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IMMO JO

Active
Private limited companyfounded 2022active for 4 yearsKoerselsebaan 47, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0783.582.331
Summary

IMMO JO has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€65,599) and a net result of €2,306. Equity has been stable since 2023 (±1.7% per year). Its solvency ranks better than 10% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 18-03-2022 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 1 other
Establishment unit
2.329.352.654 3550 Heusden-Zolder, since 01-04-2022
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€26,656
▲ 25.9%
Turnover
≈ €65,000
estimated
Profit
€2,306
Equity
-€65,599
▲ 3.4%
Total assets
€360,793
▼ 3.0%
  • Negative equity on 31-12-2025
Filed on 12-07-2026, 19 days before the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€65,599lowers riskSize: total assets €360,793Sector: Real estate activities (NACE 68)Figures for financial year 2025 (filed on 12-07-2026)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 46% of micro companies in real estate (NACE 68)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 7=
equity -18.2% of total assets
Liquidity 53-1
short-term debt 6.8% · cash 2.2%
Profitability 70+16
return on assets 0.6%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 1.7% 01-2025: 1.7%● unchanged vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.8%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 1.7%▼ -0.1 percentage points vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▼ -0.6 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.0%▼ -0.2 percentage points vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 0.4%▼ -0.6 percentage points vs 04-2026 06-2026: 0.5%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.4%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.76 (0.5 in 2024), below 1. Short-term debt is 6.8% and cash 2.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 10% of them on solvency, 61% on liquidity, 58% on profitability and 55% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €360,793
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Negative equity -€65,599
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 12-07-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 17119 sector peers (2025).
NBB · sector comparison
Position among 17119 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
19 days early
2024
23 days early
2023
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 26 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€65,599 View
  • Caution: Less equity than 91% of companies in real estatesector median €73,313 · 17,134 companies -€65,599 View

Comparable companies

These companies have the same main activity as IMMO JO: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €297,000 and €415,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
IMMO JO Heusden-Zolder€360,793€26,656
MSI Invest Houthalen-Helchteren€331,377€20,090
COBADI Oudsbergen€414,999€25,548
EM-VI Bree€296,913€26,064
E.S.S. Chaudfontaine€383,751€27,888
THYLE BUILDING Villers-la-Ville€362,048€36,140
ARDENNOR PROJECT & FACILITY MANAGEMENT Neufchâteau€305,126€29,420
Full comparison

Key facts about IMMO JO

What is the company number of IMMO JO?
The company number of IMMO JO is 0783.582.331. The VAT number is the same number with BE in front: BE 0783.582.331.
Where is IMMO JO based?
The registered office is at Koerselsebaan 47, 3550 Heusden-Zolder.Company details
What does IMMO JO do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of IMMO JO?
The legal form of IMMO JO is Private limited company (BV).
When was IMMO JO founded?
IMMO JO was founded on 18-03-2022.
Is IMMO JO still active?
Yes, IMMO JO is an active enterprise in the KBO register.
What is the turnover of IMMO JO?
The turnover in financial year 2025 is ≈ €65,000. This figure is estimated from the gross margin of €26,656 and 33 comparable companies (NACE 681). It probably lies between €41,000 and €130,000.Financials
Is IMMO JO profitable?
In financial year 2025, IMMO JO made a profit of €2,306.
Where can I find the annual accounts of IMMO JO?
IMMO JO filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IMMO JO due?
IMMO JO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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