IMMO JulAGe is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €460k and a net result of €170k. Equity is growing by ~48.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 7980 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
on the day
2021
29 d late
2020
2 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€460k▲ 53.6%
2024 · €300k
2019: €60k
2020: €61k
2021: €90k
2022: €136k
2023: €224k
2024: €300k
2019 → 2025
Net result
€170k▲ 54.9%
2024 · €110k
2019: €46k
2020: €2k
2021: €63k
2022: €85k
2023: €97k
2024: €110k
2019 → 2025
Total assets
€1.65M▲ 32.6%
2024 · €1.24M
2019: €111k
2020: €422k
2021: €437k
2022: €691k
2023: €768k
2024: €1.24M
2019 → 2025
Solvency
27.9%▲ 3.8pp
2024 · 24.1%
2019: 54.0%
2020: 14.5%
2021: 20.6%
2022: 19.6%
2023: 29.2%
2024: 24.1%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€136k▲ 50.6%€224k▲ 65.0%€300k▲ 33.7%€460k▲ 53.6%
Operating result€79k-€107k▲ 36.4%€121k▲ 13.0%€153k▲ 26.3%€247k▲ 61.6%
Net result€63k-€85k▲ 34.6%€97k▲ 15.0%€110k▲ 12.5%€170k▲ 54.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 62% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.65M
Fixed assets
€1.55M▲ 34.9%
Current assets
€97k▲ 4.1%
Equity and liabilities €1.65M
Equity
€460k▲ 53.6%
Debt
€1.19M▲ 26.0%
The debt ratio falls from 75.9% to 72.1%. Equity and debt are higher.
Key figures and ratios
Solvency
27.9%▲
2024 · 24.1%
ROE
36.9%▲
2024 · 36.5%
ROA
10.3%▲
2024 · 8.8%
Debt
€1.19M▲
2024 · €945k
Debt ≤ 1 year
€151k▲
2024 · €133k
Debt > 1 year
€1.03M▲
2024 · €810k
Income taxes
€57k▲
2024 · €32k
Staff costs
€51k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.65M▲
Fixed assets21/28€1.15M€1.55M▲
Tangible fixed assets22/27€1.15M€1.55M▲
Land and buildings22€522k€838k▲
Plant, machinery and equipment23-€386
Other tangible fixed assets26€630k€715k▲
Current assets29/58€93k€97k▲
Amounts receivable within one year40/41€13k€41k▲
Trade receivables40€12k€14k▲
Other amounts receivable41€705€28k▲
Current investments50/53€75k€50k▼
Cash at bank and in hand54/58€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.65M▲
Equity10/15€300k€460k▲
Contributions10/11€19k€19k=
Reserves13€91k€191k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€89k€189k▲
Profit (loss) carried forward14€190k€251k▲
Amounts payable17/49€945k€1.19M▲
Amounts payable after more than one year17€810k€1.03M▲
Financial debts170/4€810k€1.03M▲
Amounts payable within one year42/48€133k€151k▲
Current portion of amounts payable after more than one year42€64k€65k▲
Trade debts44€443€28k▲
Suppliers440/4€443€28k▲
Taxes, remuneration and social security45€11k€9k▼
Taxes450/3€5k€4k▼
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€58k€49k▼
Accrued charges and deferred income492/3€2k€9k▲
Income statement
Code20242025
Remuneration, social security and pensions62€51k€51k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€89k▲
Other operating charges640/8€49k€6k▼
Non-recurring operating charges66A€955-
Gross operating margin9900€302k€394k▲
Operating profit (loss)9901€153k€247k▲
Financial income75/76B€6k€4k▼
Recurring financial income75€6k€4k▼
Financial charges65/66B€17k€24k▲
Recurring financial charges65€17k€24k▲
Profit (loss) for the period before taxes9903€141k€227k▲
Income taxes67/77€32k€57k▲
Profit (loss) for the period9904€110k€170k▲
Profit (loss) for the period to be appropriated9905€110k€170k▲
Appropriation of the result
Profit (loss) to be appropriated9906€274k€360k▲
Profit (loss) brought forward from the previous period14P€164k€190k▲
Transfer to equity691/2€50k€100k▲
To other reserves6921€50k€100k▲
Profit to be distributed694/7€34k€9k▼
Directors or managers695€9k€9k=
Other beneficiaries697€25k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €170k ▲54.9%
Operating result €247k, net result €170k, both a record.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 2.16
Current ratio from 0.63 to 2.16; short-term debt falls from €143k to €78k.
31-03
Financial
Equity above €200kEq €224k ▲65%
5 profitable years in a row build equity to €224k.
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Equity above €100kEq €136k ▲50.6%
4 profitable years in a row build equity to €136k.
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
31-03
Financial
Weakest financial yearnet €2k ▼96.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
09-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waterstraat 53511 HasseltGround area
457 m²
Building footprint
143 m²
Volume, LiDAR
1,050 m³
Parcel 71056A0689/00C003, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO JulAGe
since 20172.269.249.276
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71056A0689/00C003 | Flanders | 457 m² | 1 · 143 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,654 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2017
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.