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IF - INVEST

Active Risk: not assessed
Private limited companyfounded 2017active for 8 yearsJozef Cardijnstraat 33, 8740 Pittem, BelgiumKBO/BCE: BE 0685.441.689
Summary

IF - INVEST is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €613,975 and a net result of €59,902. Equity has been growing by about 14% per year since 2019. Its solvency ranks better than 38% of 9,750 sector peers (NACE 64, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

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IF - INVESTActive
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Overview

Official details

Source: KBO
Status
Active since 28-11-2017 Normal situation
Activity
Activities of holding companies NACE 64210and 6 others
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 30-09-2023
Establishment unit
2.270.412.385 8740 Pittem, since 28-11-2017
Financial year end
30 September
Peppol
Reachable since 17-06-2025
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 30-09-2025
Profit
€59,902
▼ 3.1%
Equity
€613,975
▼ 14.6%
Total assets
€1.7m
▼ 6.3%
Employees on 30-09-2025
2
▼ 33.3%
  • 2025 accounts filed 29 days after the deadline
Filed on 29-05-2026
Financials
Signalsraises risk2025 accounts filed 29 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
29 days late
2024
8 days late
2023
19 days early
2022
10 days early
2021
2 days early
2020
33 days late
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 83% of companies in financial servicessector median €124,209 · 9,757 companies €613,975 View
  • Positive: 7 profitable years in a rowprofit 2025: €59,902 7 years View

Recent changes

  1. · Gazette deed Resignations: Vermeulen Filip (director) and Vervenne Isabelle (director)Reappointments: Vermeulen Filip (statutory director) and Vervenne Isabelle (statutory director)
  2. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as IF - INVEST: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €1.4m and €1.9m, founded between 2017 and 2018.

CompanyTotal assetsGross margin
IF - INVEST Pittem€1.7m€0.4m
LEPLAN Brugge€1.9m€0.5m
Ma-Rhu Middelkerke€1.8m€0.5m
Evelien Vanhooren De Haan€1.4m€0.4m
Bratavi Gent€1.6m€0.4m
AGA MANAGEMENT Destelbergen€1.8m€0.4m
IMMO JulAGe Hasselt€1.7m€0.4m
Full comparison

Key facts about IF - INVEST
What is the company number of IF - INVEST?
The company number of IF - INVEST is 0685.441.689. The VAT number is the same number with BE in front: BE 0685.441.689.
Where is IF - INVEST based?
The registered office is at Jozef Cardijnstraat 33, 8740 Pittem.Company details
What does IF - INVEST do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of IF - INVEST?
The legal form of IF - INVEST is Private limited company (BV).
When was IF - INVEST founded?
IF - INVEST was founded on 28-11-2017.
Is IF - INVEST still active?
Yes, IF - INVEST is an active enterprise in the KBO register.
How many employees does IF - INVEST have?
IF - INVEST had an average of 3.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does IF - INVEST fall under?
In its 30-09-2023 annual accounts, IF - INVEST states joint committees 100 (Aanvullend Paritair Comité voor de werklieden) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of IF - INVEST?
The turnover in financial year 2025 is ≈ €560,000. This figure is estimated from the gross margin of €426,924 and 34 comparable companies (NACE 64210). It probably lies between €470,000 and €890,000.
Is IF - INVEST profitable?
In financial year 2025, IF - INVEST made a profit of €59,902.
Where can I find the annual accounts of IF - INVEST?
IF - INVEST filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IF - INVEST due?
IF - INVEST must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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