Tecra
ActiveSummary
Tecra has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €715k and a net result of €47k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 36% of 918 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
59
/ 100
Fair
The figures in the accounts for fiscal year 2025 give a score of 59 on their own. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-2
Solvency49▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days only on tighter terms
Liquidity ample (current ratio 1.5 against 1.45 in 2024; short-term debt: 23.9% and cash: 0.1% of total assets), but 75.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.3%
Return on assets
1.6%
Age of the figures
15 mo
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-08-2026, 188 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
188 d late
2024
4 d late
2023
on the day
2022
2 d late
2021
on the day
2020
6 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€715k▲ 7.0%
2024 · €668k
Total assets
€2.94M▲ 2.1%
2024 · €2.88M
Net result
€47k▲ 126%
2024 · €21k
Working capital
€351k▲ 22.5%
2024 · €287k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€174k▼ 76.6%€158k▼ 9.2%€79k▼ 50.2%€97k▲ 23.5%€133k▲ 37.3%
Net result€103k▲ 38.8%€90k▼ 12.1%€27k▼ 70.5%€21k▼ 22.3%€47k▲ 126%
Equity€531k▲ 24.0%€621k▲ 17.0%€648k▲ 4.3%€668k▲ 3.2%€715k▲ 7.0%
Total assets€1.92M▲ 4.4%€2.27M▲ 18.5%€2.94M▲ 29.3%€2.88M▼ 2.1%€2.94M▲ 2.1%
Debt€1.39M▼ 1.6%€1.65M▲ 19.1%€2.29M▲ 38.7%€2.21M▼ 3.6%€2.22M▲ 0.6%
Working capital€370k▲ 9.9%€528k▲ 42.5%€278k▼ 47.2%€287k▲ 3.1%€351k▲ 22.5%
Staff (FTE)000
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 37% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.94M
Fixed assets
€1.88M ▼ 3.5%
Current assets
€1.05M ▲ 13.7%
Equity and liabilities €2.94M
Equity
€715k ▲ 7.0%
Debt
€2.22M ▲ 0.6%
Debt's share of the balance-sheet total falls from 76.8% to 75.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€242k▲
2024 · €239k
Cash flow
€156k▼
2024 · €163k
Current ratio
1.50▲
2024 · 1.45
Quick ratio
0.88▲
2024 · 0.77
Debt to equity
3.11▼
2024 · 3.31
ROE
6.5%▲
2024 · 3.1%
ROA
1.6%▲
2024 · 0.7%
Interest coverage
3.04▼
2024 · 3.38
Debt ≤ 1 year
€701k▲
2024 · €639k
Debt > 1 year
€1.52M▼
2024 · €1.57M
Income taxes
€21k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €54k | €13k | €18k | €13k | ▼ 29.1% |
| Remuneration, social security and pensions62 | - | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €67k | €72k | €121k | €142k | €109k | ▼ 23.5% |
| Other operating charges640/8 | - | €12k | €12k | €18k | €19k | ▲ 4.1% |
| Gross operating margin9900 | €256k | €242k | €212k | €257k | €261k | ▲ 1.4% |
| Operating profit (loss)9901 | €174k | €158k | €79k | €97k | €133k | ▲ 37.3% |
| Financial income75/76B | - | €13k | €17k | €14k | €14k | ▼ 3.4% |
| Recurring financial income75 | €16k | €13k | €17k | €14k | €14k | ▼ 3.4% |
| Financial charges65/66B | - | €45k | €60k | €71k | €80k | ▲ 12.3% |
| Recurring financial charges65 | €47k | €45k | €60k | €71k | €80k | ▲ 12.3% |
| Profit (loss) for the period before taxes9903 | €143k | €126k | €36k | €40k | €67k | ▲ 66.8% |
| Income taxes67/77 | €40k | €36k | €9k | €20k | €21k | ▲ 5.3% |
| Profit (loss) for the period9904 | €103k | €90k | €27k | €21k | €47k | ▲ 126% |
| Profit (loss) for the period to be appropriated9905 | €103k | €90k | €27k | €21k | €47k | ▲ 126% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.92M | €2.27M | €2.94M | €2.88M | €2.94M | ▲ 2.1% |
| Fixed assets21/28 | €1.14M | €1.28M | €2.08M | €1.95M | €1.88M | ▼ 3.5% |
| Tangible fixed assets22/27 | €1.14M | €1.28M | €2.08M | €1.95M | €1.88M | ▼ 3.5% |
| Land and buildings22 | - | €1.14M | €1.87M | €1.74M | €1.67M | ▼ 4.3% |
| Plant, machinery and equipment23 | - | €2k | €2k | €1k | €756 | ▼ 35.3% |
| Furniture and vehicles24 | - | €13k | €76k | €60k | €50k | ▼ 16.9% |
| Leasing and similar rights25 | - | €0 | - | - | - | - |
| Other tangible fixed assets26 | - | €128k | €132k | €148k | €165k | ▲ 11.8% |
| Financial fixed assets28 | - | - | - | €3k | €3k | = |
| Current assets29/58 | €773k | €992k | €862k | €926k | €1.05M | ▲ 13.7% |
| Amounts receivable after more than one year29 | - | €236k | €254k | €234k | €247k | ▲ 5.8% |
| Other amounts receivable291 | - | €236k | €254k | €234k | €247k | ▲ 5.8% |
| Stocks and contracts in progress3 | - | €400k | €420k | €433k | €433k | = |
| Stocks30/36 | - | €400k | €420k | €433k | €433k | = |
| Amounts receivable within one year40/41 | €562k | €324k | €144k | €233k | €353k | ▲ 51.8% |
| Trade receivables40 | - | €324k | €70k | €214k | €286k | ▲ 34.0% |
| Other amounts receivable41 | - | - | €74k | €19k | €67k | ▲ 249% |
| Cash at bank and in hand54/58 | €8k | €24k | €29k | €3k | €4k | ▲ 7.5% |
| Deferred charges and accrued income490/1 | - | €8k | €15k | €23k | €15k | ▼ 34.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.92M | €2.27M | €2.94M | €2.88M | €2.94M | ▲ 2.1% |
| Equity10/15 | €531k | €621k | €648k | €668k | €715k | ▲ 7.0% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €104k | €195k | €221k | €242k | €288k | ▲ 19.3% |
| Non-distributable reserves130/1 | - | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €0 | - | - |
| Distributable reserves133 | - | €193k | €219k | €242k | €288k | ▲ 19.3% |
| Profit (loss) carried forward14 | €408k | €408k | €408k | €408k | €408k | = |
| Amounts payable17/49 | €1.39M | €1.65M | €2.29M | €2.21M | €2.22M | ▲ 0.6% |
| Amounts payable after more than one year17 | €984k | €1.19M | €1.71M | €1.57M | €1.52M | ▼ 3.1% |
| Financial debts170/4 | - | €1.19M | €1.71M | €1.57M | €1.52M | ▼ 3.1% |
| Amounts payable within one year42/48 | €403k | €464k | €584k | €639k | €701k | ▲ 9.7% |
| Current portion of amounts payable after more than one year42 | - | €122k | €153k | €153k | €167k | ▲ 8.8% |
| Financial debts43 | - | - | - | €17k | €11k | ▼ 37.3% |
| Credit institutions430/8 | - | - | - | €17k | €11k | ▼ 37.3% |
| Trade debts44 | €30k | €14k | €24k | €28k | €5k | ▼ 83.1% |
| Suppliers440/4 | - | €14k | €24k | €28k | €5k | ▼ 83.1% |
| Taxes, remuneration and social security45 | - | €19k | €18k | €10k | €10k | ▼ 5.6% |
| Taxes450/3 | - | €16k | €14k | €6k | €2k | ▼ 71.4% |
| Remuneration and social security454/9 | - | €3k | €4k | €4k | €8k | ▲ 84.0% |
| Other amounts payable47/48 | - | €309k | €388k | €430k | €509k | ▲ 18.3% |
| Accrued charges and deferred income492/3 | - | €131 | €2k | €141 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €103k | €90k | €27k | €21k | €47k | ▲ 126% |
| + Depreciation and write-downs630 | €67k | €72k | €121k | €142k | €109k | ▼ 23.5% |
| Operating cash flow (approximation) | €170k | €162k | €148k | €163k | €156k | ▼ 4.6% |
| Investment in fixed assets (approximation) | - | €-209k | €-918k | €-16k | €-42k | ▼ 163% |
| Change in cash | - | €15k | €5k | €-25k | €249 | ▲ 101% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 188 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Highest result since 2019net €103k ▲38.8%
Net result €103k, the highest in the series.
30-06
Financial
Equity above €500kEq €531k ▲24%
3 profitable years in a row build equity to €531k.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 23 days late
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 1987
Ground area
1,077 m²
Building footprint
236 m²
Volume, LiDAR
1,245 m³
Parcel 13045C0408/00C000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
TECRA
since 19872.030.432.407
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13045C0408/00C000 | Flanders | 1,077 m² | 1 · 236 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 666 companies in sector 77320 we hold annual accounts for 491. 365 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-12-1986
Fiscal year end30-06
Activities, NACEBEL 2025
77320Rental and leasing activities
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.