Equity
€63,673 from €116,198 in 2013
Equity fell by 45% in 12 years.
T.W.B.
Lifetime
20 annual accounts with figures on one time axis, 38 filings since 1988peak €36,498 (2016)
€9,390▼ 46.6%
lowest -€17,108 (2022)
-€4,955▼ €9,039
peak €116,198 (2013)
€63,673▼ 7.2%
€45,548▲ 30.1%
peak 0 FTE (2024)
0 FTE
Board7 names since 2021
5 directorsBOYEN Anne and 4 others
Owners
Documentsfilings and deeds
22-06-202639 days before the deadline
2025financial year
Gross margin from €17,600 to €9,390Loss of €4,955Debts from €35,002 to €45,548Investments €8,591Cash from €1,055 to €1,799
Key points
from the 2025 annual accountsTurnover
≈ €25,000 estimated
The accounts state no turnover.
Investments
€8,591 2.2 × depreciation
Green is investment, beige is depreciation.
Filings
38 annual accounts since 1988
The 2016 accounts came 30 days late. The other nine of the last ten were filed on time.
At the same address
7 companies
Position in the sector
€63,673
Less equity than 81% of companies in real estate. Sector median €942,893 · 5,811 companies.
Checked score
89
Excellent
Financially stronger than 36% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%highest value
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.1%▼ -0.3 percentage points vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €4,955 (financial year 2025)
lowers risk
Founded in 1987
Size: total assets €109,221
Figures for financial year 2025 (filed on 22-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 70% of them on solvency, 25% on liquidity, 17% on profitability and 31% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as T.W.B. has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of T.W.B. itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for T.W.B.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.05 (0.04 in 2024), below 1. Short-term debt is 41.7% and cash 1.6% of total assets. 41.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 days early
2024
14 days early
2023
50 days early
2022
21 days early
2021
33 days early
2020
93 days early
2019
36 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 41 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- TROONBEECKX BEHEER BERINGEN 100%equity €9.7m (2025) · annual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0432688096
Registered office moved within Beringen
New registered office: Collegestraat 9/2 te 3580 Beringen · Previous registered office: Hoogstraat 8 te 3580 Beringen · Permanent representative: Troonbeeckx Edgard · General meeting of 05-01-2023 · Gazette deed
Registered office moved to Beringen
New registered office: Hoogstraat 8, 3580 Beringen · Resignations: TROONBEECKX BEHEER BERINGEN (managing director) and TROONBEECKX Edgard (managing director) · Permanent representative: TROONBEECKX Edgard · General meeting of 11-04-2022 · Gazette deed
First establishment
Collegestraat 9, Beringen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| T.W.B. Beringen | €109,221 | €9,390 | 58.3% | 0 |
| 't Klaverke Wellen Wellen | €200,083 | €6,806 | 15.1% | 0 |
| R.B.INVEST Boortmeerbeek | €154,902 | €5,725 | 75.8% | 0 |
| SABBE BEDRIJF Diest | €145,634 | €23,900 | 36.0% | 0.2 |
| POK Brussels | €59,798 | €6,901 | 70.7% | 0.4 |
| SOCODAN Liège | €40,659 | €7,696 | 91.3% | 0 |
| VLIMECO Maaseik | €83,595 | €9,360 | 24.6% | - |
These companies have the same main activity as T.W.B.: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €40,700 and €200,000, founded between 1968 and 1996.
Official details
Source: KBO- Status
- Active since 01-12-1987Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201
- Establishment unit
- 2.034.116.0313580 Beringen, since 05-02-1988
- Financial year end
- 31 December
- Peppol
- Reachable since 28-01-2025
Annual accounts 2025
- €109,221▲ 5.4%
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Companies linked to T.W.B.
Parent and group
Insights on T.W.B.
T.W.B. has existed since 1987. The gross margin fell from €14,771 in 2006 to €9,390 in 2025.
Solvency fell in 2025 from 66.2% to 58.3% because of the loss.
TROONBEECKX BEHEER BERINGEN holds all the shares. In April 2022, the Official Gazette published the appointment of T.M.A. as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about T.W.B.
- What is the company number of T.W.B.?
- The company number of T.W.B. is 0432.688.096. The VAT number is the same number with BE in front: BE 0432.688.096.
- Where is T.W.B. based?
- The registered office is at Collegestraat 9, 3580 Beringen.Company details
- What does T.W.B. do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of T.W.B.?
- T.W.B. is a public limited company (NV).
- When was T.W.B. founded?
- T.W.B. was founded on 01-12-1987.
- Is T.W.B. still active?
- Yes, T.W.B. is an active enterprise in the KBO register.
- What is the turnover of T.W.B.?
- The turnover in financial year 2025 is ≈ €25,000. This figure is estimated from the gross margin of €9,390 and 34 comparable companies (NACE 68201). It probably lies between €17,000 and €40,000. It is a rough estimate.Financials
- Is T.W.B. profitable?
- In financial year 2025, T.W.B. made a loss of €4,955.
- Where can I find the annual accounts of T.W.B.?
- T.W.B. filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of T.W.B. due?
- T.W.B. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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