IMMO HYPO
ActiveIMMO HYPO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110k and a net result of €-560. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 48% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▲+2
Solvency52▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.09 in 2024; short-term debt: 12.8% and cash: 0% of total assets), and 73.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.8%
Return on assets
-0.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
33 d early
2023
26 d early
2022
31 d early
2021
10 d late
2020
on the day
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€110k▼ 0.5%
2024 · €110k
2018: €124k
2019: €137k
2020: €137k
2021: €125k
2022: €117k
2023: €111k
2024: €110k
2018 → 2025
Total assets
€409k▼ 3.2%
2024 · €423k
2018: €636k
2019: €487k
2020: €477k
2021: €450k
2022: €436k
2023: €434k
2024: €423k
2018 → 2025
Net result
€-560▲ 48.4%
2024 · €-1k
2018: €-16k
2019: €17k
2020: €801
2021: €-10k
2022: €-6k
2023: €-4k
2024: €-1k
2018 → 2025
Working capital
€-50k▲ 3.2%
2024 · €-52k
2018: €-492k
2019: €-46k
2020: €-36k
2021: €-41k
2022: €-41k
2023: €-52k
2024: €-52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€117k▼ 6.0%€111k▼ 4.8%€110k▼ 1.0%€110k▼ 0.5%
Operating result€-6k-€-1k▲ 79.0%€605€5k▲ 694%€5k▲ 4.6%
Net result€-10k-€-6k▲ 45.0%€-4k▲ 36.7%€-1k▲ 69.9%€-560▲ 48.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €409k
Fixed assets
€407k▼ 2.5%
Current assets
€2k▼ 58.7%
Equity and liabilities €409k
Equity
€110k▼ 0.5%
Provisions
€8k▼ 4.1%
Debt
€291k▼ 4.1%
The debt ratio falls from 71.9% to 71.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €15k
Cash flow
€10k▲
2024 · €9k
Solvency
26.8%▲
2024 · 26.1%
Current ratio
0.04▼
2024 · 0.09
Quick ratio
0.04▼
2024 · 0.09
Debt / equity
2.65▼
2024 · 2.75
ROE
-0.5%▲
2024 · -1.0%
ROA
-0.1%▲
2024 · -0.3%
Interest coverage
2.68▲
2024 · 2.49
Debt
€291k▼
2024 · €304k
Debt ≤ 1 year
€52k▼
2024 · €57k
Debt > 1 year
€238k▼
2024 · €246k
Income taxes
€180▲
2024 · €171
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€423k€409k▼
Fixed assets21/28€418k€407k▼
Tangible fixed assets22/27€418k€407k▼
Land and buildings22€416k€406k▼
Plant, machinery and equipment23€595€332▼
Furniture and vehicles24€1k€908▼
Current assets29/58€5k€2k▼
Amounts receivable within one year40/41€79€70▼
Other amounts receivable41€79€70▼
Current investments50/53€48€8▼
Cash at bank and in hand54/58€2k€61▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€423k€409k▼
Equity10/15€110k€110k▼
Contributions10/11€19k€19k=
Reserves13€92k€91k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€17k€16k▼
Distributable reserves133€73k€73k▲
Provisions and deferred taxes16€9k€8k▼
Deferred taxes168€9k€8k▼
Amounts payable17/49€304k€291k▼
Amounts payable after more than one year17€246k€238k▼
Financial debts170/4€71k€63k▼
Other amounts payable178/9€175k€175k=
Amounts payable within one year42/48€57k€52k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€925€1k▲
Suppliers440/4€925€1k▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€40k€34k▼
Accrued charges and deferred income492/3€515€524▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€6k€6k▼
Gross operating margin9900€21k€21k▲
Operating profit (loss)9901€5k€5k▲
Financial income75/76B€1€2▲
Recurring financial income75€1€2▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€-1k€-737▲
Transfer from deferred taxes780€357€357=
Income taxes67/77€171€180▲
Profit (loss) for the period9904€-1k€-560▲
Transfer from tax-exempt reserves789€694€692▼
Profit (loss) for the period to be appropriated9905€-392€132▲
Appropriation of the result
Profit (loss) to be appropriated9906€-392€132▲
Transfer from equity791/2€392-
Transfer to equity691/2-€132
To other reserves6921-€132
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 30 days late
2019
30-09
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
02-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
04-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 4 days late
2017
23-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spoorwegstraat 743945 Tessenderlo-HamGround area
858 m²
Building footprint
113 m²
Volume, LiDAR
740 m³
Parcel 71033B0412/00H000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO ALVISE
since 20042.139.313.026
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71033B0412/00H000 | Flanders | 858 m² | 1 · 113 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 253 EUR awarded · 253 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 130 EUR | 130 EUR |
| 2022 | 1 | 123 EUR | 123 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
VANNU
BE 0805.060.210
Sint-Lievens-Houtem · Eq €110k
ALLO IMMO
BE 0540.956.726
Hasselt · Eq €110k
MEDISANA
BE 0432.319.397
Liedekerke · Eq €110k
BARDIMMO
BE 0471.729.806
Sint-Pieters-Leeuw · Eq €110k
IMMO BAO
BE 0464.925.057
Vorst · Eq €110k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 5,208 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-08-2004
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:011/79.00.74
Business parks
1 parkOffers a parcel on business park:Ravenshout