IMMO JECO
ActiveIMMO JECO has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173k and a net result of €3k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 17% of 912 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-3
Solvency29▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.37 in 2024; short-term debt: 33.5% and cash: 0.6% of total assets), and 96.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.6%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 912 sector peers (2025).
NBB · sector comparisonPosition among 912 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
12 d early
2024
18 d late
2023
30 d late
2022
18 d late
2021
24 d late
2020
52 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€173k▲ 2.0%
2024 · €169k
2018: €117k
2019: €114k
2020: €113k
2021: €175k
2022: €191k
2023: €192k
2024: €169k
2018 → 2025
Total assets
€4.83M▼ 16.3%
2024 · €5.77M
2018: €357k
2019: €301k
2020: €304k
2021: €279k
2022: €292k
2023: €1.69M
2024: €5.77M
2018 → 2025
Net result
€3k
2024 · €-23k
2018: €-2k
2019: €-3k
2020: €-458
2021: €62k
2022: €15k
2023: €2k
2024: €-23k
2018 → 2025
Working capital
€-1.54M▼ 4.5%
2024 · €-1.47M
2018: €33k
2019: €40k
2020: €51k
2021: €41k
2022: €67k
2023: €54k
2024: €-1.47M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€175k-€191k▲ 8.8%€192k▲ 0.9%€169k▼ 11.9%€173k▲ 2.0%
Operating result€661-€22k▲ 3,256%€27k▲ 22.5%€80k▲ 196%€157k▲ 95.4%
Net result€62k-€15k▼ 75.4%€2k▼ 88.6%€-23k€3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 95% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.83M
Fixed assets
€4.74M▼ 3.5%
Current assets
€82k▼ 90.3%
Equity and liabilities €4.83M
Equity
€173k▲ 2.0%
Debt
€4.65M▼ 16.9%
The debt ratio falls from 97.1% to 96.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€360k▲
2024 · €280k
Cash flow
€207k▲
2024 · €176k
Solvency
3.6%▲
2024 · 2.9%
Current ratio
0.05▼
2024 · 0.37
Quick ratio
0.05▼
2024 · 0.37
Debt / equity
26.94▼
2024 · 33.08
ROE
2.0%▲
2024 · -13.6%
ROA
0.1%▲
2024 · -0.4%
Interest coverage
2.35▼
2024 · 2.70
Debt
€4.65M▼
2024 · €5.60M
Debt ≤ 1 year
€1.62M▼
2024 · €2.32M
Debt > 1 year
€3.04M▼
2024 · €3.28M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.77M€4.83M▼
Fixed assets21/28€4.92M€4.74M▼
Tangible fixed assets22/27€3.41M€3.24M▼
Land and buildings22€3.41M€3.24M▼
Financial fixed assets28€1.50M€1.50M=
Current assets29/58€852k€82k▼
Amounts receivable after more than one year29€50k€0▼
Trade receivables290€50k€0▼
Amounts receivable within one year40/41€757k€42k▼
Trade receivables40€80k€42k▼
Other amounts receivable41€677k€0▼
Cash at bank and in hand54/58€41k€30k▼
Deferred charges and accrued income490/1€4k€11k▲
Equity and liabilities
Total equity and liabilities10/49€5.77M€4.83M▼
Equity10/15€169k€173k▲
Contributions10/11€108k€108k=
Capital10€108k€108k=
Issued capital100€108k€108k=
Reserves13€84k€84k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Distributable reserves133€81k€81k=
Profit (loss) carried forward14€-23k€-20k▲
Amounts payable17/49€5.60M€4.65M▼
Amounts payable after more than one year17€3.28M€3.04M▼
Financial debts170/4€3.28M€3.04M▼
Amounts payable within one year42/48€2.32M€1.62M▼
Current portion of amounts payable after more than one year42€231k€242k▲
Financial debts43€1.95M€0▼
Other loans439€1.95M€0▼
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€2k€21k▲
Taxes450/3€2k€21k▲
Other amounts payable47/48€134k€1.35M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€199k€203k▲
Other operating charges640/8€17k€33k▲
Gross operating margin9900€297k€394k▲
Operating profit (loss)9901€80k€157k▲
Financial income75/76B€3€1▼
Recurring financial income75€3€1▼
Financial charges65/66B€103k€154k▲
Recurring financial charges65€103k€154k▲
Profit (loss) for the period before taxes9903€-23k€3k▲
Profit (loss) for the period9904€-23k€3k▲
Profit (loss) for the period to be appropriated9905€-23k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-23k€-20k▲
Profit (loss) brought forward from the previous period14P-€-23k
Transfer to equity691/2€0-
To the legal reserve6920€0-
To other reserves6921€0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Weakest financial yearnet €-23k ▼1428%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
31-12
Financial
Back to profitnet €62k
Net result €62k after 3 loss-making years.
31-12
Financial
Equity above €150kEq €175k ▲54.5%
Equity rises from €113k to €175k.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 4.20
Current ratio from 1.59 to 4.20; short-term debt falls from €55k to €13k.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieterrein Kanaal-Noord 11383960 BreeGround area
9,511 m²
Building footprint
3,940 m²
Parcel 72004A0114/00M003, Flanders. Linked by address, not a title deed.
1 establishment unit
Immo Jeco
since 19842.023.797.805
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004A0114/00M003 | Flanders | 9,511 m² | 1 · 3,940 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 667 companies in sector 77320 we hold annual accounts for 492. 366 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-11-1983
Fiscal year end31-12
Activities, NACEBEL
71320
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.