debts170/4€1.47M€1.30M▼
Amounts payable within one year42/48€1.51M€1.54M▲
Current portion of amounts payable after more than one year42€175k€170k▼
Trade debts44€37k€22k▼
Suppliers440/4€37k€22k▼
Taxes, remuneration and social security45€27k€15k▼
Taxes450/3€23k€14k▼
Remuneration and social security454/9€4k€1k▼
Other amounts payable47/48€1.28M€1.34M▲
Accrued charges and deferred income492/3€8k€8k=
Income statement
Code20252026
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€78k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€142k€154k▲
Other operating charges640/8€20k€19k▼
Gross operating margin9900€234k€187k▼
Operating profit (loss)9901€-6k€-11k▼
Financial income75/76B€40k€47k▲
Recurring financial income75€40k€47k▲
Financial charges65/66B€31k€33k▲
Recurring financial charges65€31k€33k▲
Profit (loss) for the period before taxes9903€3k€4k▲
Income taxes67/77€3k€553▼
Profit (loss) for the period9904€775€3k▲
Profit (loss) for the period to be appropriated9905€775€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€775€3k▲
Transfer to equity691/2€775€3k▲
To other reserves6921€775€3k▲
Social balance
Average headcount (FTE)90871.80.6▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €2k | - |
| Remuneration, social security and pensions62 | €67k | €57k | €77k | €78k | €26k | ▼ 67.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €63k | €71k | €112k | €142k | €154k | ▲ 8.2% |
| Other operating charges640/8 | €4k | €15k | €18k | €20k | €19k | ▼ 5.6% |
| Gross operating margin9900 | €411k | €367k | €270k | €234k | €187k | ▼ 20.1% |
| Operating profit (loss)9901 | €278k | €224k | €64k | €-6k | €-11k | ▼ 88.9% |
| Financial income75/76B | €15k | €9k | €29k | €40k | €47k | ▲ 19.2% |
| Recurring financial income75 | €15k | €9k | €29k | €40k | €47k | ▲ 19.2% |
| Financial charges65/66B | €20k | €41k | €45k | €31k | €33k | ▲ 7.0% |
| Recurring financial charges65 | €20k | €41k | €45k | €31k | €33k | ▲ 7.0% |
| Profit (loss) for the period before taxes9903 | €273k | €192k | €47k | €3k | €4k | ▲ 6.3% |
| Income taxes67/77 | €97k | €61k | €10k | €3k | €553 | ▼ 78.5% |
| Profit (loss) for the period9904 | €176k | €130k | €37k | €775 | €3k | ▲ 287% |
| Profit (loss) for the period to be appropriated9905 | €176k | €130k | €37k | €775 | €3k | ▲ 287% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.11M | €2.33M | €2.24M | €3.79M | €3.66M | ▼ 3.6% |
| Fixed assets21/28 | €1.88M | €2.05M | €2.05M | €2.52M | €2.40M | ▼ 5.0% |
| Intangible fixed assets21 | €20k | €14k | €6k | €23k | €17k | ▼ 24.5% |
| Tangible fixed assets22/27 | €1.86M | €2.03M | €2.01M | €2.50M | €2.38M | ▼ 4.9% |
| Land and buildings22 | €1.78M | €1.79M | €1.75M | €2.22M | €2.17M | ▼ 2.3% |
| Plant, machinery and equipment23 | €59k | €106k | €131k | €184k | €155k | ▼ 16.1% |
| Furniture and vehicles24 | €22k | €136k | €124k | €92k | €52k | ▼ 43.5% |
| Financial fixed assets28 | - | - | €40k | - | - | - |
| Current assets29/58 | €232k | €283k | €187k | €1.27M | €1.26M | ▼ 0.8% |
| Stocks and contracts in progress3 | - | - | - | €20k | €20k | = |
| Stocks30/36 | - | - | - | €20k | €20k | = |
| Amounts receivable within one year40/41 | €165k | €182k | €120k | €1.14M | €1.13M | ▼ 1.4% |
| Trade receivables40 | €85k | €149k | €11k | €88k | €55k | ▼ 37.3% |
| Other amounts receivable41 | €80k | €33k | €109k | €1.06M | €1.07M | ▲ 1.6% |
| Cash at bank and in hand54/58 | €65k | €100k | €63k | €68k | €101k | ▲ 48.4% |
| Deferred charges and accrued income490/1 | €2k | €1k | €4k | €37k | €10k | ▼ 72.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.11M | €2.33M | €2.24M | €3.79M | €3.66M | ▼ 3.6% |
| Equity10/15 | €633k | €763k | €801k | €801k | €804k | ▲ 0.4% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | €6k | €6k | €6k | €6k | = |
| Issued capital100 | €19k | €19k | €19k | €19k | €19k | = |
| Uncalled capital101 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €627k | €757k | €794k | €795k | €798k | ▲ 0.4% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Legal reserve130 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €625k | €755k | €794k | €795k | €798k | ▲ 0.4% |
| Amounts payable17/49 | €1.48M | €1.57M | €1.44M | €2.99M | €2.85M | ▼ 4.7% |
| Amounts payable after more than one year17 | €1.30M | €1.21M | €1.12M | €1.47M | €1.30M | ▼ 11.6% |
| Financial debts170/4 | €1.30M | €1.21M | €1.12M | €1.47M | €1.30M | ▼ 11.6% |
| Amounts payable within one year42/48 | €172k | €351k | €313k | €1.51M | €1.54M | ▲ 2.0% |
| Current portion of amounts payable after more than one year42 | €91k | €157k | €94k | €175k | €170k | ▼ 2.7% |
| Financial debts43 | - | - | €17k | - | - | - |
| Credit institutions430/8 | - | - | €17k | - | - | - |
| Trade debts44 | €16k | €57k | €26k | €37k | €22k | ▼ 39.8% |
| Suppliers440/4 | €16k | €57k | €26k | €37k | €22k | ▼ 39.8% |
| Taxes, remuneration and social security45 | €42k | €52k | €42k | €27k | €15k | ▼ 44.4% |
| Taxes450/3 | €33k | €49k | €29k | €23k | €14k | ▼ 41.3% |
| Remuneration and social security454/9 | €8k | €3k | €13k | €4k | €1k | ▼ 62.8% |
| Other amounts payable47/48 | €24k | €84k | €135k | €1.28M | €1.34M | ▲ 4.9% |
| Accrued charges and deferred income492/3 | - | €2k | €8k | €8k | €8k | = |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €176k | €130k | €37k | €775 | €3k | ▲ 287% |
| + Depreciation and write-downs630 | €63k | €71k | €112k | €142k | €154k | ▲ 8.2% |
| Operating cash flow (approximation) | €239k | €202k | €149k | €143k | €157k | ▲ 9.7% |
| Investment in fixed assets (approximation) | - | €-239k | €-119k | €-612k | €-27k | ▲ 95.6% |
| Change in cash | - | €35k | €-37k | €6k | €33k | ▲ 470% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
28-02
Financial
Equity above €500kEq €633k ▲38.5%
3 profitable years in a row build equity to €633k.
2021
24-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
28-02
Financial
Back to profitnet €192k
Net result €192k after one loss-making year.
28-02
Financial
Liquidity times 5current ratio 2.44
Current ratio from 0.54 to 2.44.
28-02
Financial
Equity above €200kEq €288k
Equity rises from €-17k to €288k.
2019
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 9 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2017
Ground area
272 m²
Building footprint
260 m²
Parcel 35386D0176/00K006, Flanders. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
Immo Lecomte
since 20172.260.930.735
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35386D0176/00K006 | Flanders | 272 m² | 1 · 260 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 556 EUR awarded · 556 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 509 EUR | 509 EUR |
| 2022 | 1 | 47 EUR | 47 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 4,011 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-01-2017
Fiscal year end28-02
Activities, NACEBEL 2025
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.