IMMO JEB CONSTRUCT
ActiveSummary
IMMO JEB CONSTRUCT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€85,011) and a net result of €6,925. Equity is shrinking by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 4613 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability53▼-47
Solvency0=
Growth55▼-17
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.12 against 0.09 in 2024; short-term debt: 174.9% and cash: 14.2% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-74.9%
Return on assets
6.1%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 4613 sector peers (2025).
NBB · sector comparisonPosition among 4613 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
3 d late
2023
221 d late
2022
1 d late
2021
3 d early
2020
on the day
2018
13 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, full schema
Turnover
€40,540▲ 26.1%
2024 · €32,149
EBIT margin
17.3%▼ 5.0pp
2024 · 22.2%
Net result
€6,925▼ 93.7%
2024 · €110,016
Working capital
-€175,016▲ 3.8%
2024 · -€181,941
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€515€32,328▲ 6,183%€32,149▼ 0.6%€40,540▲ 26.1%
Operating result-€79,723▼ 207%-€67,930▲ 14.8%-€49,053▲ 27.8%€7,153€7,008▼ 2.0%
Net result-€50,817below the sector's middle half-€67,991below the sector's middle half▼ 33.8%-€49,159below the sector's middle half▲ 27.7%€110,016within the sector's middle half€6,925within the sector's middle half▼ 93.7%
EBIT margin-13202.4%-151.7%▲ 13050.7pp22.2%▲ 174.0pp17.3%▼ 5.0pp
Equity-€84,801below the sector's middle half▼ 150%-€152,793below the sector's middle half▼ 80.2%-€201,951below the sector's middle half▼ 32.2%-€91,936below the sector's middle half▲ 54.5%-€85,011below the sector's middle half▲ 7.5%
Total assets€190,302below the sector's middle half▼ 13.2%€116,801below the sector's middle half▼ 38.6%€115,983below the sector's middle half▼ 0.7%€109,049below the sector's middle half▼ 6.0%€113,548below the sector's middle half▲ 4.1%
Debt€107,350▲ 264%€166,110▲ 54.7%€214,451▲ 29.1%€200,984▼ 6.3%€198,559▼ 1.2%
Working capital€70,340within the sector's middle half▼ 59.5%-€139,572within the sector's middle half-€188,481within the sector's middle half▼ 35.0%-€181,941within the sector's middle half▲ 3.5%-€175,016within the sector's middle half▲ 3.8%
Solvency-44.6%below the sector's middle half▼ 29.1pp-130.8%below the sector's middle half▼ 86.3pp-174.1%below the sector's middle half▼ 43.3pp-84.3%below the sector's middle half▲ 89.8pp-74.9%below the sector's middle half▲ 9.4pp
Current ratio1.66within the sector's middle half▼ 5.230.16below the sector's middle half▼ 1.500.12below the sector's middle half▼ 0.040.09below the sector's middle half▼ 0.030.12below the sector's middle half▲ 0.02
Return on assets (ROA)-26.7%below the sector's middle half▼ 40.3pp-58.2%below the sector's middle half▼ 31.5pp-42.4%below the sector's middle half▲ 15.8pp100.9%above the sector's middle half▲ 143.3pp6.1%above the sector's middle half▼ 94.8pp
Staff (FTE)0.5below the sector's middle half0.5within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113,548
Fixed assets
€90,005 =
Current assets
€23,543 ▲ 23.6%
Key figures and ratios
Debt to equity
-2.34▼
2024 · -2.19
Debt ≤ 1 year
€198,559▼
2024 · €200,984
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,798 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 91% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.5%
went bankrupt
5.3%
stopped otherwise
91%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €515 | €32,328 | €32,149 | €40,540 | ▲ 26.1% |
| Non-recurring operating income76A | - | €64,270 | €0 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €111,641 | €64,468 | €24,327 | €32,147 | ▲ 32.1% |
| Remuneration, social security and pensions62 | - | €1,623 | €16,535 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,210 | €2,350 | €250 | €8 | - | - |
| Other operating charges640/8 | - | €16,985 | €128 | €647 | €375 | ▼ 42.0% |
| Non-recurring operating charges66A | - | €116 | - | €15 | €1,010 | ▲ 6,633% |
| Gross operating margin9900 | -€70,823 | -€46,856 | -€32,141 | €7,822 | €8,393 | ▲ 7.3% |
| Operating profit (loss)9901 | -€79,723 | -€67,930 | -€49,053 | €7,153 | €7,008 | ▼ 2.0% |
| Financial charges65/66B | - | €61 | €106 | €620 | €83 | ▼ 86.6% |
| Recurring financial charges65 | €75 | €61 | €106 | €620 | €83 | ▼ 86.6% |
| Profit (loss) for the period before taxes9903 | -€79,798 | -€67,991 | -€49,159 | €6,533 | €6,925 | ▲ 6.0% |
| Transfer from deferred taxes780 | - | - | - | €103,483 | - | - |
| Income taxes67/77 | €26,936 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€50,817 | -€67,991 | -€49,159 | €110,016 | €6,925 | ▼ 93.7% |
| Transfer from tax-exempt reserves789 | - | - | - | €200,969 | - | - |
| Transfer to tax-exempt reserves689 | - | €200,969 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€50,817 | -€268,960 | -€49,159 | €310,985 | €6,925 | ▼ 97.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €190,302 | €116,801 | €115,983 | €109,049 | €113,548 | ▲ 4.1% |
| Fixed assets21/28 | €12,612 | €90,262 | €90,013 | €90,005 | €90,005 | = |
| Tangible fixed assets22/27 | €12,607 | €90,257 | €90,008 | €90,000 | €90,000 | = |
| Land and buildings22 | - | €90,000 | €90,000 | €90,000 | €90,000 | = |
| Furniture and vehicles24 | - | €257 | €8 | - | - | - |
| Financial fixed assets28 | €5 | €5 | €5 | €5 | €5 | = |
| Current assets29/58 | €177,690 | €26,539 | €25,970 | €19,044 | €23,543 | ▲ 23.6% |
| Amounts receivable within one year40/41 | €6,120 | €9,769 | €6,929 | €10,453 | €7,419 | ▼ 29.0% |
| Trade receivables40 | - | €6,120 | €6,120 | €9,888 | €6,120 | ▼ 38.1% |
| Other amounts receivable41 | - | €3,649 | €809 | €565 | €1,299 | ▲ 130% |
| Cash at bank and in hand54/58 | €171,166 | €16,769 | €19,042 | €8,590 | €16,124 | ▲ 87.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €190,302 | €116,801 | €115,983 | €109,049 | €113,548 | ▲ 4.1% |
| Equity10/15 | -€84,801 | -€152,793 | -€201,951 | -€91,936 | -€85,011 | ▲ 7.5% |
| Contributions10/11 | €166,337 | €166,337 | €166,337 | €166,337 | €166,337 | = |
| Capital10 | - | €166,337 | €166,337 | €166,337 | €166,337 | = |
| Issued capital100 | - | €166,337 | €166,337 | €166,337 | €166,337 | = |
| Reserves13 | €1,721 | €202,689 | €202,689 | €1,721 | €1,721 | = |
| Non-distributable reserves130/1 | - | €1,721 | €1,721 | €1,721 | €1,721 | = |
| Legal reserve130 | - | €1,721 | €1,721 | €1,721 | €1,721 | = |
| Tax-exempt reserves132 | - | €200,969 | €200,969 | €0 | - | - |
| Profit (loss) carried forward14 | -€252,859 | -€521,818 | -€570,977 | -€259,993 | -€253,068 | ▲ 2.7% |
| Provisions and deferred taxes16 | €167,753 | €103,483 | €103,483 | €0 | - | - |
| Deferred taxes168 | - | €103,483 | €103,483 | €0 | - | - |
| Amounts payable17/49 | €107,350 | €166,110 | €214,451 | €200,984 | €198,559 | ▼ 1.2% |
| Amounts payable within one year42/48 | €107,350 | €166,110 | €214,451 | €200,984 | €198,559 | ▼ 1.2% |
| Trade debts44 | €77,579 | €19,849 | €38,323 | €25,966 | €960 | ▼ 96.3% |
| Suppliers440/4 | - | €19,849 | €38,323 | €25,966 | €960 | ▼ 96.3% |
| Taxes, remuneration and social security45 | - | €1,353 | €9,256 | €6,134 | €7,592 | ▲ 23.8% |
| Taxes450/3 | - | €125 | €1,282 | €1,382 | €2,840 | ▲ 106% |
| Remuneration and social security454/9 | - | €1,228 | €7,975 | €4,752 | €4,752 | = |
| Other amounts payable47/48 | - | €144,908 | €166,872 | €168,884 | €190,007 | ▲ 12.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€50,817 | -€67,991 | -€49,159 | €110,016 | €6,925 | ▼ 93.7% |
| + Depreciation and write-downs630 | €4,210 | €2,350 | €250 | €8 | - | - |
| Operating cash flow (approximation) | -€46,607 | -€65,642 | -€48,909 | €110,023 | €6,925 | ▼ 93.7% |
| Investment in fixed assets (approximation) | - | -€80,000 | €0 | €0 | €0 | - |
| Change in cash | - | -€154,396 | €2,272 | -€10,451 | €7,534 | ▲ 172% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 2 days late
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 3 days late
2024
08-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 221 days late
30-06
Financial
Back to profitnet €110,016
Net result €110,016 after 3 loss-making years.
2023
01-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 1 day late
2022
30-06
Financial
Weakest financial yearnet -€67,991
Net result drops to -€67,991, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Liquidity times 75current ratio 6.89
Current ratio from 0.09 to 6.89; short-term debt falls from €104,801 to €29,481.
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 13 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
04-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 157 days late
04-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 522 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 1989
Ground area
1,081 m²
Building footprint
144 m²
Parcel 55019A0066/00T000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaussée du Pont du Sart(H-A) 232, 7110 La Louvière
since 19892.044.681.608
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55019A0066/00T000 | Wallonia | 1,081 m² | 1 · 144 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,146 companies in sector 68201 we hold annual accounts for 6,775. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-08-1989
Fiscal year end30-06
Abbreviation FR
I J CONSTRUCT
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0438204725
Also
9925:BE0438204725
Registered
02-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.